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CASA DECOR

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 199035 yrs activePriester Cuypersstraat 3, 1040 Etterbeek, BelgiumKBO/BCE: BE 0442.063.642
Summary

The computed 12-month bankruptcy probability of CASA DECOR is 1.8% (moderate). The 2025 annual accounts show equity of €35,932 and a net result of €11,638. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 9497 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch ReportCompare
CASA DECORActiveChecked score 57/100
Risk analysis ReportCompare

Overview

Activity
Painting of buildings
NACE 43341
1 site
Size
€21,671turnover 2025
Equity
€35,932
Profit
€11,638
Financial health
57 Fair Checked score 2025
Bankruptcy chance 12 m
1.8%
Structure
Accounts filed 31 d late0 of 3 deeds read
Why 57- Sector Specialised construction activities (NACE 43)- Latest accounts 31 days late; 2 of the last 3 late- Size: turnover €21,671, total assets €39,890+ Founded in 1990Show the evidence

Checked score

Score 2025
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 76% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2019
Strong
Solvency 100+13
equity 90.1% of total assets
Liquidity 51-7
short-term debt 5.5% · cash 0.8%
Profitability 100+60
return on assets 29.2%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 9.2%highest value 12-2024: 9.2%● 0.0% vs 11-2024highest value 01-2025: 9.2%● 0.0% vs 12-2024highest value 02-2025: 9.2%● 0.0% vs 01-2025highest value 03-2025: 9.2%● 0.0% vs 02-2025highest value 04-2025: 9.2%● 0.0% vs 03-2025highest value 05-2025: 9.2%● 0.0% vs 04-2025highest value 06-2025: 9.2%● 0.0% vs 05-2025highest value 07-2025: 9.2%● 0.0% vs 06-2025highest value 08-2025: 9.2%● 0.0% vs 07-2025highest value 09-2025: 9.2%● 0.0% vs 08-2025highest value 10-2025: 9.2%● 0.0% vs 09-2025highest value 11-2025: 9.2%● 0.0% vs 10-2025highest value 12-2025: 9.2%● 0.0% vs 11-2025highest value 01-2026: 9.2%● 0.0% vs 12-2025highest value 02-2026: 9.2%● 0.0% vs 01-2026highest value 03-2026: 9.2%● 0.0% vs 02-2026highest value 04-2026: 8.2%▼ -11.0% vs 03-2026 05-2026: 8.2%● 0.0% vs 04-2026 06-2026: 8.2%● 0.0% vs 05-2026 07-2026: 8.2%● 0.0% vs 06-2026 08-2026: 8.2%● 0.0% vs 07-2026 09-2026: 1.8%▼ -77.5% vs 08-2026lowest value 10-2026: 1.8%● 0.0% vs 09-2026lowest value
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
  • Size: turnover €21,671, total assets €39,890 raises the probability for this profile
  • Founded in 1990 lowers the probability for this profile
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 14.21 against 2.41 in 2019; short-term debt: 5.5% and cash: 0.8% of total assets), and 9.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 45%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: turnover €21,671, total assets €39,890
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
31 d late
2019
40 d late
2018
28 d late
2017
41 d early
1993
24 d early
1992
18 d early
1991
71 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2019 is 3 days after the deadline, and 50% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 52 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €11,638
  3. Liquidity times 6current ratio 14.21

Key points

  • Positive: Among the best 6% on solvencysector median 44.2% · 9,497 companies 90.1% View
  • Active since 1990founded 12-12-1990 35 years View
  • Turnover 20253 fiscal years filed €21,671 View

By topic

Financials

Fiscal year
2025
Turnover
€21,671
Profit
€11,638
Solvency
90.1%
Turnover▼ 52.4%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
1992
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Liquidity times 6
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Activity
Painting of buildingsNACE 43341
Founded
12-12-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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