CAS CONSEIL
ActiveCAS CONSEIL has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €59k and a net result of €-9k. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability44▲+44
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 64.86 against 18.53 in 2023; short-term debt: 0.8% and cash: 8.7% of total assets), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
98.4%
Return on assets
-14.5%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-9k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
19 d late
2023
33 d early
2022
48 d early
2021
52 d early
2020
53 d early
2019
44 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€59k▼ 12.9%
2023 · €68k
2018: €99k
2019: €94k
2020: €109k
2021: €131k
2022: €99k
2023: €68k
2018 → 2024
Total assets
€60k▼ 14.2%
2023 · €70k
2018: €109k
2019: €136k
2020: €133k
2021: €154k
2022: €110k
2023: €70k
2018 → 2024
Net result
€-9k▲ 71.9%
2023 · €-31k
2018: €7k
2019: €24k
2020: €15k
2021: €22k
2022: €-32k
2023: €-31k
2018 → 2024
Working capital
€31k▲ 4.0%
2023 · €30k
2018: €61k
2019: €55k
2020: €68k
2021: €96k
2022: €57k
2023: €30k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€109k-€131k▲ 19.8%€99k▼ 24.5%€68k▼ 31.4%€59k▼ 12.9%
Operating result€22k-€31k▲ 37.8%€-32k€-30k▲ 3.6%€-8k▲ 72.9%
Net result€15k-€22k▲ 42.1%€-32k€-31k▲ 3.0%€-9k▲ 71.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2024 against €30k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €60k
Fixed assets
€28k▼ 25.9%
Current assets
€32k▼ 0.1%
Equity and liabilities €60k
Equity
€59k▼ 12.9%
Debt
€941▼ 56.4%
The debt ratio falls from 3.1% to 1.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▲
2023 · €-19k
Cash flow
€1k▲
2023 · €-20k
Solvency
98.4%▲
2023 · 96.9%
Current ratio
64.86▲
2023 · 18.53
Quick ratio
35.20▲
2023 · 10.07
Debt / equity
0.02▼
2023 · 0.03
ROE
-14.8%▲
2023 · -45.8%
ROA
-14.5%▲
2023 · -44.4%
Interest coverage
5.25▲
2023 · -56.84
Debt
€941▼
2023 · €2k
Debt ≤ 1 year
€488▼
2023 · €2k
Income taxes
€172▼
2023 · €330
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€70k€60k▼
Fixed assets21/28€38k€28k▼
Tangible fixed assets22/27€38k€28k▼
Land and buildings22€19k€17k▼
Furniture and vehicles24€19k€11k▼
Current assets29/58€32k€32k▼
Stocks and contracts in progress3€14k€14k=
Stocks30/36€14k€14k=
Amounts receivable within one year40/41€9k€12k▲
Other amounts receivable41€9k€12k▲
Cash at bank and in hand54/58€8k€5k▼
Deferred charges and accrued income490/1€198-
Equity and liabilities
Total equity and liabilities10/49€70k€60k▼
Equity10/15€68k€59k▼
Contributions10/11€25k€25k=
Reserves13€6k€6k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€4k€4k=
Profit (loss) carried forward14€37k€28k▼
Amounts payable17/49€2k€941▼
Amounts payable within one year42/48€2k€488▼
Trade debts44€91€93▲
Suppliers440/4€91€93▲
Taxes, remuneration and social security45€2k€367▼
Taxes450/3€2k€367▼
Other amounts payable47/48€28€28=
Accrued charges and deferred income492/3€448€453▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€2k€135▼
Gross operating margin9900€-18k€2k▲
Operating profit (loss)9901€-30k€-8k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€343€319▼
Recurring financial charges65€343€319▼
Profit (loss) for the period before taxes9903€-31k€-9k▲
Income taxes67/77€330€172▼
Profit (loss) for the period9904€-31k€-9k▲
Profit (loss) for the period to be appropriated9905€-31k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€28k▼
Profit (loss) brought forward from the previous period14P€68k€37k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 64.86
Current ratio from 18.53 to 64.86; short-term debt falls from €2k to €488.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 18.53
Current ratio from 6.19 to 18.53; short-term debt falls from €11k to €2k.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-32k ▼248%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €109k ▲16.2%
3 profitable years in a row build equity to €109k.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €24k ▲217%
Operating result €32k, net result €24k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
La Place, Corroy 201325 Chaumont-GistouxGround area
2,784 m²
Building footprint
419 m²
Volume, LiDAR
2,933 m³
2 parcels, Wallonia · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CAS CONSEIL
since 19762.012.982.897
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25021E0023/00T000 | Wallonia | 2,678 m² | 1 · 313 m² | 8.9 m · 2 fl. |
| 25021E0020/00E000 | Wallonia | 106 m² | 1 · 106 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LA GALERIE BELGE
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KITSUNE
BE 0464.856.365
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HVM AUCTION
BE 0504.978.733
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KIRILOFF M.
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Of 1,435 companies in sector 47791 we hold annual accounts for 455. 331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-1976
Fiscal year end31-12
Activities, NACEBEL
47791Retail sale of antiques
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.