CARTRANS
ActiveSummary
CARTRANS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160k and a net result of €58k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+31
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.75 against 3.28 in 2024; short-term debt: 17.5% and cash: 9.7% of total assets), and 17.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.5%
Return on assets
30%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
64 d early
2023
61 d early
2022
97 d early
2021
83 d early
2020
94 d early
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€160k▲ 74.3%
2024 · €92k
2018: €71k
2019: €77k
2020: €78k
2021: €78k
2022: €83k
2023: €92k
2024: €92k
2018 → 2025
Total assets
€194k▲ 83.5%
2024 · €106k
2018: €106k
2019: €101k
2020: €95k
2021: €90k
2022: €98k
2023: €110k
2024: €106k
2018 → 2025
Net result
€58k▲ 18,439%
2024 · €314
2018: €-8k
2019: €6k
2020: €831
2021: €289
2022: €5k
2023: €9k
2024: €314
2018 → 2025
Working capital
€59k▲ 89.2%
2024 · €31k
2018: €28k
2019: €34k
2020: €20k
2021: €29k
2022: €30k
2023: €9k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€83k▲ 6.0%€92k▲ 10.3%€92k▲ 0.3%€160k▲ 74.3%
Operating result€3k-€6k▲ 87.5%€10k▲ 78.4%€651▼ 93.5%€80k▲ 12,196%
Net result€289-€5k▲ 1,523%€9k▲ 81.8%€314▼ 96.3%€58k▲ 18,439%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12,196% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€101k ▲ 66.5%
Current assets
€93k ▲ 106%
Equity and liabilities €194k
Equity
€160k ▲ 74.3%
Debt
€34k ▲ 145%
Debt's share of the balance-sheet total rises from 13.0% to 17.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€103k▲
2024 · €27k
Cash flow
€81k▲
2024 · €27k
Current ratio
2.75▼
2024 · 3.28
Quick ratio
2.69▼
2024 · 3.12
Debt to equity
0.21▲
2024 · 0.15
ROE
36.4%▲
2024 · 0.3%
ROA
30.0%▲
2024 · 0.3%
Interest coverage
199.17▲
2024 · 74.07
Debt ≤ 1 year
€34k▲
2024 · €14k
Income taxes
€21k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€106k€194k▲
Fixed assets21/28€60k€101k▲
Tangible fixed assets22/27€60k€101k▲
Land and buildings22€8k€7k▼
Plant, machinery and equipment23€31k€51k▲
Furniture and vehicles24€21k€43k▲
Current assets29/58€45k€93k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€6k€66k▲
Trade receivables40€6k€65k▲
Other amounts receivable41€47€584▲
Cash at bank and in hand54/58€32k€19k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€106k€194k▲
Equity10/15€92k€160k▲
Contributions10/11€10k€20k▲
Reserves13€82k€140k▲
Distributable reserves133€82k€140k▲
Amounts payable17/49€14k€34k▲
Amounts payable within one year42/48€14k€34k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Advances received on contracts in progress46€3k€0▼
Taxes, remuneration and social security45€2k€20k▲
Taxes450/3€2k€20k▲
Other amounts payable47/48€5k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€23k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€0€0▼
Gross operating margin9900€30k€106k▲
Operating profit (loss)9901€651€80k▲
Financial income75/76B€29€30▲
Recurring financial income75€29€30▲
Financial charges65/66B€366€516▲
Recurring financial charges65€366€516▲
Profit (loss) for the period before taxes9903€314€80k▲
Income taxes67/77€0€21k▲
Profit (loss) for the period9904€314€58k▲
Profit (loss) for the period to be appropriated9905€314€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€314€58k▲
Transfer to equity691/2€314€58k▲
To other reserves6921€314€58k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €58k ▲18439%
Operating result €80k, net result €58k, both a record.
31-12
Financial
Equity above €150kEq €160k ▲74.3%
7 profitable years in a row build equity to €160k.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.28
Current ratio from 1.52 to 3.28; short-term debt falls from €18k to €14k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 2 establishment units since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsebaan 1672570 DuffelGround area
4,717 m²
Building footprint
889 m²
Volume, LiDAR
5,444 m³
2 parcels, Flanders · tallest building 19.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
CARTRANS
since 19882.040.205.948
INTRO Cultuur - Erfgoed - Media
since 20252.376.914.229
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029C0187/00V000 | Flanders | 4,070 m² | 1 · 198 m² | 19.9 m · 2 fl. |
| 12302D0418/00B000 | Flanders | 647 m² | 1 · 690 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Het Binnenwerk
BE 0405.024.785
Sint-Niklaas · Eq €159,095
EUROPEAN CAR STORE
BE 0525.952.113
Izegem · Eq €158,616
AUTO'S MARC & ZOON
BE 0832.953.252
Aalter · Eq €161,860
WENS MOTORS
BE 0775.796.496
Turnhout · Eq €158,102
Lynk & Co Sales Belgium
BE 0753.625.761
Antwerpen · Eq €162,260
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 764 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-09-1988
Fiscal year end31-12
Trade name NL
INTRO Cultuur en Media en INTRO Cultuur - Erfgoed - Media
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
18130Pre-press and pre-media services
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
46720Wholesale of motor vehicle parts and accessories
49410Freight transport by road
62200Computer consultancy and computer facilities management
74999Other professional, scientific and technical activities
77110Renting and leasing of cars and light motor vehicles
85520Cultural education
85699Other educational support services
96302Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.