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Cartaya

Active
Private limited companyfounded 20242 yrs activeWinnerstraat 36, 3940 Hechtel-Eksel, BelgiumKBO/BCE: BE 1005.656.705
Summary

The computed 12-month bankruptcy probability of Cartaya is 6.3% (elevated). The 2024 annual accounts show equity of €14,792 and a net result of €8,792. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability91
Solvency55
Growth-
Track record67
Bankruptcy probability, 12 months
6.3% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.99; short-term debt: 69.6% and cash: 14.2% of total assets), and 69.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
30.4%
Return on assets
18.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
43 d early
2024
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Cartaya was incorporated on 6 February 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, abbreviated schema

Equity
€14,792
Total assets
€48,664
Net result
€8,792
Working capital
-€205

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €48,664
Fixed assets €14,997
Current assets €33,667
Equity and liabilities €48,664
Equity €14,792
Debt €33,872
Debt finances 69.6% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€14,261
Cash flow
€9,498
Current ratio
0.99
Quick ratio
0.98
Debt to equity
2.29
ROE
59.4%
ROA
18.1%
Interest coverage
13.99
Debt ≤ 1 year
€33,872
Income taxes
€3,975
Staff costs
€116

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 6.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 42 lines
Balance sheet Code2024
Assets
Total assets20/58€48,664
Fixed assets21/28€14,997
Intangible fixed assets21€5,055
Tangible fixed assets22/27€9,942
Land and buildings22€6,033
Plant, machinery and equipment23€2,641
Furniture and vehicles24€1,268
Current assets29/58€33,667
Stocks and contracts in progress3€611
Stocks30/36€611
Amounts receivable within one year40/41€26,153
Trade receivables40€14,939
Other amounts receivable41€11,214
Cash at bank and in hand54/58€6,903
Equity and liabilities
Total equity and liabilities10/49€48,664
Equity10/15€14,792
Contributions10/11€6,000
Reserves13€8,750
Distributable reserves133€8,750
Profit (loss) carried forward14€42
Amounts payable17/49€33,872
Amounts payable within one year42/48€33,872
Trade debts44€26,223
Suppliers440/4€26,223
Advances received on contracts in progress46€6,849
Other amounts payable47/48€800
Income statement Code2024
Remuneration, social security and pensions62€116
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€706
Other operating charges640/8€450
Gross operating margin9900€14,827
Operating profit (loss)9901€13,555
Financial income75/76B€231
Recurring financial income75€231
Financial charges65/66B€1,019
Recurring financial charges65€1,019
Profit (loss) for the period before taxes9903€12,767
Income taxes67/77€3,975
Profit (loss) for the period9904€8,792
Profit (loss) for the period to be appropriated9905€8,792
Appropriation of the result
Profit (loss) to be appropriated9906€8,792
Transfer to equity691/2€8,750
To other reserves6921€8,750

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€116
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€706
Other operating charges640/8€450
Gross operating margin9900€14,827
Operating profit (loss)9901€13,555
Financial income75/76B€231
Recurring financial income75€231
Financial charges65/66B€1,019
Recurring financial charges65€1,019
Profit (loss) for the period before taxes9903€12,767
Income taxes67/77€3,975
Profit (loss) for the period9904€8,792
Profit (loss) for the period to be appropriated9905€8,792
Line2024
Assets
Total assets20/58€48,664
Fixed assets21/28€14,997
Intangible fixed assets21€5,055
Tangible fixed assets22/27€9,942
Land and buildings22€6,033
Plant, machinery and equipment23€2,641
Furniture and vehicles24€1,268
Current assets29/58€33,667
Stocks and contracts in progress3€611
Stocks30/36€611
Amounts receivable within one year40/41€26,153
Trade receivables40€14,939
Other amounts receivable41€11,214
Cash at bank and in hand54/58€6,903
Equity and liabilities
Total equity and liabilities10/49€48,664
Equity10/15€14,792
Contributions10/11€6,000
Reserves13€8,750
Distributable reserves133€8,750
Profit (loss) carried forward14€42
Amounts payable17/49€33,872
Amounts payable within one year42/48€33,872
Trade debts44€26,223
Suppliers440/4€26,223
Advances received on contracts in progress46€6,849
Other amounts payable47/48€800
Line2024
Profit (loss) for the period9904€8,792
+ Depreciation and write-downs630€706
Operating cash flow (approximation)€9,498

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 2 establishment units since 2024
seat establishment All 2 establishment units on the map
Ground area
4,550 m²
Building footprint
1,050 m²
Volume, LiDAR
4,752 m³
2 parcels, Flanders · tallest building 12.4 m, ±1 floor. Linked by address, not a title deed.
4 companies at this address See who is registered here
2 establishment units
Cartaya
Winnerstraat 36, 3940 Hechtel-EkselOther holiday and short-stay accommodation
since 20242.355.324.702
Forestique
Witherendreef 1, 3900 PeltFull-service restaurants
since 20252.372.036.317
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72502D1365/00F000 Flanders 3,701 m² 1 · 937 m² 12.4 m · 1 fl.
72006A0307/00P000 Flanders 849 m² 1 · 113 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 4,500 EUR awarded · 4,500 EUR paid
Year Entries awardedpaid
2025 1 4,500 EUR4,500 EUR
Schemes
1 entry · 4,500 EUR · 4,500 EUR paid · SPORT VLAANDEREN

Recognitions · licences · registrations

Food safety, FASFC

1 site
Pelt2.372.036.317
1 permission
Drankgelegenheid · since 09-01-2026

Similar companies · same sector, comparable size

Of 7,499 companies in sector 56210 we hold annual accounts for 2,451. 1,707 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
56112Limited-service restaurants, excluding mobile food services
93299Other amusement and recreation activities
Contact
E-mail lienverheyen16@hotmail.comPelt
Phone 11649798Pelt
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005656705
Registered 01-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.