Financials
- Financial year
- 2025
- Total assets
- €598,192
- Profit
- €2,806
- Solvency
- -2.5%
Total assets▲ 11.9%
Net result
20222025
Cars & Classics
ActiveSummary
Cars & Classics has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€14,657) and a net result of €2,806. Equity is growing by about 44% per year across the filed financial years. Its solvency ranks better than 11% of 1,301 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311
1 site
Size
€598,192total assets 2025
- Staff
- 2 FTE
- Equity
- -€14,657
- Profit
- €2,806
Structure
2025 accounts 3 days early1 deed in the Belgian Official Gazette
Why 55raises riskCapped at 59: negative equityNegative equity -€14,657Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskSize: 2 FTE, total assets €598,192Liquidity: current ratio 3.09, cash €46,558, halvedShow the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 40% of its sector peers (NACE 95, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency
23+1
equity -2.5% of total assets
Liquidity
48-32
short-term debt 29.1% · cash 7.8%
Profitability
69+21
return on assets 0.5%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.3%
12-2024: 1.3%● unchanged vs 11-2024
01-2025: 1.3%● unchanged vs 12-2024
02-2025: 1.3%● unchanged vs 01-2025
03-2025: 1.3%● unchanged vs 02-2025
04-2025: 1.3%● unchanged vs 03-2025
05-2025: 1.4%▲ +0.1 percentage points vs 04-2025
06-2025: 1.3%▼ -0.1 percentage points vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 1.9%▲ +0.6 percentage points vs 07-2025highest value
09-2025: 1.1%▼ -0.8 percentage points vs 08-2025
10-2025: 1.1%● unchanged vs 09-2025
11-2025: 0.8%▼ -0.3 percentage points vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026lowest value
04-2026: 0.9%▲ +0.1 percentage points vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 0.9%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.3 percentage points vs 07-2026
09-2026: 1.2%● unchanged vs 08-2026
10-2026: 1.2%● unchanged vs 09-2026
No credit on open account
Liquidity ample (current ratio 3.09, compared with 2.31 in 2024, above the usual 1.5; short-term debt: 29.1% and cash: 7.8% of total assets), but equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 16% on solvency, 42% on liquidity, 40% on profitability and 63% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 1301 sector peers (2025).
NBB · sector comparisonPosition among 1301 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 days early
2024
28 days late
2023
on the day
2022
9 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 9 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · full…
- Highest result from 2022 to 2025net €13,331 ▲12.3%
Key points
By topic
Timeline
- Events
- 7
- Since
- 2023
- Next accounts
- by 31-07-2027
- 31-07-2024Annual accounts filed
- 31-12-2023Back to profit
- 31-12-2023Liquidity more than doubled
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General maintenance and repair of cars and light…NACE 95311
- Founded
- 14-03-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about Cars & Classics
- What is the company number of Cars & Classics?
- 0783.380.413. In Belgium the VAT number is the company number with BE in front: BE 0783.380.413.
- Where is Cars & Classics based?
- The registered office is at Malmedyer Strasse 60, 4750 Bütgenbach.Company details
- What does Cars & Classics do?
- According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
- What is the legal form of Cars & Classics?
- Private limited company (BV).
- When was Cars & Classics founded?
- On 14-03-2022.
- Is Cars & Classics still active?
- Yes, Cars & Classics is an active enterprise in the KBO register.
- How many employees does Cars & Classics have?
- On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Cars & Classics?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is Cars & Classics profitable?
- In financial year 2025, Cars & Classics made a profit of €2,806.
- Where can I find the annual accounts of Cars & Classics?
- Cars & Classics filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Cars & Classics due?
- By 31-07-2027, for financial year 2026.Timeline
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