CARROSSERIE VK
ActiveCARROSSERIE VK has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €496k and a net result of €130k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 572 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+10
Solvency62▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days only on tighter terms
Liquidity ample (current ratio 1.55 against 1.47 in 2023; short-term debt: 31.8% and cash: 1.3% of total assets), but 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-04-2026, 264 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
264 d late
2023
215 d late
2022
130 d late
2021
57 d late
2020
174 d late
2019
20 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€130k▲ 439%
2023 · €24k
2018: €3k
2019: €42k
2020: €8k
2021: €-11k
2022: €155k
2023: €24k
2018 → 2024
Working capital
€238k▲ 26.6%
2023 · €188k
2018: €134k
2019: €136k
2020: €193k
2021: €140k
2022: €171k
2023: €188k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€291k-€281k▼ 3.7%€435k▲ 55.1%€435k=€496k▲ 13.9%
Operating result€16k-€-2k€181k€50k▼ 72.6%€175k▲ 253%
Net result€8k-€-11k€155k€24k▼ 84.5%€130k▲ 439%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 253% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.36M
Fixed assets
€686k▼ 10.0%
Current assets
€669k▲ 14.3%
Equity and liabilities €1.36M
Equity
€496k▲ 13.9%
Debt
€859k▼ 5.8%
The debt ratio falls from 67.7% to 63.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€277k▲
2023 · €145k
Cash flow
€232k▲
2023 · €120k
Solvency
36.6%▲
2023 · 32.3%
Current ratio
1.55▲
2023 · 1.47
Quick ratio
1.14▲
2023 · 1.05
Debt / equity
1.73▼
2023 · 2.09
ROE
26.1%▲
2023 · 5.5%
ROA
9.6%▲
2023 · 1.8%
Interest coverage
20.13▲
2023 · 10.78
Debt
€859k▼
2023 · €912k
Debt ≤ 1 year
€431k▲
2023 · €397k
Debt > 1 year
€426k▼
2023 · €513k
Income taxes
€33k▲
2023 · €12k
Staff costs
€217k▲
2023 · €196k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.35M€1.36M▲
Fixed assets21/28€762k€686k▼
Tangible fixed assets22/27€760k€684k▼
Land and buildings22€403k€387k▼
Plant, machinery and equipment23€152k€135k▼
Furniture and vehicles24€205k€143k▼
Leasing and similar rights25-€2k
Other tangible fixed assets26-€18k
Financial fixed assets28€2k€2k=
Current assets29/58€585k€669k▲
Stocks and contracts in progress3€168k€177k▲
Stocks30/36€168k€177k▲
Amounts receivable within one year40/41€294k€270k▼
Trade receivables40€294k€270k▼
Other amounts receivable41€233€233=
Current investments50/53€104k€204k▲
Cash at bank and in hand54/58€19k€18k▼
Equity and liabilities
Total equity and liabilities10/49€1.35M€1.36M▲
Equity10/15€435k€496k▲
Contributions10/11€19k€19k=
Reserves13€56k€56k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€54k€54k=
Profit (loss) carried forward14€361k€421k▲
Amounts payable17/49€912k€859k▼
Amounts payable after more than one year17€513k€426k▼
Financial debts170/4€513k€426k▼
Amounts payable within one year42/48€397k€431k▲
Current portion of amounts payable after more than one year42€89k€90k▲
Trade debts44€197k€232k▲
Suppliers440/4€197k€232k▲
Taxes, remuneration and social security45€47k€16k▼
Taxes450/3€32k-
Remuneration and social security454/9€15k€16k▲
Other amounts payable47/48€64k€92k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20232024
Non-recurring operating income76A€481-
Remuneration, social security and pensions62€196k€217k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€96k€102k▲
Other operating charges640/8€11k€9k▼
Gross operating margin9900€353k€504k▲
Operating profit (loss)9901€50k€175k▲
Financial income75/76B€358€2k▲
Recurring financial income75€358€931▲
Non-recurring financial income76B-€980
Financial charges65/66B€13k€14k▲
Recurring financial charges65€13k€14k▲
Profit (loss) for the period before taxes9903€36k€163k▲
Income taxes67/77€12k€33k▲
Profit (loss) for the period9904€24k€130k▲
Profit (loss) for the period to be appropriated9905€24k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€385k€490k▲
Profit (loss) brought forward from the previous period14P€361k€361k=
Profit to be distributed694/7€24k€69k▲
Return on contributions (dividend)694€24k€24k=
Directors or managers695-€45k
Social balance
Average headcount (FTE)9087-2,173.5
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 264 days late
2025
03-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 215 days late
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 130 days late
2022
31-12
Financial
Back to profitnet €155k
Net result €155k after one loss-making year.
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 174 days late
2021
31-12
Financial
Weakest financial yearnet €-11k ▼232%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
03-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 64 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Charleroi 2535030 GemblouxGround area
1,806 m²
Building footprint
386 m²
Parcel 92255B0149/00R002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée de Charleroi 253, 5030 Gembloux
since 20002.096.598.580
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92255B0149/00R002 | Wallonia | 1,806 m² | 1 · 386 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
R.V. CARROSSERIE
BE 0421.268.822
Ans · Eq €496k
CARROSSERIE BOGEMANS
BE 0871.222.722
Grimbergen · Eq €495k
CARROSSERIE ARCQ
BE 0430.167.284
Sint-Pieters-Woluwe · Eq €492k
CARROSSERIE SORECA
BE 0461.647.348
Boussu · Eq €491k
CARROSSERIE NOUVEL L.E.
BE 0830.907.146
Braine-l'Alleud · Eq €501k
Of 1,877 companies in sector 95314 we hold annual accounts for 847. 625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-04-2000
Fiscal year end31-12
Activities, NACEBEL
45204
50200
95314Bodywork repair (including spraying and painting)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.