CARROSSERIE RENAULT
ActiveCARROSSERIE RENAULT has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.32M and a net result of €2k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 56% of 1033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-48
Solvency75▼-25
Growth36▼-30
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 23.3 in 2024; short-term debt: 49.7% and cash: 0.2% of total assets), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
0%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
16 d early
2023
215 d late
2022
29 d late
2021
41 d early
2020
37 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.72M▲ 3.8%
2024 · €1.66M
2018: €1.42M
2019: €1.49M
2020: €1.27M
2021: €1.42M
2022: €1.43M
2023: €1.62M
2024: €1.66M
2018 → 2025
EBIT margin
-3.5%▼ 7.9pp
2024 · 4.4%
2018: 5.2%
2019: 3.1%
2020: 5.5%
2021: 5.5%
2022: 0.4%
2023: 2.5%
2024: 4.4%
2018 → 2025
Net result
€2k▼ 99.1%
2024 · €168k
2018: €81k
2019: €62k
2020: €86k
2021: €94k
2022: €36k
2023: €147k
2024: €168k
2018 → 2025
Working capital
€3.19M▼ 48.3%
2024 · €6.18M
2018: €5.49M
2019: €5.59M
2020: €5.69M
2021: €5.80M
2022: €5.79M
2023: €5.98M
2024: €6.18M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.42M-€1.43M▲ 1.1%€1.62M▲ 13.2%€1.66M▲ 2.1%€1.72M▲ 3.8%
Equity€5.97M-€6.01M▲ 0.6%€6.16M▲ 2.4%€6.32M▲ 2.7%€3.32M▼ 47.4%
Operating result€78k-€6k▼ 92.4%€41k▲ 597%€72k▲ 75.3%€-61k
Net result€94k-€36k▼ 62.0%€147k▲ 310%€168k▲ 14.8%€2k▼ 99.1%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €61k after €72k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.61M
Fixed assets
€131k▼ 6.5%
Current assets
€6.47M▲ 0.2%
Equity and liabilities €6.61M
Equity
€3.32M▼ 47.4%
Debt
€3.28M▲ 1,081%
The debt ratio rises from 4.2% to 49.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-51k▼
2024 · €103k
Cash flow
€11k▼
2024 · €199k
Solvency
50.3%▼
2024 · 95.8%
Current ratio
1.97▼
2024 · 23.30
Quick ratio
1.97▼
2024 · 23.30
Debt / equity
0.99▲
2024 · 0.04
ROE
0.0%▼
2024 · 2.7%
ROA
0.0%▼
2024 · 2.6%
Interest coverage
-50.63▼
2024 · 106.35
Debt
€3.28M▲
2024 · €278k
Debt ≤ 1 year
€3.28M▲
2024 · €277k
Income taxes
€3k▼
2024 · €64k
Staff costs
€587k▲
2024 · €432k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.60M€6.61M▲
Fixed assets21/28€140k€131k▼
Tangible fixed assets22/27€140k€131k▼
Land and buildings22€138k€130k▼
Plant, machinery and equipment23€2k€2k▼
Current assets29/58€6.46M€6.47M▲
Amounts receivable after more than one year29€2.99M€2.99M=
Other amounts receivable291€2.99M€2.99M=
Amounts receivable within one year40/41€3.45M€3.47M▲
Trade receivables40€384k€185k▼
Other amounts receivable41€3.07M€3.28M▲
Cash at bank and in hand54/58€12k€11k▼
Equity and liabilities
Total equity and liabilities10/49€6.60M€6.61M▲
Equity10/15€6.32M€3.32M▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€6.30M€3.30M▼
Amounts payable17/49€278k€3.28M▲
Amounts payable within one year42/48€277k€3.28M▲
Trade debts44€138k€150k▲
Suppliers440/4€138k€150k▲
Advances received on contracts in progress46€12k€14k▲
Taxes, remuneration and social security45€127k€116k▼
Taxes450/3€68k€40k▼
Remuneration and social security454/9€60k€76k▲
Other amounts payable47/48-€3.00M
Accrued charges and deferred income492/3€631€854▲
Income statement
Code20242025
Turnover70€1.66M€1.72M▲
Non-recurring operating income76A€13k€9k▼
Goods, raw materials, services and sundry goods60/61€1.12M€1.18M▲
Remuneration, social security and pensions62€432k€587k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€9k▼
Other operating charges640/8€16k€13k▼
Gross operating margin9900€551k€549k▼
Operating profit (loss)9901€72k€-61k▼
Financial income75/76B€161k€66k▼
Recurring financial income75€161k€66k▼
Financial charges65/66B€971€1k▲
Recurring financial charges65€971€1k▲
Profit (loss) for the period before taxes9903€232k€4k▼
Income taxes67/77€64k€3k▼
Profit (loss) for the period9904€168k€2k▼
Profit (loss) for the period to be appropriated9905€168k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6.30M€6.30M=
Profit (loss) brought forward from the previous period14P€6.13M€6.30M▲
Profit to be distributed694/7-€3.00M
Return on contributions (dividend)694-€3.00M
Social balance
Average headcount (FTE)90879.29.5▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼99.1%
Net result drops to €2k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
03-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 215 days late
2024
31-12
Financial
Highest result since 2018net €168k ▲14.8%
Net result €168k, the highest in the series.
2023
31-12
Financial
Liquidity triplescurrent ratio 28.54
Current ratio from 8.74 to 28.54; short-term debt falls from €749k to €217k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 3916042 CharleroiGround area
597 m²
Building footprint
177 m²
Volume, LiDAR
793 m³
2 parcels, Wallonia · tallest building 11.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Mondron sn, 6042 Charleroi
since 19862.034.059.514
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52040B0359/00K023 | Wallonia | 473 m² | 1 · 104 m² | - |
| 52040C0208/00M004indicative | Wallonia | 124 m² | 1 · 73 m² | 11.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CARROSSERIE VANDEN BERGHE
BE 0446.086.469
Roeselare · Eq €3.14M
CARROSSERIE VALCO
BE 0876.063.121
Aalst · Eq €3.13M
VANASSCHE SERVICES
BE 0473.397.315
Harelbeke · Eq €3.55M
CARROSSERIE DECLERCQ
BE 0479.330.250
Pittem · Eq €3.06M
Van Mossel Carrosserie
BE 0448.687.059
Aartselaar · Eq €2.99M
Of 1,877 companies in sector 95314 we hold annual accounts for 847. 259 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-1986
Fiscal year end31-12
Activities, NACEBEL
45204
50200
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.