Carropools
ActiveCarropools has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.16M and a net result of €217k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 8.27 against 9.38 in 2024; short-term debt: 11.6% and cash: 4.1% of total assets), and 14% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 22
Relative position
BE, all sectors
reference
Sector 22
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
12 d late
2024
11 d late
2023
23 d late
2022
31 d late
2021
17 d early
2020
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.16M▲ 7.4%
2024 · €2.95M
2020: €911k
2021: €2.13M
2022: €2.87M
2023: €2.94M
2024: €2.95M
2020 → 2025
Total assets
€3.68M▲ 2.9%
2024 · €3.58M
2020: €1.50M
2021: €3.40M
2022: €3.35M
2023: €3.46M
2024: €3.58M
2020 → 2025
Net result
€217k▲ 4,686%
2024 · €5k
2020: €865k
2021: €1.22M
2022: €741k
2023: €69k
2024: €5k
2020 → 2025
Working capital
€3.11M▲ 4.0%
2024 · €2.99M
2020: €746k
2021: €1.75M
2022: €2.38M
2023: €2.60M
2024: €2.99M
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.13M-€2.87M▲ 34.7%€2.94M▲ 2.4%€2.95M▲ 0.2%€3.16M▲ 7.4%
Operating result€1.57M-€928k▼ 41.1%€73k▼ 92.2%€-13k€204k
Net result€1.22M-€741k▼ 39.5%€69k▼ 90.7%€5k▼ 93.4%€217k▲ 4,686%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €204k after a loss of €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.68M
Fixed assets
€141k▼ 38.0%
Current assets
€3.54M▲ 5.7%
Equity and liabilities €3.68M
Equity
€3.16M▲ 7.4%
Debt
€514k▼ 18.2%
The debt ratio falls from 17.6% to 14.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€312k▲
2024 · €99k
Cash flow
€325k▲
2024 · €116k
Solvency
86.0%▲
2024 · 82.4%
Current ratio
8.27▼
2024 · 9.38
Quick ratio
7.46▼
2024 · 8.56
Debt / equity
0.16▼
2024 · 0.21
ROE
6.9%▲
2024 · 0.2%
ROA
5.9%▲
2024 · 0.1%
Interest coverage
107.46▲
2024 · 16.84
Debt
€514k▼
2024 · €628k
Debt ≤ 1 year
€428k▲
2024 · €357k
Income taxes
€44k▲
2024 · €12k
Staff costs
€319k▲
2024 · €294k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.58M€3.68M▲
Fixed assets21/28€227k€141k▼
Intangible fixed assets21€97k€62k▼
Tangible fixed assets22/27€117k€54k▼
Plant, machinery and equipment23€61k€25k▼
Furniture and vehicles24€55k€30k▼
Other tangible fixed assets26€1k€0▼
Financial fixed assets28€13k€24k▲
Current assets29/58€3.35M€3.54M▲
Amounts receivable after more than one year29€350k€350k=
Other amounts receivable291€350k€350k=
Stocks and contracts in progress3€292k€350k▲
Stocks30/36€216k€258k▲
Contracts in progress37€76k€92k▲
Amounts receivable within one year40/41€1.53M€2.59M▲
Trade receivables40€367k€513k▲
Other amounts receivable41€1.16M€2.08M▲
Cash at bank and in hand54/58€1.13M€152k▼
Deferred charges and accrued income490/1€50k€97k▲
Equity and liabilities
Total equity and liabilities10/49€3.58M€3.68M▲
Equity10/15€2.95M€3.16M▲
Contributions10/11€26k€26k=
Reserves13€2.92M€3.14M▲
Non-distributable reserves130/1€133€133=
Reserves not available under the articles1311€133€133=
Tax-exempt reserves132€126k€316k▲
Distributable reserves133€2.79M€2.82M▲
Amounts payable17/49€628k€514k▼
Amounts payable within one year42/48€357k€428k▲
Trade debts44€283k€385k▲
Suppliers440/4€283k€385k▲
Taxes, remuneration and social security45€44k€42k▼
Taxes450/3€9k€15k▲
Remuneration and social security454/9€35k€27k▼
Other amounts payable47/48€30k€0▼
Accrued charges and deferred income492/3€271k€86k▼
Income statement
Code20242025
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€294k€319k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€108k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€0▼
Other operating charges640/8€37k€2k▼
Gross operating margin9900€434k€633k▲
Operating profit (loss)9901€-13k€204k▲
Financial income75/76B€35k€60k▲
Recurring financial income75€35k€60k▲
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€16k€261k▲
Income taxes67/77€12k€44k▲
Profit (loss) for the period9904€5k€217k▲
Transfer from tax-exempt reserves789€758k€0▼
Transfer to tax-exempt reserves689€126k€189k▲
Profit (loss) for the period to be appropriated9905€636k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€636k€28k▼
Transfer to equity691/2€636k€28k▼
To other reserves6921€636k€28k▼
Social balance
Average headcount (FTE)90874.94.5▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
31-12
Financial
Weakest financial yearnet €5k ▼93.4%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 6.01
Current ratio from 2.39 to 6.01; short-term debt falls from €1.26M to €474k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2020net €1.22M ▲41.4%
Operating result €1.57M, net result €1.22M, both a record.
31-12
Financial
Equity above €2MEq €2.13M ▲134%
2 profitable years in a row build equity to €2.13M.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat(STE) 115A9190 StekeneGround area
5,076 m²
Building footprint
1,562 m²
Volume, LiDAR
8,051 m³
Parcel 46024A1790/00E000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nieuwstraat(STE) 115A, 9190 Stekene
since 20192.299.739.643
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A1790/00E000 | Flanders | 5,076 m² | 1 · 1,562 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 69,431 EUR awarded · 64,431 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 16,875 EUR | 11,875 EUR |
| 2024 | 2 | 7,530 EUR | 14,730 EUR |
| 2023 | 3 | 2,826 EUR | 20,326 EUR |
| 2022 | 3 | 42,200 EUR | 17,500 EUR |
Schemes
Subsidies voor internationaal ondernemen
Brexit-veerkrachtsubsidie (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 602 companies in sector 22260 we hold annual accounts for 282. 169 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2019
Fiscal year end31-12
Activities, NACEBEL
22260Manufacture of rubber and plastic products
25530Machining of metals
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.