CARROL
ActiveCARROL has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €11k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 72% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+10
Solvency95▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.07 in 2024; short-term debt: 30.4% and cash: 0.2% of total assets), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
15.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
3 d early
2023
71 d early
2022
71 d early
2021
63 d early
2020
83 d early
2019
84 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 29.6%
2024 · €36k
2018: €29k
2019: €30k
2020: €29k
2021: €31k
2022: €33k
2023: €30k
2024: €36k
2018 → 2025
Total assets
€66k▼ 7.9%
2024 · €72k
2018: €50k
2019: €84k
2020: €80k
2021: €72k
2022: €87k
2023: €80k
2024: €72k
2018 → 2025
Net result
€11k▲ 78.6%
2024 · €6k
2018: €5k
2019: €1k
2020: €-435
2021: €2k
2022: €2k
2023: €-3k
2024: €6k
2018 → 2025
Working capital
€-17k▲ 48.7%
2024 · €-34k
2018: €-15k
2019: €-54k
2020: €-50k
2021: €-41k
2022: €-36k
2023: €-51k
2024: €-34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€33k▲ 6.4%€30k▼ 10.2%€36k▲ 19.9%€46k▲ 29.6%
Operating result€3k-€3k▲ 1.3%€-2k€8k€16k▲ 101%
Net result€2k-€2k▲ 22.1%€-3k€6k€11k▲ 78.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 101% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€64k▼ 8.7%
Current assets
€3k▲ 15.0%
Equity and liabilities €66k
Equity
€46k▲ 29.6%
Debt
€20k▼ 44.6%
The debt ratio falls from 50.5% to 30.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▲
2024 · €19k
Cash flow
€21k▲
2024 · €17k
Solvency
69.6%▲
2024 · 49.5%
Current ratio
0.14▲
2024 · 0.07
Quick ratio
0.14▲
2024 · 0.07
Debt / equity
0.44▼
2024 · 1.02
ROE
22.9%▲
2024 · 16.6%
ROA
15.9%▲
2024 · 8.2%
Interest coverage
57.07▲
2024 · 24.50
Debt
€20k▼
2024 · €36k
Debt ≤ 1 year
€20k▼
2024 · €36k
Income taxes
€5k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€66k▼
Fixed assets21/28€70k€64k▼
Tangible fixed assets22/27€70k€64k▼
Land and buildings22€29k€62k▲
Plant, machinery and equipment23€38k-
Furniture and vehicles24€3k€2k▼
Current assets29/58€2k€3k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€3k▲
Cash at bank and in hand54/58-€135
Equity and liabilities
Total equity and liabilities10/49€72k€66k▼
Equity10/15€36k€46k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€2k€12k▲
Non-distributable reserves130/1€2k-
Legal reserve130€2k-
Distributable reserves133-€12k
Profit (loss) carried forward14€27k€27k=
Amounts payable17/49€36k€20k▼
Amounts payable within one year42/48€36k€20k▼
Financial debts43€6k€0▼
Credit institutions430/8€6k€0▼
Trade debts44€144€3k▲
Suppliers440/4€144€3k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€26k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€20k€30k▲
Operating profit (loss)9901€8k€16k▲
Financial charges65/66B€766€476▼
Recurring financial charges65€766€476▼
Profit (loss) for the period before taxes9903€7k€16k▲
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€6k€11k▲
Profit (loss) for the period to be appropriated9905€6k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€38k▲
Profit (loss) brought forward from the previous period14P€21k€27k▲
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €11k ▲78.6%
Operating result €16k, net result €11k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k ▼271%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
21-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
09-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Belle Epine(HSH) 436120 Ham-sur-Heure-NalinnesGround area
3,325 m²
Building footprint
330 m²
Volume, LiDAR
1,847 m³
2 parcels, Wallonia · tallest building 14.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Rossignols 73, 6110 Montigny-le-Tilleul
since 19982.089.385.839
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52048D0087/00A003 | Wallonia | 1,712 m² | 1 · 157 m² | 14.0 m · 2 fl. |
| 56034A0049/00E000 | Wallonia | 1,613 m² | 1 · 173 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Giefep
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NICKEL
BE 0861.361.681
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DBR INVEST
BE 0662.958.871
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VDB Booischot
BE 0744.688.004
Heist-op-den-Berg · Eq €46k
Of 4,431 companies in sector 46180 we hold annual accounts for 1,887. 1,336 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-1998
Fiscal year end31-12
Activities, NACEBEL
45112
46180Agents specialised in the wholesale of other particular products
50102
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.