Carrara Consult
ActiveThe computed 12-month bankruptcy probability of Carrara Consult is 2.6% (moderate). The 2025 annual accounts show equity of €29k and a net result of €29k. Its solvency ranks better than 29% of 27386 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency51
Growth-
Stability67
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.38), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
27.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
41 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€29k
Total assets
€105k
Net result
€29k
Working capital
€29k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €105k
Equity
€29k
Debt
€76k
Debt finances 72.3% of the balance-sheet total.
Key figures and ratios
Solvency
27.7%
Current ratio
1.38
Quick ratio
1.38
Debt / equity
2.61
ROE
100.0%
ROA
27.7%
Debt
€76k
Debt ≤ 1 year
€76k
Income taxes
€8k
Staff costs
€405
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€105k
Current assets29/58€105k
Amounts receivable within one year40/41€80k
Trade receivables40€79k
Other amounts receivable41€2k
Cash at bank and in hand54/58€25k
Equity and liabilities
Total equity and liabilities10/49€105k
Equity10/15€29k
Profit (loss) carried forward14€29k
Amounts payable17/49€76k
Amounts payable within one year42/48€76k
Trade debts44€65k
Suppliers440/4€65k
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Other amounts payable47/48€1k
Income statement
Code2025
Remuneration, social security and pensions62€405
Other operating charges640/8€265
Gross operating margin9900€39k
Operating profit (loss)9901€38k
Financial charges65/66B€560
Recurring financial charges65€560
Profit (loss) for the period before taxes9903€38k
Income taxes67/77€8k
Profit (loss) for the period9904€29k
Profit (loss) for the period to be appropriated9905€29k
Appropriation of the result
Profit (loss) to be appropriated9906€29k
Timeline · acts, filings and financial milestones
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 41 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselse Steenweg 821190 VorstGround area
127 m²
Building footprint
139 m²
Volume, LiDAR
991 m³
Parcel 21382C0263/00Y003, Brussels · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Carrara Consult
since 20242.365.840.688
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0263/00Y003 | Brussels | 127 m² | 1 · 139 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHALLE CONSTRUCT
BE 0458.029.941
Gembloux · Eq €29k
AQUA EXCLUSIVE
BE 0760.656.380
Destelbergen · Eq €29k
MONICA CONSTRUCT
BE 0798.661.970
Sint-Pieters-Leeuw · Eq €29k
Underdog Invest
BE 0782.795.542
Genk · Eq €29k
C.P.R. BATIMENT
BE 0880.711.203
Charleroi · Eq €29k
Of 15,430 companies in sector 43990 we hold annual accounts for 7,352. 5,602 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2024
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.