Summary
CARPIMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €12.1m and a net result of €447,099. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 2413 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
28 d early
2023
36 d early
2022
60 d early
2021
52 d early
2020
82 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#9 company by total assets in Harelbeke, Finance and insurance sector#10 company by equity in Harelbeke, Finance and insurance sector
Equity
€12.1m▲ 3.8%
2024 · €11.7m
Net result
€447,099▼ 9.4%
2024 · €493,280
Total assets
€21.8m▼ 1.2%
2024 · €22.0m
Solvency
55.7%▲ 2.7pp
2024 · 53.0%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€456,052▲ 10.2%€515,334▲ 13.0%€697,802▲ 35.4%€872,643▲ 25.1%€767,816▼ 12.0%
Net result€48,598▲ 118%€256,745▲ 428%€335,002▲ 30.5%€493,280▲ 47.2%€447,099▼ 9.4%
Equity€10.6m▲ 2.0%€10.9m▲ 2.4%€11.2m▲ 3.1%€11.7m▲ 4.4%€12.1m▲ 3.8%
Total assets€23.3m▼ 5.6%€22.6m▼ 3.3%€22.4m▼ 0.6%€22.0m▼ 1.8%€21.8m▼ 1.2%
Debt€10.7m▼ 11.8%€9.9m▼ 8.1%€9.5m▼ 3.4%€8.8m▼ 8.0%€8.2m▼ 6.6%
Working capital-€668,897▼ 26.9%-€543,018▲ 18.8%-€507,287▲ 6.6%-€836,326▼ 64.9%-€788,211▲ 5.8%
Solvency45.4%▲ 3.4pp48.1%▲ 2.7pp49.9%▲ 1.8pp53.0%▲ 3.2pp55.7%▲ 2.7pp
Why a figure moved sharply
- 2022 Net result +428% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21.8m
Fixed assets
€21.1m ▼ 2.2%
Current assets
€687,282 ▲ 43.8%
Equity and liabilities €21.8m
Equity
€12.1m ▲ 3.8%
Provisions
€1.4m ▼ 8.2%
Debt
€8.2m ▼ 6.6%
Debt's share of the balance-sheet total falls from 39.9% to 37.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
3.7%▼
2024 · 4.2%
ROA
2.1%▼
2024 · 2.2%
Debt ≤ 1 year
€1.5m▲
2024 · €1.3m
Debt > 1 year
€6.7m▼
2024 · €7.5m
Income taxes
€271,777▼
2024 · €304,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €723,707 | €731,418 | €624,843 | €652,304 | €692,251 | ▲ 6.1% |
| Other operating charges640/8 | €100,654 | €111,379 | €121,284 | €125,561 | €129,174 | ▲ 2.9% |
| Gross operating margin9900 | €1.3m | €1.4m | €1.4m | €1.7m | €1.6m | ▼ 3.7% |
| Operating profit (loss)9901 | €456,052 | €515,334 | €697,802 | €872,643 | €767,816 | ▼ 12.0% |
| Financial income75/76B | - | - | €598 | €442 | €1,591 | ▲ 260% |
| Recurring financial income75 | - | - | €598 | €442 | €1,591 | ▲ 260% |
| Financial charges65/66B | €182,020 | €169,580 | €249,652 | €203,996 | €178,722 | ▼ 12.4% |
| Recurring financial charges65 | €182,020 | €169,580 | €249,652 | €203,996 | €178,722 | ▼ 12.4% |
| Profit (loss) for the period before taxes9903 | €274,032 | €345,754 | €448,748 | €669,089 | €590,685 | ▼ 11.7% |
| Transfer from deferred taxes780 | - | €157,085 | €130,347 | €128,191 | €128,191 | = |
| Income taxes67/77 | €225,434 | €246,094 | €244,093 | €304,000 | €271,777 | ▼ 10.6% |
| Profit (loss) for the period9904 | €48,598 | €256,745 | €335,002 | €493,280 | €447,099 | ▼ 9.4% |
| Transfer from tax-exempt reserves789 | €626,495 | €471,255 | €391,040 | €384,572 | €384,572 | = |
| Profit (loss) for the period to be appropriated9905 | €675,093 | €727,999 | €726,042 | €877,851 | €831,670 | ▼ 5.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €23.3m | €22.6m | €22.4m | €22.0m | €21.8m | ▼ 1.2% |
| Fixed assets21/28 | €22.7m | €22.1m | €21.5m | €21.5m | €21.1m | ▼ 2.2% |
| Tangible fixed assets22/27 | €12.1m | €11.4m | €10.8m | €10.9m | €10.4m | ▼ 4.3% |
| Land and buildings22 | €3.4m | €3.3m | €3.2m | €3.0m | €2.8m | ▼ 5.9% |
| Plant, machinery and equipment23 | - | €28,247 | €178,164 | €634,447 | €914,329 | ▲ 44.1% |
| Furniture and vehicles24 | €6,018 | €1,505 | €9,939 | €0 | - | - |
| Leasing and similar rights25 | €8.6m | €8.1m | €7.5m | €7.1m | €6.7m | ▼ 5.6% |
| Assets under construction and advance payments27 | - | - | - | €180,000 | €0 | ▼ 100% |
| Financial fixed assets28 | €10.7m | €10.7m | €10.7m | €10.7m | €10.7m | = |
| Current assets29/58 | €604,792 | €495,690 | €945,783 | €477,961 | €687,282 | ▲ 43.8% |
| Amounts receivable within one year40/41 | €304,542 | €225,798 | €898,036 | €249,933 | €587,927 | ▲ 135% |
| Trade receivables40 | €170,905 | €152,110 | €428,821 | €220,113 | €434,615 | ▲ 97.5% |
| Other amounts receivable41 | €133,637 | €73,688 | €469,215 | €29,820 | €153,312 | ▲ 414% |
| Cash at bank and in hand54/58 | €251,058 | €203,202 | €43,509 | €168,994 | €42,260 | ▼ 75.0% |
| Deferred charges and accrued income490/1 | €49,192 | €66,690 | €4,238 | €59,035 | €57,095 | ▼ 3.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €23.3m | €22.6m | €22.4m | €22.0m | €21.8m | ▼ 1.2% |
| Equity10/15 | €10.6m | €10.9m | €11.2m | €11.7m | €12.1m | ▲ 3.8% |
| Contributions10/11 | €7.8m | €7.8m | €7.8m | €7.8m | €7.8m | = |
| Capital10 | €7.8m | €7.8m | €7.8m | €7.8m | €7.8m | = |
| Issued capital100 | €7.8m | €7.8m | €7.8m | €7.8m | €7.8m | = |
| Reserves13 | €6.0m | €5.5m | €5.1m | €4.7m | €4.4m | ▼ 8.0% |
| Non-distributable reserves130/1 | €42,000 | €42,000 | €42,000 | €42,000 | €42,416 | ▲ 1.0% |
| Legal reserve130 | €42,000 | €42,000 | €42,000 | €42,000 | €42,416 | ▲ 1.0% |
| Tax-exempt reserves132 | €5.9m | €5.5m | €5.1m | €4.7m | €4.3m | ▼ 8.2% |
| Distributable reserves133 | €850 | €850 | €850 | €850 | €8,751 | ▲ 929% |
| Profit (loss) carried forward14 | -€3.2m | -€2.4m | -€1.7m | -€823,353 | €0 | ▲ 100% |
| Provisions and deferred taxes16 | €2.0m | €1.8m | €1.7m | €1.6m | €1.4m | ▼ 8.2% |
| Deferred taxes168 | €2.0m | €1.8m | €1.7m | €1.6m | €1.4m | ▼ 8.2% |
| Amounts payable17/49 | €10.7m | €9.9m | €9.5m | €8.8m | €8.2m | ▼ 6.6% |
| Amounts payable after more than one year17 | €9.5m | €8.8m | €8.1m | €7.5m | €6.7m | ▼ 9.8% |
| Financial debts170/4 | €9.5m | €7.6m | €6.9m | €6.4m | €5.9m | ▼ 8.7% |
| Other amounts payable178/9 | - | €1.2m | €1.2m | €1.0m | €864,790 | ▼ 16.8% |
| Amounts payable within one year42/48 | €1.3m | €1.0m | €1.5m | €1.3m | €1.5m | ▲ 12.3% |
| Current portion of amounts payable after more than one year42 | €1.1m | €842,116 | €774,295 | €840,203 | €987,095 | ▲ 17.5% |
| Financial debts43 | - | €70,117 | €382,464 | €0 | - | - |
| Credit institutions430/8 | - | €70,117 | €382,464 | €0 | - | - |
| Trade debts44 | €138,078 | €126,475 | €50,741 | €320,084 | €188,398 | ▼ 41.1% |
| Suppliers440/4 | €138,078 | €126,475 | €50,741 | €320,084 | €188,398 | ▼ 41.1% |
| Taxes, remuneration and social security45 | - | - | €245,570 | €154,000 | €300,000 | ▲ 94.8% |
| Taxes450/3 | - | - | €245,570 | €154,000 | €300,000 | ▲ 94.8% |
| Accrued charges and deferred income492/3 | - | €11,350 | €38,467 | €12,458 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48,598 | €256,745 | €335,002 | €493,280 | €447,099 | ▼ 9.4% |
| + Depreciation and write-downs630 | €723,707 | €731,418 | €624,843 | €652,304 | €692,251 | ▲ 6.1% |
| Operating cash flow (approximation) | €772,304 | €988,163 | €959,845 | €1.1m | €1.1m | ▼ 0.5% |
| Investment in fixed assets (approximation) | - | -€74,433 | -€46,589 | -€717,331 | -€218,907 | ▲ 69.5% |
| Change in cash | - | -€47,856 | -€159,693 | €125,485 | -€126,733 | ▼ 201% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €493,280 ▲47.2%
Operating result €872,643, net result €493,280, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €22,255
Net result €22,255 after one loss-making year.
31-12
Financial
Equity above €10mEq €10.4m ▲6.1%
Equity rises from €9.8m to €10.4m.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet -€35,295
Net result drops to -€35,295, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 1993
Ground area
1.7 ha
Building footprint
1.3 ha
Volume, LiDAR
53 m³
Parcel 34322C0699/00A000, Flanders · tallest building 2.8 m. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
CARPIMMO NV
since 19932.064.011.530
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34322C0699/00A000 | Flanders | 1.7 ha | 1 · 1.3 ha | 2.8 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdings · 3 subsidiaries in the treeOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 2
-
99.28%
-
96%
All subsidiaries, including indirect ones 3
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
- OSTA CARPETS 99.28%
LIGNE PURE 96%1 subsidiary
- Ligne Pure India PVT LTDIN 100%
According to the 2025 annual accounts of CARPIMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 5,482 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded15-09-1993
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
64910Financial service activities, except insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID
0208:0450918752
Also
9925:BE0450918752
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.