Skip to content

CarpFuture

Active
Private limited companyfounded 2023active for 3 yearsPolenstraat 161, 9940 Evergem, BelgiumKBO/BCE: BE 0803.682.711
Summary

CarpFuture has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,327 and a net result of €23,327. Its solvency ranks better than 27% of 13,595 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Wholesale trade
NACE 46382
1 site
Size
€310,148total assets 2025
Equity
€33,327
Profit
€23,327
Turnover not published (micro format)
Financial health
63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Structure
Accounts 23 days early1 of 2 deeds read
Why 63raises riskFounded in 2023Figures for financial year 2025 (filed 08-10-2025)Sector: Wholesale trade (NACE 46)lowers riskSize: total assets €310,148Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 29% of its sector peers (NACE 46, micro)
Financial strength
Weak
Solvency 36
equity 10.7% of total assets
Liquidity 14
short-term debt 85.4% · cash 8.8%
Profitability 67
return on assets 7.5%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,862 companies, NACE 46, micro)
Last 24 months 11-2024: 4.3% 12-2024: 4.7%▲ +0.4 percentage points vs 11-2024 01-2025: 4.7%● unchanged vs 12-2024 02-2025: 4.9%▲ +0.2 percentage points vs 01-2025 03-2025: 5.0%▲ +0.1 percentage points vs 02-2025 04-2025: 4.8%▼ -0.2 percentage points vs 03-2025 05-2025: 4.9%▲ +0.1 percentage points vs 04-2025 06-2025: 5.1%▲ +0.2 percentage points vs 05-2025 07-2025: 5.3%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 5.3%● unchanged vs 07-2025highest value 09-2025: 5.3%● unchanged vs 08-2025highest value 10-2025: 5.3%● unchanged vs 09-2025highest value 11-2025: 2.3%▼ -3.0 percentage points vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.3%● unchanged vs 12-2025 02-2026: 2.2%▼ -0.1 percentage points vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 1.0%▼ -1.2 percentage points vs 03-2026lowest value 05-2026: 1.0%● unchanged vs 04-2026lowest value 06-2026: 1.0%● unchanged vs 05-2026lowest value 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.1 percentage points vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.4%▲ +0.3 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.13, below the usual 1.5; short-term debt: 85.4% and cash: 8.8% of total assets), and 89.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 24% on solvency, 14% on liquidity and 49% on profitability.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €310,148
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed 08-10-2025)
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-10-2025, 23 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
23 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move · Director in…

Financials · financial year 2025, micro format

Equity
€33,327
Total assets
€310,148
Net result
€23,327
Working capital
€33,174

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €310,148
Fixed assets €12,010
Current assets €298,138
Equity and liabilities €310,148
Equity €33,327
Debt €276,820
Debt finances 89.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€42,195
Cash flow
€27,372
Current ratio
1.13
Quick ratio
0.18
Debt to equity
8.31
ROE
70.0%
ROA
7.5%
Interest coverage
4.63
Debt ≤ 1 year
€264,964
Debt > 1 year
€10,824
Income taxes
€6,107

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 46 lines
Balance sheet Code2025
Assets
Total assets20/58€310,148
Fixed assets21/28€12,010
Tangible fixed assets22/27€6,960
Plant, machinery and equipment23€3,741
Furniture and vehicles24€3,219
Financial fixed assets28€5,050
Current assets29/58€298,138
Stocks and contracts in progress3€249,528
Stocks30/36€249,528
Amounts receivable within one year40/41€19,524
Trade receivables40€19,524
Cash at bank and in hand54/58€27,166
Deferred charges and accrued income490/1€1,920
Equity and liabilities
Total equity and liabilities10/49€310,148
Equity10/15€33,327
Contributions10/11€10,000
Reserves13€23,327
Distributable reserves133€23,327
Amounts payable17/49€276,820
Amounts payable after more than one year17€10,824
Financial debts170/4€10,824
Amounts payable within one year42/48€264,964
Current portion of amounts payable after more than one year42€45,625
Trade debts44€19,762
Suppliers440/4€19,762
Taxes, remuneration and social security45€14,495
Taxes450/3€12,495
Remuneration and social security454/9€2,000
Other amounts payable47/48€185,082
Accrued charges and deferred income492/3€1,032
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,044
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€13,110
Other operating charges640/8€2,614
Gross operating margin9900€57,919
Operating profit (loss)9901€38,151
Financial income75/76B€406
Recurring financial income75€406
Financial charges65/66B€9,122
Recurring financial charges65€9,122
Profit (loss) for the period before taxes9903€29,435
Income taxes67/77€6,107
Profit (loss) for the period9904€23,327
Profit (loss) for the period to be appropriated9905€23,327
Appropriation of the result
Profit (loss) to be appropriated9906€23,327
Transfer to equity691/2€23,327
To other reserves6921€23,327

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,044
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€13,110
Other operating charges640/8€2,614
Gross operating margin9900€57,919
Operating profit (loss)9901€38,151
Financial income75/76B€406
Recurring financial income75€406
Financial charges65/66B€9,122
Recurring financial charges65€9,122
Profit (loss) for the period before taxes9903€29,435
Income taxes67/77€6,107
Profit (loss) for the period9904€23,327
Profit (loss) for the period to be appropriated9905€23,327
Line2025
Assets
Total assets20/58€310,148
Fixed assets21/28€12,010
Tangible fixed assets22/27€6,960
Plant, machinery and equipment23€3,741
Furniture and vehicles24€3,219
Financial fixed assets28€5,050
Current assets29/58€298,138
Stocks and contracts in progress3€249,528
Stocks30/36€249,528
Amounts receivable within one year40/41€19,524
Trade receivables40€19,524
Cash at bank and in hand54/58€27,166
Deferred charges and accrued income490/1€1,920
Equity and liabilities
Total equity and liabilities10/49€310,148
Equity10/15€33,327
Contributions10/11€10,000
Reserves13€23,327
Distributable reserves133€23,327
Amounts payable17/49€276,820
Amounts payable after more than one year17€10,824
Financial debts170/4€10,824
Amounts payable within one year42/48€264,964
Current portion of amounts payable after more than one year42€45,625
Trade debts44€19,762
Suppliers440/4€19,762
Taxes, remuneration and social security45€14,495
Taxes450/3€12,495
Remuneration and social security454/9€2,000
Other amounts payable47/48€185,082
Accrued charges and deferred income492/3€1,032
Line2025
Profit (loss) for the period9904€23,327
+ Depreciation and write-downs630€4,044
Operating cash flow (approximation)€27,372

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-03-2025 micro format 08-10-2025 2025-00535271

Similar companies · same sector, comparable size

Of the 240 active companies whose main activity is wholesale trade (NACE 46382), figures are known for 141. 70 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 6 July 2023, CarpFuture was incorporated as a private limited company.1 In 2024 the registered office moved to Sleidinge.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 25-03-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2025
08-10
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
25-03
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • Registered-office move, Polenstraat 161, 9940 Sleidinge
  • Other provision, “bestuursorgaan, nodige doen ten aanzien van bevoegde instanties en adres vestigingseenheid aanpassen in KBO” (deed in Dutch)
  • Director in office, Johan Claerman (director)
Gazette deedNBB filing
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded06-07-2023
Financial year end31-03
Activities, NACEBEL 2025
46382Wholesale trade
46180Agents specialised in the wholesale of other particular products
85599Other education
Contact
E-mail info@carpfuture.comEvergem
Phone 0468144863Evergem
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803682711
Also 9925:BE0803682711
Registered 01-07-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 22 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Evergemunit no. 2.347.201.347
2 permissions
Detailhandelaar voedermiddelen · since 06-03-2025
Detailhandel mengvoeders vee · since 04-09-2023

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
2,296 m²
Building footprint
1,512 m²
Building volume
8,663 m³
Parcel 44066C1148/00X000, Flanders · tallest building 11.7 m. Linked by address, not a title deed.
1 establishment unit
CarpFuture
Polenstraat 161, 9940 EvergemWholesale trade
since 2023unit no. 2.347.201.347
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44066C1148/00X000 Flanders 2,296 m² 1 · 1,512 m² 11.7 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

Other provisionsOther rules from the articles that fall under none of the themes above.
1 more provision in the deed, see the deed of 25-03-2024

Read from the deeds: 1 provision, deed of 25-03-2024