Carpentier Patrick
ActiveSummary
Carpentier Patrick has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €303k and a net result of €23k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 45% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-11
Solvency68▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 2.28 against 1.86 in 2024; short-term debt: 23.5% and cash: 2.9% of total assets), but 57% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43%
Return on assets
3.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
29 d late
2022
3 d late
2021
2 d late
2020
26 d early
2019
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€303k▲ 8.2%
2024 · €280k
Total assets
€705k▲ 29.3%
2024 · €545k
Net result
€23k▼ 65.9%
2024 · €67k
Working capital
€212k=
2024 · €212k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€49k▼ 22.3%€53k▲ 7.4%€86k▲ 62.5%€102k▲ 18.6%€38k▼ 62.8%
Net result€31k▼ 26.3%€35k▲ 14.2%€53k▲ 48.6%€67k▲ 27.9%€23k▼ 65.9%
Equity€185k▲ 3.8%€208k▲ 12.0%€244k▲ 17.3%€280k▲ 15.1%€303k▲ 8.2%
Total assets€256k▲ 1.3%€260k▲ 1.7%€319k▲ 22.7%€545k▲ 71.2%€705k▲ 29.3%
Debt€70k▼ 4.9%€52k▼ 25.7%€75k▲ 44.0%€265k▲ 253%€402k▲ 51.6%
Working capital€158k▲ 7.1%€143k▼ 9.1%€192k▲ 33.7%€212k▲ 10.7%€212k=
Staff (FTE)0.21▲ 400%1.1▲ 10.0%1.3▲ 18.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €705k
Fixed assets
€328k ▲ 282%
Current assets
€378k ▼ 17.9%
Equity and liabilities €705k
Equity
€303k ▲ 8.2%
Debt
€402k ▲ 51.6%
Debt's share of the balance-sheet total rises from 48.6% to 57.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€92k▼
2024 · €125k
Cash flow
€77k▼
2024 · €90k
Current ratio
2.28▲
2024 · 1.86
Quick ratio
1.76▲
2024 · 1.55
Debt to equity
1.33▲
2024 · 0.95
ROE
7.6%▼
2024 · 24.0%
ROA
3.3%▼
2024 · 12.4%
Interest coverage
14.30▼
2024 · 50.30
Debt ≤ 1 year
€165k▼
2024 · €248k
Debt > 1 year
€237k▲
2024 · €18k
Income taxes
€9k▼
2024 · €34k
Staff costs
€65k▲
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1k | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €7k | €51k | €58k | €65k | ▲ 13.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €24k | €33k | €23k | €54k | ▲ 135% |
| Other operating charges640/8 | €1k | €2k | €2k | €2k | €7k | ▲ 185% |
| Non-recurring operating charges66A | - | - | - | - | €4k | - |
| Gross operating margin9900 | €72k | €85k | €171k | €185k | €168k | ▼ 9.2% |
| Operating profit (loss)9901 | €49k | €53k | €86k | €102k | €38k | ▼ 62.8% |
| Financial income75/76B | €0 | €8 | €375 | €2k | €0 | ▼ 100% |
| Recurring financial income75 | €0 | €8 | €375 | €2k | €0 | ▼ 100% |
| Financial charges65/66B | €3k | €3k | €7k | €2k | €6k | ▲ 158% |
| Recurring financial charges65 | €3k | €3k | €7k | €2k | €6k | ▲ 158% |
| Profit (loss) for the period before taxes9903 | €47k | €50k | €80k | €101k | €32k | ▼ 68.7% |
| Income taxes67/77 | €16k | €15k | €27k | €34k | €9k | ▼ 74.5% |
| Profit (loss) for the period9904 | €31k | €35k | €53k | €67k | €23k | ▼ 65.9% |
| Profit (loss) for the period to be appropriated9905 | €31k | €35k | €53k | €67k | €23k | ▼ 65.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €256k | €260k | €319k | €545k | €705k | ▲ 29.3% |
| Fixed assets21/28 | €48k | €66k | €58k | €86k | €328k | ▲ 282% |
| Tangible fixed assets22/27 | €48k | €66k | €58k | €86k | €328k | ▲ 282% |
| Land and buildings22 | - | - | - | - | €227k | - |
| Plant, machinery and equipment23 | €11k | €46k | €34k | €23k | €13k | ▼ 42.1% |
| Furniture and vehicles24 | €36k | €19k | €23k | €62k | €87k | ▲ 39.7% |
| Other tangible fixed assets26 | €1k | €878 | €731 | €585 | €439 | ▼ 25.0% |
| Current assets29/58 | €208k | €193k | €261k | €460k | €378k | ▼ 17.9% |
| Stocks and contracts in progress3 | €56k | €58k | €50k | €75k | €87k | ▲ 16.0% |
| Stocks30/36 | €23k | €18k | €17k | €30k | €29k | ▼ 1.7% |
| Contracts in progress37 | €33k | €40k | €33k | €45k | €58k | ▲ 27.8% |
| Amounts receivable within one year40/41 | €57k | €70k | €197k | €166k | €82k | ▼ 50.6% |
| Trade receivables40 | €56k | €61k | €175k | €161k | €67k | ▼ 58.5% |
| Other amounts receivable41 | €1k | €9k | €23k | €5k | €15k | ▲ 198% |
| Cash at bank and in hand54/58 | €93k | €62k | €12k | €8k | €20k | ▲ 155% |
| Deferred charges and accrued income490/1 | €2k | €2k | €2k | €211k | €188k | ▼ 10.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €256k | €260k | €319k | €545k | €705k | ▲ 29.3% |
| Equity10/15 | €185k | €208k | €244k | €280k | €303k | ▲ 8.2% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €167k | €189k | €225k | €262k | €285k | ▲ 8.8% |
| Non-distributable reserves130/1 | €2k | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €0 | - | - | - | - |
| Distributable reserves133 | €165k | €189k | €225k | €262k | €285k | ▲ 8.8% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €70k | €52k | €75k | €265k | €402k | ▲ 51.6% |
| Amounts payable after more than one year17 | €20k | €2k | €6k | €18k | €237k | ▲ 1,249% |
| Financial debts170/4 | €20k | €2k | €6k | €18k | €237k | ▲ 1,249% |
| Amounts payable within one year42/48 | €50k | €50k | €69k | €248k | €165k | ▼ 33.2% |
| Current portion of amounts payable after more than one year42 | €18k | €18k | €7k | €11k | €24k | ▲ 107% |
| Trade debts44 | €5k | €8k | €32k | €21k | €15k | ▼ 30.6% |
| Suppliers440/4 | €5k | €8k | €32k | €21k | €15k | ▼ 30.6% |
| Taxes, remuneration and social security45 | €2k | €10k | €13k | €6k | €11k | ▲ 85.3% |
| Taxes450/3 | €2k | €7k | €8k | €2k | €7k | ▲ 327% |
| Remuneration and social security454/9 | - | €3k | €5k | €4k | €4k | ▼ 7.4% |
| Other amounts payable47/48 | €26k | €14k | €17k | €209k | €117k | ▼ 44.4% |
| Accrued charges and deferred income492/3 | €63 | €68 | €72 | €74 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31k | €35k | €53k | €67k | €23k | ▼ 65.9% |
| + Depreciation and write-downs630 | €21k | €24k | €33k | €23k | €54k | ▲ 135% |
| Operating cash flow (approximation) | €52k | €59k | €85k | €90k | €77k | ▼ 15.0% |
| Investment in fixed assets (approximation) | - | €-42k | €-24k | €-51k | €-296k | ▼ 485% |
| Change in cash | - | €-31k | €-50k | €-4k | €12k | ▲ 415% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €67k ▲27.9%
Operating result €102k, net result €67k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Equity above €200kEq €208k ▲12%
5 profitable years in a row build equity to €208k.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €179k ▲30.8%
3 profitable years in a row build equity to €179k.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2007
Ground area
685 m²
Building footprint
150 m²
Volume, LiDAR
761 m³
Parcel 33022A0504/00B000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Carpentier Patrick
since 20072.161.380.823
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33022A0504/00B000 | Flanders | 685 m² | 1 · 150 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 248 EUR awarded · 248 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 248 EUR | 248 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,044 companies in sector 43221 we hold annual accounts for 3,472. 2,693 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-03-2007
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
Scores and ratios are computed by Checked and are not a credit decision.