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CARPE DIEM

Active
Non-profit associationfounded 1996active for 29 yearsRue du Plateau(JB) 11, 5100 Namur, BelgiumKBO/BCE: BE 0460.053.083

From the official registers: KBO 20 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CARPE DIEM has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.2m and a net result of €427,641. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 75% of 695 sector peers (NACE 87, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 17-12-1996 Normal situation
Legal form
Non-profit association
Registered office
Rue du Plateau(JB) 11, 5100 Namur
Activity
Residential care activities NACE 87202
Establishment unit
2.155.781.745 5100 Namur, since 17-12-1996
Financial year end
31 December
Peppol
Reachable since 06-02-2026

Board and ownership

Auditor
F.C.G. REVISEURS D'ENTREPRISES

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€3.4m
▲ 2.5%
Turnover
≈ €3.6m
estimated
Surplus
€427,641
▼ 18.2%
Equity
€4.2m
▲ 15.4%
Total assets
€6.1m
▲ 26.6%
Staff
45.9 FTE
▼ 1.9%
2025 accounts filed 27 days after the deadline
Filed on 27-08-2026at the National Bank
Score breakdownlowers riskLegal form: non-profit associationSize: 45.9 FTE, total assets €6.1mSector: Residential care activities (NACE 87)Profit of €427,641 (financial year 2025)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of small companies in residential care (NACE 87)
Financial strength · tick: 2024
Strong
Solvency 93-7
equity 68.1% of total assets
Liquidity 61+5
short-term debt 12.8% · cash 10.0%
Profitability 77-5
return on assets 7.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (613 companies, NACE 87, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €400,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.14 (2.72 in 2024), above the usual 1.5. Short-term debt is 12.8% and cash 10% of total assets. 31.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small). It does better than 71% of them on solvency, 54% on liquidity, 78% on profitability and 79% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Legal form: non-profit association
KBO
lowers risk · Size: 45.9 FTE, total assets €6.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Residential care activities (NACE 87)
KBO
lowers risk · Profit of €427,641 (financial year 2025)
NBB · annual accounts
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
26 days late
2023
30 days late
2022
31 days late
2021
30 days late
2020
26 days late
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 94% of companies in residential caresector median €23,247 · 694 companies €427,641 View
  • Positive: 8 profitable years in a rowprofit 2025: €427,641 8 years View

Documents

Annual accounts at the NBB

All 20 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about CARPE DIEM

What is the company number of CARPE DIEM?
The company number of CARPE DIEM is 0460.053.083. The VAT number is the same number with BE in front: BE 0460.053.083.
Where is CARPE DIEM based?
The registered office is at Rue du Plateau(JB) 11, 5100 Namur.Company details
What does CARPE DIEM do?
According to the KBO register, the main activity is residential care activities (NACE 87202).
What is the legal form of CARPE DIEM?
The legal form of CARPE DIEM is Non-profit association (VZW).
When was CARPE DIEM founded?
CARPE DIEM was founded on 17-12-1996.
Is CARPE DIEM still active?
Yes, CARPE DIEM is an active enterprise in the KBO register.
How many employees does CARPE DIEM have?
CARPE DIEM had an average of 45.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CARPE DIEM?
The turnover in financial year 2025 is ≈ €3.6m. This figure is estimated from the gross margin of €3.4m and 30 comparable companies (NACE 872). It probably lies between €3.3m and €4.2m.
Is CARPE DIEM profitable?
In financial year 2025, CARPE DIEM made a profit of €427,641.
Where can I find the annual accounts of CARPE DIEM?
CARPE DIEM filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CARPE DIEM due?
CARPE DIEM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as CARPE DIEM: residential care activities (NACE 87202). They are comparable in size and age: total assets between €5.5m and €6.3m, founded between 1985 and 1997.

CompanyTotal assetsGross margin
CARPE DIEM Namur€6.1m€3.4m
De Ark - Gemeenschap Antwerpen Mortsel€5.7m€3.1m
L'ARCHE BRUXELLES Etterbeek€5.5m€3.1m
L'ARCHE NAMUR-BIERGES ASBL Namur€6.3m€2.7m
L'Accueil mosan Namur€5.7m€2.7m
Les Foyers de Bothey Gembloux€5.6m€4.4m
Alderande Lokeren€5.9m€3.4m
Full comparison

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