CAROZI
ActiveSummary
The computed 12-month bankruptcy probability of CAROZI is 2.2% (moderate). The 2026 annual accounts show equity of €2.12M and a net result of €264k. Equity is growing by ~38.1% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability67▲+17
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 18.36 against 5.06 in 2025; short-term debt: 4% and cash: 28.8% of total assets), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
96%
Return on assets
12%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 16-09-2026, 45 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2026
45 d early
2025
3 d early
2024
on the day
2023
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€264k▼ 74.0%
2025 · €1.02M
2023: €-7k
2024: €105k
2025: €1.02M
2023 → 2026
Working capital
€1.51M▲ 21.1%
2025 · €1.25M
2023: €126k
2024: €229k
2025: €1.25M
2023 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2023202420252026Trend
Equity€729k-€834k▲ 14.4%€1.85M▲ 122%€2.12M▲ 14.3%
Operating result€-6k-€6k€-5k€-9k▼ 91.8%
Net result€-7k-€105k€1.02M▲ 866%€264k▼ 74.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2026 against €5k in 2025; the loss grows and 2026 has the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €2.20M
Fixed assets
€603k ▲ 0.1%
Current assets
€1.60M ▲ 2.8%
Equity and liabilities €2.20M
Equity
€2.12M ▲ 14.3%
Debt
€87k ▼ 71.7%
Debt's share of the balance-sheet total falls from 14.2% to 4.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
18.36▲
2025 · 5.06
Debt to equity
0.04▼
2025 · 0.17
ROE
12.5%▼
2025 · 55.0%
ROA
12.0%▼
2025 · 47.1%
Debt ≤ 1 year
€87k▼
2025 · €307k
Income taxes
€29k▼
2025 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 41 lines
Balance sheet
Code20252026
Assets
Total assets20/58€2.16M€2.20M▲
Fixed assets21/28€603k€603k▲
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€603k€603k▲
Current assets29/58€1.56M€1.60M▲
Amounts receivable within one year40/41€136k€855k▲
Other amounts receivable41€136k€855k▲
Current investments50/53€110k€110k=
Cash at bank and in hand54/58€1.31M€634k▼
Equity and liabilities
Total equity and liabilities10/49€2.16M€2.20M▲
Equity10/15€1.85M€2.12M▲
Contributions10/11€600k€600k=
Reserves13€1.25M€1.52M▲
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€1.24M€1.51M▲
Amounts payable17/49€307k€87k▼
Amounts payable within one year42/48€307k€87k▼
Trade debts44€874€3k▲
Suppliers440/4€874€3k▲
Taxes, remuneration and social security45€158k€84k▼
Taxes450/3€158k€84k▼
Other amounts payable47/48€149k€0▼
Income statement
Code20252026
Non-recurring operating income76A€170€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€0€411▲
Gross operating margin9900€-5k€-9k▼
Operating profit (loss)9901€-5k€-9k▼
Financial income75/76B€1.12M€303k▼
Recurring financial income75€1.12M€303k▼
Financial charges65/66B€723€806▲
Recurring financial charges65€723€806▲
Profit (loss) for the period before taxes9903€1.12M€293k▼
Income taxes67/77€102k€29k▼
Profit (loss) for the period9904€1.02M€264k▼
Profit (loss) for the period to be appropriated9905€1.02M€264k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.02M€264k▼
Transfer to equity691/2€1.02M€264k▼
To other reserves6921€1.02M€264k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Liquidity quadruplescurrent ratio 18.36
Current ratio from 5.06 to 18.36; short-term debt falls from €307k to €87k.
31-03
Financial
Equity above €2MEq €2.12M ▲14.3%
3 profitable years in a row build equity to €2.12M.
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Highest result since 2023net €1.02M ▲866%
Net result €1.02M, the highest in the series.
31-03
Financial
Equity above €1MEq €1.85M ▲122%
2 profitable years in a row build equity to €1.85M.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Back to profitnet €105k
Net result €105k after one loss-making year.
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Feuillées(MO) 57911 Frasnes-lez-AnvaingGround area
4,728 m²
Building footprint
160 m²
Volume, LiDAR
1,166 m³
Parcel 51045D0330/00K000, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAROZI
since 20222.330.431.928
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51045D0330/00K000 | Wallonia | 4,728 m² | 1 · 160 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2022
Fiscal year end31-03
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.