Financials
- Financial year
- 2025
- Total assets
- €233,354
- Profit
- €110,045
- Solvency
- 41.4%
Total assets▲ 64.0%
Net result
20182025
Summary
CAROVER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €96,689 and a net result of €110,045. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 3,040 sector peers (NACE 66, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
1 site
Size
≈ €340,000turnover 2025, estimated
- Equity
- €96,689
- Profit
- €110,045
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts 35 days early2 of 4 deeds summarised
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €96,689
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 days early
2024
42 days early
2023
13 days early
2022
3 days early
2021
5 days late
2020
26 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €110,045
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Board
- 1 member
- Verbocht Caroline Viviane Frans MariaDirector
Timeline
- Events
- 24
- Since
- 2008
- Next accounts
- by 31-07-2027
- 21-08-2024Resignation: Verbocht Caroline Viviane Frans Maria (statutory…
- 18-07-2024Annual accounts filed
- 31-12-2023Liquidity more than doubled
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 13-07-2006
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 15
- Annual meeting
- Third Wednesday of June at 10:00
- Purpose
- “Het afsluiten van alle verzekeringen,herverzekeringen,en aanverwante…” (deed in Dutch)
Key facts about CAROVER
- What is the company number of CAROVER?
- 0882.522.826. In Belgium the VAT number is the company number with BE in front: BE 0882.522.826.
- Where is CAROVER based?
- The registered office is at Baan 22, 2990 Wuustwezel.Company details
- What does CAROVER do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of CAROVER?
- Private limited company (BV).
- When was CAROVER founded?
- On 13-07-2006.
- Is CAROVER still active?
- Yes, CAROVER is an active enterprise in the KBO register.
- How many employees does CAROVER have?
- On average 0.1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of CAROVER?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is CAROVER profitable?
- In financial year 2025, CAROVER made a profit of €110,045.
- Where can I find the annual accounts of CAROVER?
- CAROVER filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CAROVER due?
- By 31-07-2027, for financial year 2026.Timeline
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