Summary
Carosam is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18,899 and a net result of €17,899. Its solvency ranks better than 10% of 8211 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8211 sector peers (2025).
NBB · sector comparisonPosition among 8211 sector peers
Solvency
better than 10%
← weakest
strongest →
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€18,899
Net result
€17,899
Total assets
€1.5m
Solvency
1.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €1.5m
Equity
€18,899
Debt
€1.5m
Debt finances 98.7% of the balance-sheet total.
Key figures and ratios
ROE
94.7%
ROA
1.2%
Debt ≤ 1 year
€1.5m
Income taxes
€6,712
Annual accounts
| Line | 2025 |
|---|---|
| Gross operating margin9900 | -€2,954 |
| Operating profit (loss)9901 | -€2,954 |
| Financial income75/76B | €27,600 |
| Recurring financial income75 | €27,600 |
| Financial charges65/66B | €35 |
| Recurring financial charges65 | €35 |
| Profit (loss) for the period before taxes9903 | €24,611 |
| Income taxes67/77 | €6,712 |
| Profit (loss) for the period9904 | €17,899 |
| Profit (loss) for the period to be appropriated9905 | €17,899 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1.5m | |
| Current assets29/58 | €1.5m | |
| Amounts receivable within one year40/41 | €1.4m | |
| Other amounts receivable41 | €1.4m | |
| Cash at bank and in hand54/58 | €57,528 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1.5m | |
| Equity10/15 | €18,899 | |
| Contributions10/11 | €1,000 | |
| Reserves13 | €17,899 | |
| Distributable reserves133 | €17,899 | |
| Amounts payable17/49 | €1.5m | |
| Amounts payable within one year42/48 | €1.5m | |
| Taxes, remuneration and social security45 | €6,712 | |
| Taxes450/3 | €6,712 | |
| Other amounts payable47/48 | €1.5m | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €17,899 |
| Operating cash flow (approximation) | €17,899 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
Ground area
1,158 m²
Building footprint
348 m²
Volume, LiDAR
1,880 m³
Parcel 44813S0559/00G000, Flanders · tallest building 13.8 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Carosam
since 20252.370.598.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44813S0559/00G000 | Flanders | 1,158 m² | 1 · 348 m² | 13.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1019.828.405
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EBHuyghe
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DL Holding
BE 0794.882.633
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Of 24,721 companies in this sector we hold annual accounts for 19,804. 7,231 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded18-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:1020118019
Also
9925:BE1020118019
Registered
23-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.