Carosam

Private limited companyfounded 20251 yr activeKapiteinstraat 12, 9000 Gent, BelgiumKBO/BCE: BE 1020.118.019

Summary

Carosam is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18,899 and a net result of €17,899. Its solvency ranks better than 10% of 8211 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

CarosamActive

Risk analysis Report Compare

What they do

Activities of holding companies

NACE 64210

1 site

How big

€1.5mtotal assets 2025

Equity: €18,899
Profit: €17,899

Turnover not published (abridged schema)

Financially healthy?

Financial institution: outside the modelProbability: sector outside the model

Who decides

Accounts filed 28 d late0 of 1 deed read

Signals- Weak solvency vs sector- Young companyFiled after the deadlineShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8211 sector peers (2025).

NBB · sector comparison

Position among 8211 sector peers

Solvency

better than 10%

← weakest strongest →

Young company

Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

28 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-08-26 Annual accounts filedfiscal year 2025 · micro…

Key points

Caution: Among the weakest 10% on solvencysector median 51.2% · 8,211 companies 1.3% View
Total assets 2025first fiscal year filed €1.5m View
Active since 2025founded 18-02-2025 1 years View