CAROPHAR has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €129k and a net result of €74k. Its solvency ranks better than 16% of 37959 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
20 d late
2023
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€129k▲ 133%
2023 · €55k
2023: €55k
2023 → 2024
Total assets
€962k▲ 2.1%
2023 · €943k
2023: €943k
2023 → 2024
Net result
€74k▲ 33.4%
2023 · €55k
2023: €55k
2023 → 2024
Working capital
€-250k▼ 10.8%
2023 · €-225k
2023: €-225k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€55k-€129k▲ 133%
Operating result€92k-€113k▲ 22.8%
Net result€55k-€74k▲ 33.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 23% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €962k
Fixed assets
€947k▲ 2.9%
Current assets
€15k▼ 31.7%
Equity and liabilities €962k
Equity
€129k▲ 133%
Debt
€833k▼ 6.1%
The debt ratio falls from 94.1% to 86.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
13.4%▲
2023 · 5.9%
ROE
57.1%▼
2023 · 99.6%
ROA
7.7%▲
2023 · 5.9%
Debt
€833k▼
2023 · €887k
Debt ≤ 1 year
€265k▲
2023 · €248k
Debt > 1 year
€568k▼
2023 · €639k
Income taxes
€19k▲
2023 · €14k
Staff costs
€714▲
2023 · €535
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€943k€962k▲
Fixed assets21/28€920k€947k▲
Financial fixed assets28€920k€947k▲
Current assets29/58€23k€15k▼
Amounts receivable within one year40/41€27€12k▲
Trade receivables40-€12k
Other amounts receivable41€27€27=
Cash at bank and in hand54/58€22k€2k▼
Deferred charges and accrued income490/1-€778
Equity and liabilities
Total equity and liabilities10/49€943k€962k▲
Equity10/15€55k€129k▲
Contributions10/11€1k€1k=
Reserves13-€128k
Distributable reserves133-€128k
Profit (loss) carried forward14€54k€0▼
Amounts payable17/49€887k€833k▼
Amounts payable after more than one year17€639k€568k▼
Financial debts170/4€639k€568k▼
Amounts payable within one year42/48€248k€265k▲
Current portion of amounts payable after more than one year42€69k€71k▲
Trade debts44€400€199▼
Suppliers440/4€400€199▼
Taxes, remuneration and social security45€21k€25k▲
Taxes450/3€21k€25k▲
Other amounts payable47/48€158k€168k▲
Income statement
Code20232024
Remuneration, social security and pensions62€535€714▲
Other operating charges640/8€530€182▼
Gross operating margin9900€93k€114k▲
Operating profit (loss)9901€92k€113k▲
Financial charges65/66B€23k€20k▼
Recurring financial charges65€23k€20k▼
Profit (loss) for the period before taxes9903€69k€93k▲
Income taxes67/77€14k€19k▲
Profit (loss) for the period9904€55k€74k▲
Profit (loss) for the period to be appropriated9905€55k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€128k▲
Profit (loss) brought forward from the previous period14P-€54k
Transfer to equity691/2-€128k
To other reserves6921-€128k
Profit to be distributed694/7€800€0▼
Return on contributions (dividend)694€800€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Equity above €100kEq €129k ▲133%
2 profitable years in a row build equity to €129k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weidestraat 172600 AntwerpenGround area
83 m²
Building footprint
56 m²
Volume, LiDAR
492 m³
Parcel 11003A0115/00B022, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Carophar
since 20222.337.152.939
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0115/00B022 | Flanders | 83 m² | 1 · 56 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THMA Consulting
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SOHEPA
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I-Explore
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SAGSO
BE 0688.793.535
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AION Consulting
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,850 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.