Carolus Lisa
ActiveSummary
Carolus Lisa has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €5k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+46
Solvency99▲+16
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 2.19 in 2024; short-term debt: 26.4% and cash: 9.4% of total assets), and 26.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.6%
Return on assets
17.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
6 d late
2024
24 d early
2023
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2023 · €0
2023: €0
2023 → 2024
Total assets
€29k▲ 2.8%
2024 · €29k
2023: €24k
2024: €29k
2023 → 2025
Net result
€5k
2024 · €-58
2023: €14k
2024: €-58
2023 → 2025
Working capital
€4k▼ 69.8%
2024 · €14k
2023: €17k
2024: €14k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€0-€0
Equity€17k-€17k▼ 0.4%€22k▲ 31.0%
Operating result€18k-€2k▼ 87.3%€8k▲ 265%
Net result€14k-€-58€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 265% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€17k ▲ 724%
Current assets
€12k ▼ 54.2%
Equity and liabilities €29k
Equity
€22k ▲ 31.0%
Debt
€8k ▼ 35.7%
Debt's share of the balance-sheet total falls from 42.3% to 26.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▲
2024 · €2k
Cash flow
€6k▲
2024 · €-18
Current ratio
1.56▼
2024 · 2.19
Debt to equity
0.36▼
2024 · 0.73
ROE
23.6%▲
2024 · -0.4%
ROA
17.4%▲
2024 · -0.2%
Interest coverage
16.01▲
2024 · 3.06
Debt ≤ 1 year
€8k▼
2024 · €12k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€29k€29k▲
Fixed assets21/28€2k€17k▲
Tangible fixed assets22/27€2k€17k▲
Furniture and vehicles24€2k€17k▲
Current assets29/58€26k€12k▼
Amounts receivable within one year40/41€19k€7k▼
Trade receivables40€14k€7k▼
Other amounts receivable41€4k€937▼
Cash at bank and in hand54/58€8k€3k▼
Deferred charges and accrued income490/1€172€2k▲
Equity and liabilities
Total equity and liabilities10/49€29k€29k▲
Equity10/15€17k€22k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€14k€19k▲
Amounts payable17/49€12k€8k▼
Amounts payable within one year42/48€12k€8k▼
Trade debts44€284€5k▲
Suppliers440/4€284€5k▲
Taxes, remuneration and social security45€7k€1k▼
Taxes450/3€5k€1k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€5k€2k▼
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41€999▲
Other operating charges640/8€781€1k▲
Gross operating margin9900€3k€11k▲
Operating profit (loss)9901€2k€8k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€762€585▼
Recurring financial charges65€762€585▼
Profit (loss) for the period before taxes9903€2k€8k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€-58€5k▲
Profit (loss) for the period to be appropriated9905€-58€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€19k▲
Profit (loss) brought forward from the previous period14P€14k€14k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-58 ▼100%
Net result drops to €-58, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hollandstraat 42220 Heist-op-den-BergGround area
1,475 m²
Building footprint
155 m²
Volume, LiDAR
782 m³
Parcel 12014K0931/00E000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Carolus Lisa
since 20232.349.580.322
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K0931/00E000 | Flanders | 1,475 m² | 1 · 155 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 194 EUR awarded · 194 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 194 EUR | 194 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,686 companies in sector 86951 we hold annual accounts for 2,142. 1,867 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
82990Other business support services
85599Other education
86995Nutrition and dietetics services
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.