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Carol'Or

Active
Non-profit associationfounded 2019active for 7 yearsRue du Transvaal 168, 6010 Charleroi, BelgiumKBO/BCE: BE 0719.402.280
Summary

Carol'Or has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,916 and a net result of -€2,048. Equity has been shrinking by about 4.2% per year since 2020. Its solvency ranks better than 27% of 9,652 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 25-01-2019 Normal situation
Activity
Other business support services NACE 82990
Joint committee
337 Aanvullend Paritair Comité voor de non-profitsector · annual accounts 2023
Establishment unit
2.306.126.597 6000 Charleroi, since 25-08-2020
Financial year end
31 December
Peppol
Reachable since 06-02-2026

Board and ownership

Board

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
-€419
▲ 76.2%
Deficit
€2,048
Equity
€41,916
▼ 4.7%
Total assets
€205,874
▼ 6.4%
  • 2025 accounts filed 73 days after the deadline
Turnover not published (micro format)
Filed on 12-10-2026
Score breakdownraises riskLast filed accounts filed 73 days late; 3 of the last 3 accounts latelowers riskLegal form: non-profit associationLiquidity: current ratio 1.22, cash €192,340Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 31% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Weak
Solvency 45=
equity 20.4% of total assets
Liquidity 57+1
short-term debt 79.3% · cash 93.4%
Profitability 18-71
return on assets -1.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,670 companies, NACE 82, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: 0.1%▲ +0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.2%▲ +0.1 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026highest value 04-2026: 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.22 (1.21 in 2024), below the usual 1.5. Short-term debt is 79.3% and cash 93.4% of total assets. 79.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 28% of them on solvency, 50% on liquidity, 15% on profitability and 32% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Legal form: non-profit association
KBO
raises risk · Last filed accounts filed 73 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.22, cash €192,340
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
73 days late
2024
438 days late
2023
71 days late
2022
60 days late
2021
80 days late
2020
16 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 123 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Board changedlatest change 05-03-2026 · 1 in office 1 joined · 4 left View
  • Caution: Lower net result than 80% of companies in office administrative supportsector median €16,287 · 9,648 companies -€2,048 View

Recent changes

  1. · Gazette deed Resignations: Colette Joos, Réginald Sion and 3 othersAppointment: Bernard André (director)
  2. · Gazette deed Resignations: Jean-Stéphane Moës (director) and Nicolas Leroy (director)
  3. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as Carol'Or: other business support services (NACE 82990). They are comparable in size and age: total assets between €194,000 and €232,000, founded between 2018 and 2019.

CompanyTotal assetsGross margin
Carol'Or Charleroi€205,874-€419
PRIISMO Morlanwelz€231,408-€3,789
Rialto Project Management Antwerpen€196,292€1,000
DIVOS Rotselaar€222,037€210
WYBEO Namur€204,435-€9,194
HOFLACK.COM MEDIA Leuven€231,797-€25,397
Kelvin Projects Turnhout€194,018-€14
Full comparison

Key facts about Carol'Or

What is the company number of Carol'Or?
The company number of Carol'Or is 0719.402.280. The VAT number is the same number with BE in front: BE 0719.402.280.
Where is Carol'Or based?
The registered office is at Rue du Transvaal 168, 6010 Charleroi.Company details
What does Carol'Or do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of Carol'Or?
The legal form of Carol'Or is Non-profit association (VZW).
When was Carol'Or founded?
Carol'Or was founded on 25-01-2019.
Is Carol'Or still active?
Yes, Carol'Or is an active enterprise in the KBO register.
How many employees does Carol'Or have?
Carol'Or had an average of 2 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does Carol'Or fall under?
In its 2023 annual accounts, Carol'Or states joint committee 337 (Aanvullend Paritair Comité voor de non-profitsector).
What is the turnover of Carol'Or?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it. In financial year 2024 turnover was €1,196.
Is Carol'Or profitable?
In financial year 2025, Carol'Or made a loss of €2,048.
Where can I find the annual accounts of Carol'Or?
Carol'Or filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Carol'Or due?
Carol'Or must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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