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CAROL

Active
Private limited companyfounded 199333 yrs activeHaasdonksesteenweg 6, 9140 Temse, BelgiumKBO/BCE: BE 0450.250.937
Summary

The computed 12-month bankruptcy probability of CAROL is 1.9% (moderate). The 2025 annual accounts show equity of €214,533 and a net result of €50,460. Equity is shrinking by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 55% of 11293 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
CAROLActiveChecked score 55/100
Risk analysis ReportCompare

Overview

What they do
Retail sale of footwear
NACE 47721NACE 52431
2 sites
How big
€513,107total assets 2025
Staff
1.2 FTE
Equity
€214,533
Profit
€50,460
Turnover not published (abridged schema)
Financially healthy?
55 Fair Checked score 2025
Bankruptcy chance 12 m
1.9%
Who decides
Accounts on time0 of 5 deeds read
Why 55- 1 change of registered office in 24 months- 2 of the last 3 late- Liquidity: current ratio 0.71, cash €5,257, halved- Sector Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 57% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 67+15
equity 41.8% of total assets
Liquidity 23-7
short-term debt 55.4% · cash 1.0%
Profitability 81+77
return on assets 9.8%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,869 companies)
Last 24 months 11-2024: 1.9%lowest value 12-2024: 2.5%▲ +28.6% vs 11-2024 01-2025: 2.8%▲ +14.9% vs 12-2024 02-2025: 2.8%● 0.0% vs 01-2025 03-2025: 2.8%▼ -1.0% vs 02-2025 04-2025: 2.8%▼ -0.2% vs 03-2025 05-2025: 2.7%▼ -5.7% vs 04-2025 06-2025: 2.3%▼ -11.5% vs 05-2025 07-2025: 2.6%▲ +9.7% vs 06-2025 08-2025: 3.2%▲ +26.0% vs 07-2025 09-2025: 3.1%▼ -3.0% vs 08-2025 10-2025: 3.5%▲ +12.4% vs 09-2025 11-2025: 2.4%▼ -33.1% vs 10-2025 12-2025: 2.3%▼ -3.3% vs 11-2025 01-2026: 2.3%▼ -0.6% vs 12-2025 02-2026: 2.3%● 0.0% vs 01-2026 03-2026: 2.2%▼ -1.6% vs 02-2026 04-2026: 4.1%▲ +82.8% vs 03-2026highest value 05-2026: 4.1%● -0.0% vs 04-2026 06-2026: 3.9%▼ -5.4% vs 05-2026 07-2026: 3.8%▼ -1.8% vs 06-2026 08-2026: 2.0%▼ -47.6% vs 07-2026 09-2026: 2.0%● 0.0% vs 08-2026 10-2026: 1.9%▼ -2.5% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • 2 of the last 3 late raises the probability
  • Liquidity: current ratio 0.71, cash €5,257, halved raises the probability
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.81 in 2024; short-term debt: 55.4% and cash: 1% of total assets), and 58.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 57%, liquidity 21%, profitability 73%, growth against the median 80%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 0.71, cash €5,257, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
61 d late
2023
125 d late
2022
59 d late
2021
30 d late
2020
2 d early
2019
84 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 51 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 September (4 of the last 5 filed years within 59 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €50,460
  3. Equity above €200,000Eq €214,533 ▲30.8%

Key points

  • Positive: Back in profit in 2025after -€71,973 in 2024 €50,460 View
  • Active since 1993founded 07-06-1993 33 years View
  • Total assets 20256 fiscal years filed €513,107 View

By topic

Financials

Fiscal year
2025
Total assets
€513,107
Profit
€50,460
Solvency
41.8%
Total assets▼ 14.8%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Equity above €200,000
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of footwearNACE 47721
Founded
07-06-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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