CaroCura
ActiveCaroCura has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €-2k. Its solvency ranks better than 38% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-39
Solvency74▼-1
Growth32
Track record82
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.96 in 2024; short-term debt: 51.3% and cash: 62.2% of total assets), and 51.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.7%
Return on assets
-6.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 d early
2024
139 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€15k▼ 15.4%
2024 · €18k
2024: €18k
2024 → 2025
Total assets
€31k▼ 13.0%
2024 · €36k
2024: €36k
2024 → 2025
Net result
€-2k
2024 · €13k
2024: €13k
2024 → 2025
Working capital
€4k▼ 79.1%
2024 · €17k
2024: €17k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€18k-€15k▼ 15.4%
Operating result€16k-€-633
Net result€13k-€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €633 after €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€11k▲ 1,251%
Current assets
€19k▼ 44.0%
Equity and liabilities €31k
Equity
€15k▼ 15.4%
Debt
€16k▼ 10.5%
The debt ratio rises from 49.9% to 51.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €16k
Cash flow
€3k▼
2024 · €13k
Solvency
48.7%▼
2024 · 50.1%
Current ratio
1.22▼
2024 · 1.96
Quick ratio
1.22▼
2024 · 1.96
Debt / equity
1.06▲
2024 · 1.00
ROE
-12.7%▼
2024 · 70.8%
ROA
-6.2%▼
2024 · 35.4%
Interest coverage
5.95▼
2024 · 1082.37
Debt
€16k▼
2024 · €18k
Debt ≤ 1 year
€16k▼
2024 · €18k
Income taxes
€489▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€31k▼
Fixed assets21/28€851€11k▲
Tangible fixed assets22/27€851€11k▲
Furniture and vehicles24€851€11k▲
Current assets29/58€35k€19k▼
Cash at bank and in hand54/58€35k€19k▼
Deferred charges and accrued income490/1€33€181▲
Equity and liabilities
Total equity and liabilities10/49€36k€31k▼
Equity10/15€18k€15k▼
Contributions10/11€6k€6k=
Reserves13€12k€9k▼
Distributable reserves133€12k€9k▼
Amounts payable17/49€18k€16k▼
Amounts payable within one year42/48€18k€16k▼
Trade debts44€353€708▲
Suppliers440/4€353€708▲
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€4k€2k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€11k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83€5k▲
Other operating charges640/8€322€624▲
Gross operating margin9900€17k€5k▼
Operating profit (loss)9901€16k€-633▼
Financial charges65/66B€15€793▲
Recurring financial charges65€15€793▲
Profit (loss) for the period before taxes9903€16k€-1k▼
Income taxes67/77€4k€489▼
Profit (loss) for the period9904€13k€-2k▼
Profit (loss) for the period to be appropriated9905€13k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-2k▼
Transfer from equity791/2-€3k
Transfer to equity691/2€12k-
To other reserves6921€12k-
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsebaan 1262100 AntwerpenGround area
110 m²
Building footprint
83 m²
Volume, LiDAR
686 m³
Parcel 11346B1016/00Y005, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CaroCura
since 20242.364.303.932
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B1016/00Y005 | Flanders | 110 m² | 1 · 83 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Spoedarts Wauters A.
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BE 0649.660.567
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Dr. Wout De Ruyck Psychiatrie
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OFTALMED
BE 0754.865.282
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Dr. ANNE CLAES
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,974. 2,673 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2024
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.