CARO-LEAN
ActiveSummary
CARO-LEAN has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,392 and a net result of €32,677. Equity is shrinking by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 61% of 696 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency90▼-5
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.8 against 3.31 in 2024; short-term debt: 35.2% and cash: 65.1% of total assets), and 35.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Publishing activities (NACE 58)
about 30% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.8%
Return on assets
47.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €44,392
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
21 d early
2024
39 d early
2023
30 d early
2022
42 d early
2021
39 d early
2020
39 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€44,392▲ 279%
2024 · €11,715
Total assets
€68,525▲ 310%
2024 · €16,708
Net result
€32,677
2024 · -€17,972
Working capital
€43,483▲ 277%
2024 · €11,526
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 58, Publishing activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,828€22,350▲ 283%-€13,667-€17,668▼ 29.3%€33,883
Net result€5,540within the sector's middle half€17,207within the sector's middle half▲ 211%-€13,520below the sector's middle half-€17,972below the sector's middle half▼ 32.9%€32,677above the sector's middle half
Equity€26,000within the sector's middle half▼ 52.6%€43,207within the sector's middle half▲ 66.2%€29,687within the sector's middle half▼ 31.3%€11,715within the sector's middle half▼ 60.5%€44,392within the sector's middle half▲ 279%
Total assets€34,685below the sector's middle half▼ 48.5%€52,141within the sector's middle half▲ 50.3%€41,790below the sector's middle half▼ 19.9%€16,708below the sector's middle half▼ 60.0%€68,525within the sector's middle half▲ 310%
Debt€8,685▼ 30.4%€8,934▲ 2.9%€12,102▲ 35.5%€4,993▼ 58.7%€24,133▲ 383%
Working capital€25,292within the sector's middle half▼ 51.8%€42,017within the sector's middle half▲ 66.1%€28,998within the sector's middle half▼ 31.0%€11,526within the sector's middle half▼ 60.3%€43,483within the sector's middle half▲ 277%
Solvency75.0%above the sector's middle half▼ 6.5pp82.9%above the sector's middle half▲ 7.9pp71.0%within the sector's middle half▼ 11.8pp70.1%within the sector's middle half▼ 0.9pp64.8%within the sector's middle half▼ 5.3pp
Current ratio3.91within the sector's middle half▼ 1.325.70above the sector's middle half▲ 1.793.40within the sector's middle half▼ 2.313.31within the sector's middle half▼ 0.092.80within the sector's middle half▼ 0.51
Return on assets (ROA)16.0%within the sector's middle half▲ 26.0pp33.0%above the sector's middle half▲ 17.0pp-32.4%below the sector's middle half▼ 65.4pp-107.6%below the sector's middle half▼ 75.2pp47.7%above the sector's middle half▲ 155.3pp
above
within
below
the middle half (P25 to P75) of NACE 58, Publishing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €33,883 after a loss of €17,668 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68,525
Fixed assets
€909 ▲ 380%
Current assets
€67,615 ▲ 309%
Equity and liabilities €68,525
Equity
€44,392 ▲ 279%
Debt
€24,133 ▲ 383%
Debt's share of the balance-sheet total rises from 29.9% to 35.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34,057▲
2024 · -€17,168
Cash flow
€32,851▲
2024 · -€17,472
Debt to equity
0.54▲
2024 · 0.43
ROE
73.6%▲
2024 · -153.4%
Interest coverage
340574.20▲
2024 · -97.54
Debt ≤ 1 year
€24,133▲
2024 · €4,993
Income taxes
€1,206▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,697 | €500 | €500 | €500 | €175 | ▼ 65.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €1,000 | - |
| Other operating charges640/8 | €644 | €1,200 | €604 | €618 | €239 | ▼ 61.4% |
| Gross operating margin9900 | €9,169 | €24,050 | -€12,563 | -€16,550 | €35,296 | ▲ 313% |
| Operating profit (loss)9901 | €5,828 | €22,350 | -€13,667 | -€17,668 | €33,883 | ▲ 292% |
| Financial income75/76B | €0 | €0 | €0 | - | - | - |
| Recurring financial income75 | €0 | €0 | €0 | - | - | - |
| Financial charges65/66B | €172 | €176 | €0 | €176 | €0 | ▼ 99.9% |
| Recurring financial charges65 | €172 | €176 | €0 | €176 | €0 | ▼ 99.9% |
| Profit (loss) for the period before taxes9903 | €5,656 | €22,174 | -€13,667 | -€17,844 | €33,883 | ▲ 290% |
| Income taxes67/77 | €116 | €4,967 | -€147 | €128 | €1,206 | ▲ 842% |
| Profit (loss) for the period9904 | €5,540 | €17,207 | -€13,520 | -€17,972 | €32,677 | ▲ 282% |
| Profit (loss) for the period to be appropriated9905 | €5,540 | €17,207 | -€13,520 | -€17,972 | €32,677 | ▲ 282% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €34,685 | €52,141 | €41,790 | €16,708 | €68,525 | ▲ 310% |
| Fixed assets21/28 | €708 | €1,190 | €690 | €189 | €909 | ▲ 380% |
| Tangible fixed assets22/27 | €708 | €1,190 | €690 | €189 | €909 | ▲ 380% |
| Furniture and vehicles24 | €708 | €1,190 | €690 | €189 | €909 | ▲ 380% |
| Current assets29/58 | €33,977 | €50,951 | €41,100 | €16,518 | €67,615 | ▲ 309% |
| Amounts receivable within one year40/41 | - | €16,716 | €4,359 | €10,480 | €22,613 | ▲ 116% |
| Trade receivables40 | - | €12,066 | €4,359 | €6,733 | €13,819 | ▲ 105% |
| Other amounts receivable41 | - | €4,650 | - | €3,747 | €8,794 | ▲ 135% |
| Cash at bank and in hand54/58 | €33,530 | €33,500 | €35,981 | €5,636 | €44,600 | ▲ 691% |
| Deferred charges and accrued income490/1 | €447 | €736 | €760 | €402 | €402 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €34,685 | €52,141 | €41,790 | €16,708 | €68,525 | ▲ 310% |
| Equity10/15 | €26,000 | €43,207 | €29,687 | €11,715 | €44,392 | ▲ 279% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €5,540 | €22,747 | €9,227 | -€8,745 | €23,932 | ▲ 374% |
| Amounts payable17/49 | €8,685 | €8,934 | €12,102 | €4,993 | €24,133 | ▲ 383% |
| Amounts payable within one year42/48 | €8,685 | €8,934 | €12,102 | €4,993 | €24,133 | ▲ 383% |
| Trade debts44 | €61 | €2,957 | €327 | €61 | €109 | ▲ 79.0% |
| Suppliers440/4 | €61 | €2,957 | €327 | €61 | €109 | ▲ 79.0% |
| Taxes, remuneration and social security45 | €7,090 | €4,538 | €9,000 | €3,021 | €21,321 | ▲ 606% |
| Taxes450/3 | €7,090 | €4,538 | €3,000 | €1,021 | €19,321 | ▲ 1,792% |
| Remuneration and social security454/9 | - | - | €6,000 | €2,000 | €2,000 | = |
| Other amounts payable47/48 | €1,534 | €1,439 | €2,776 | €1,911 | €2,703 | ▲ 41.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,540 | €17,207 | -€13,520 | -€17,972 | €32,677 | ▲ 282% |
| + Depreciation and write-downs630 | €2,697 | €500 | €500 | €500 | €175 | ▼ 65.1% |
| Operating cash flow (approximation) | €8,237 | €17,707 | -€13,020 | -€17,472 | €32,851 | ▲ 288% |
| Investment in fixed assets (approximation) | - | -€982 | €0 | €0 | -€894 | - |
| Change in cash | - | -€30 | €2,482 | -€30,345 | €38,964 | ▲ 228% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €32,677
Net result €32,677 after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€17,972
Net result drops to -€17,972, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5,540
Net result €5,540 after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2016
Ground area
548 m²
Building footprint
263 m²
Volume, LiDAR
2,692 m³
2 parcels, Brussels · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Caro-Lean
since 20162.258.575.219
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0151/00H005 | Brussels | 426 m² | 1 · 170 m² | 13.8 m · 4 fl. |
| 21332D0004/00D004 | Brussels | 122 m² | 1 · 93 m² | 13.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,287 companies in this sector we hold annual accounts for 593. 436 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded17-11-2016
Fiscal year end31-12
Activities, NACEBEL 2025
58290Other software publishing
62200Computer consultancy and computer facilities management
63920Other information service activities
70200Business and other management consultancy
73300Public relations and communication consultancy
74999Other professional, scientific and technical activities
82100Office administrative and support services
85592Vocational training
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0666454336
Also
9925:BE0666454336
Registered
22-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.