CARNAZZA
ActiveSummary
CARNAZZA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €164k and a net result of €62k. Equity is growing by ~58.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 25.67 against 12.75 in 2023; short-term debt: 3.4% and cash: 62.4% of total assets), and 3.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
96.6%
Return on assets
36.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
16 d late
2022
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€164k▲ 61.7%
2023 · €101k
2022: €45k
2023: €101k
2022 → 2024
Total assets
€169k▲ 57.2%
2023 · €108k
2022: €49k
2023: €108k
2022 → 2024
Net result
€62k▲ 10.0%
2023 · €57k
2022: €44k
2023: €57k
2022 → 2024
Working capital
€141k▲ 82.4%
2023 · €77k
2022: €27k
2023: €77k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€45k-€101k▲ 124%€164k▲ 61.7%
Operating result€61k-€79k▲ 28.9%€79k▲ 0.8%
Net result€44k-€57k▲ 29.0%€62k▲ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 1% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €169k
Fixed assets
€23k ▼ 4.3%
Current assets
€146k ▲ 74.9%
Equity and liabilities €169k
Equity
€164k ▲ 61.7%
Debt
€6k ▼ 13.1%
Debt's share of the balance-sheet total falls from 6.1% to 3.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▲
2023 · €81k
Cash flow
€65k▲
2023 · €59k
Current ratio
25.67▲
2023 · 12.75
Debt to equity
0.03▼
2023 · 0.06
ROE
38.2%▼
2023 · 56.1%
ROA
36.9%▼
2023 · 52.7%
Interest coverage
177.44▼
2023 · 760.35
Debt ≤ 1 year
€6k▼
2023 · €7k
Income taxes
€16k▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€108k€169k▲
Fixed assets21/28€24k€23k▼
Tangible fixed assets22/27€24k€23k▼
Plant, machinery and equipment23€19k€16k▼
Furniture and vehicles24€6k€7k▲
Current assets29/58€84k€146k▲
Amounts receivable within one year40/41-€24k
Other amounts receivable41-€24k
Current investments50/53-€17k
Cash at bank and in hand54/58€84k€106k▲
Equity and liabilities
Total equity and liabilities10/49€108k€169k▲
Equity10/15€101k€164k▲
Contributions10/11€2k€2k=
Reserves13€99k€99k=
Distributable reserves133€99k€99k=
Profit (loss) carried forward14-€62k
Amounts payable17/49€7k€6k▼
Amounts payable within one year42/48€7k€6k▼
Trade debts44€384€691▲
Suppliers440/4€384€691▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€3k€3k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€384€387▲
Gross operating margin9900€81k€83k▲
Operating profit (loss)9901€79k€79k▲
Financial income75/76B€85-
Recurring financial income75€85-
Financial charges65/66B€107€463▲
Recurring financial charges65€107€463▲
Profit (loss) for the period before taxes9903€79k€79k▲
Income taxes67/77€22k€16k▼
Profit (loss) for the period9904€57k€62k▲
Profit (loss) for the period to be appropriated9905€57k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€62k▲
Transfer to equity691/2€56k-
To other reserves6921€56k-
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €62k ▲10%
Operating result €79k, net result €62k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 25.67
Current ratio from 12.75 to 25.67; short-term debt falls from €7k to €6k.
31-12
Financial
Equity above €150kEq €164k ▲61.7%
3 profitable years in a row build equity to €164k.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-12
Financial
Equity above €100kEq €101k ▲124%
2 profitable years in a row build equity to €101k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rodenbachstraat 261190 VorstGround area
684 m²
Building footprint
239 m²
Volume, LiDAR
3,988 m³
Parcel 21383B0088/00L005, Brussels · tallest building 18.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
CARNAZZA
since 20222.326.830.456
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0088/00L005 | Brussels | 684 m² | 1 · 239 m² | 18.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AURUM CAUSIDICA
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,499 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.