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Carmotive

Active
Private limited companyfounded 2024active for 2 yearsLaarstraat(NDW) 15, 2200 Herentals, BelgiumKBO/BCE: BE 1014.403.828
Summary

Carmotive has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152,224 and a net result of €146,224. Its solvency ranks better than 24% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

Source: KBO
Status
Active since 01-10-2024 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 3 others
Establishment unit
2.365.636.691 2200 Herentals, since 01-10-2024
Financial year end
31 December
Peppol
Reachable since 11-09-2025

Board and ownership

Board
  • Lauwers ThibautDirector · since 01-10-2024
  • Verfaillie Maxim CédricDirector · since 01-10-2024

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
€249,961
Turnover
≈ €1.3m
estimated
Profit
€146,224
Equity
€152,224
Total assets
€1.1m
Employees on 31-12-2025
1
Score breakdownraises riskFounded in 20241 change of registered office in 24 monthsEquity €152,224 (13.9% of total assets)lowers riskFigures for financial year 2025 (filed on 15-07-2026)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 57% of micro companies in retail trade (NACE 47)
Financial strength
Strong
Solvency 39
equity 13.9% of total assets
Liquidity 55
short-term debt 81.8% · cash 54.1%
Profitability 85
return on assets 13.3%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 11-2025: 3.8% 12-2025: 3.8%● unchanged vs 11-2025 01-2026: 4.3%▲ +0.5 percentage points vs 12-2025 02-2026: 4.4%▲ +0.1 percentage points vs 01-2026 03-2026: 4.9%▲ +0.5 percentage points vs 02-2026 04-2026: 4.9%● unchanged vs 03-2026 05-2026: 5.1%▲ +0.2 percentage points vs 04-2026 06-2026: 5.2%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 5.0%▼ -0.2 percentage points vs 06-2026 08-2026: 1.1%▼ -3.9 percentage points vs 07-2026lowest value 09-2026: 1.2%▲ +0.1 percentage points vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026 11-2026: 1.2%● unchanged vs 10-2026
Credit of up to €10,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is tight, with a current ratio of 1.19, below the usual 1.5. Short-term debt is 81.8% and cash 54.1% of total assets. 86.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 30% of them on solvency, 61% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 15-07-2026)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Equity €152,224 (13.9% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 12777 sector peers (2025).
NBB · sector comparison
Position among 12777 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
16 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Positive: Higher net result than 82% of companies in retail tradesector median €27,601 · 12,766 companies €146,224 View

Recent changes

  1. · Gazette deed Purpose · Miscellaneous
  2. · Gazette deed Registered office moved from Antwerpen to NoorderwijkNew seat: Laarstraat 15B, 2200 Noorderwijk · Previous seat: Van Aerdtstraat 19 bus 201, 2060 Antwerpen
  3. · Gazette deed Incorporation
All 4 events

Comparable companies

These companies have the same main activity as Carmotive: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €613,000 and €1.1m, founded between 2022 and 2024.

CompanyTotal assetsGross margin
Carmotive Herentals€1.1m€0.2m
DR CARS Ieper€1.1m€0.1m
WAREGEM MOTORS Waregem€1.1m€0.1m
Garage De Dobbelaere Damme€1.0m€0.3m
BOLCAR Mol€0.6m€0.2m
Verheyden Wuustwezel€0.8m€0.5m
Garage Demuynck Tielt€0.8m€0.3m
Full comparison

Key facts about Carmotive

What is the company number of Carmotive?
The company number of Carmotive is 1014.403.828. The VAT number is the same number with BE in front: BE 1014.403.828.
Where is Carmotive based?
The registered office is at Laarstraat(NDW) 15, 2200 Herentals.Company details
What does Carmotive do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of Carmotive?
The legal form of Carmotive is Private limited company (BV).
When was Carmotive founded?
Carmotive was founded on 01-10-2024.
Is Carmotive still active?
Yes, Carmotive is an active enterprise in the KBO register.
How many employees does Carmotive have?
Carmotive had an average of 0.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Carmotive?
The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €249,961 and 38 comparable companies (NACE 47811). It probably lies between €880,000 and €3.3m.
Is Carmotive profitable?
In financial year 2025, Carmotive made a profit of €146,224.
Where can I find the annual accounts of Carmotive?
Carmotive filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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