Carmotive
ActiveCarmotive has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €146k. Its solvency ranks better than 24% of 10253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability85
Solvency39
Growth-
Track record67
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity tight (current ratio 1.19; short-term debt: 81.8% and cash: 54.1% of total assets), and 86.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
13.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 10253 sector peers (2025).
NBB · sector comparisonPosition among 10253 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€152k
Total assets
€1.10M
Net result
€146k
Working capital
€170k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €1.10M
Fixed assets
€29k
Current assets
€1.07M
Equity and liabilities €1.10M
Equity
€152k
Debt
€945k
Debt finances 86.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€206k
Cash flow
€149k
Solvency
13.9%
Current ratio
1.19
Quick ratio
0.77
Debt / equity
6.21
ROE
96.1%
ROA
13.3%
Interest coverage
18.62
Debt
€945k
Debt ≤ 1 year
€898k
Debt > 1 year
€47k
Income taxes
€46k
Staff costs
€11k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€1.10M
Fixed assets21/28€29k
Tangible fixed assets22/27€18k
Land and buildings22€4k
Furniture and vehicles24€14k
Financial fixed assets28€11k
Current assets29/58€1.07M
Stocks and contracts in progress3€375k
Stocks30/36€375k
Amounts receivable within one year40/41€84k
Trade receivables40€70k
Other amounts receivable41€14k
Cash at bank and in hand54/58€593k
Deferred charges and accrued income490/1€15k
Equity and liabilities
Total equity and liabilities10/49€1.10M
Equity10/15€152k
Contributions10/11€6k
Reserves13€146k
Distributable reserves133€146k
Amounts payable17/49€945k
Amounts payable after more than one year17€47k
Financial debts170/4€47k
Amounts payable within one year42/48€898k
Financial debts43€141k
Credit institutions430/8€141k
Trade debts44€419k
Suppliers440/4€419k
Advances received on contracts in progress46€193k
Taxes, remuneration and social security45€145k
Taxes450/3€144k
Remuneration and social security454/9€1k
Income statement
Code2025
Remuneration, social security and pensions62€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€2k
Non-recurring operating charges66A€31k
Gross operating margin9900€250k
Operating profit (loss)9901€203k
Financial income75/76B€87
Recurring financial income75€87
Financial charges65/66B€11k
Recurring financial charges65€11k
Profit (loss) for the period before taxes9903€192k
Income taxes67/77€46k
Profit (loss) for the period9904€146k
Profit (loss) for the period to be appropriated9905€146k
Appropriation of the result
Profit (loss) to be appropriated9906€146k
Transfer to equity691/2€146k
To other reserves6921€146k
Social balance
Average headcount (FTE)90870.4
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laarstraat(NDW) 152200 HerentalsGround area
1,953 m²
Building footprint
1,322 m²
Volume, LiDAR
543 m³
Parcel 13027D0103/00R002, Flanders · tallest building 9.6 m. Linked by address, not a title deed.
1 establishment unit
Carmotive
since 20242.365.636.691
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027D0103/00R002 | Flanders | 1,953 m² | 1 · 1,322 m² | 9.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
648800BE7KL5FI5SGB48
Similar companies · same sector, comparable size
GARAGE GITS
BE 0425.736.562
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DEBROUWERE - VERPOORT
BE 0432.787.769
Wevelgem · Eq €152k
Garage De Roo
BE 0700.719.486
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DMMJ Motor
BE 0500.488.227
Binche · Eq €152k
JCS CARS
BE 0832.109.451
Zedelgem · Eq €152k
Of 10,681 companies in sector 47811 we hold annual accounts for 5,225. 3,718 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2024
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.