Equity
€152,781 ▲ 38.5%
CARMOS has made a profit in every financial year since 2023.
CARMOS
Lifetime
3 annual accounts with figures on one time axispeak €81,933 (2024)
€60,023▼ 26.7%
peak €59,174 (2024)
€42,457▼ 28.3%
peak €152,781 (2025)
€152,781▲ 38.5%
€31,510▲ 277%
Board1 name since 2022
1 director
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €81,933 to €60,023Result from €59,174 to €42,457Equity from €110,324 to €152,781Debts from €8,350 to €31,510Cash from €111,629 to €163,241
Key points
from the 2025 annual accountsTurnover
≈ €290,000 estimated
The micro format states no turnover.
Liquidity
5.85 was 14.21 in 2024
Short-term debts rose from €8,350 to €31,510.
Filings
3 annual accounts 3 late
The 2023 accounts came latest: 30 days after the end of the period.
Starting capital
€3,000 100 shares
Position in the sector
82.9%
Higher solvency than 89% of companies in retail trade. Sector median 33.4% · 25,237 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,274 companies had the same profile as CARMOS has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for CARMOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0791633727
Incorporation
Founding capital of €3,000, 100 shares · Founder: · Appointment: (director) · published on 03-10-2022 · Gazette deed
First establishment
Rue du Ruchaux 14, Court-Saint-Etienne
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CARMOS Court-Saint-Etienne | €184,291 | €60,023 | 82.9% | - |
| APB GROEP Kuurne | €192,981 | €53,382 | 24.7% | - |
| MY DECO Machelen (Brab.) | €270,835 | €59,266 | -26.1% | - |
| ARD Belgium Hooglede | €179,009 | €38,597 | 19.8% | - |
| A&M CARRELAGES OUTLET Ans | €220,204 | €49,883 | 28.6% | - |
| HOBBY ALU Chaudfontaine | €208,769 | €53,502 | 16.1% | - |
| TIM SHOP Aalst | €214,339 | €42,447 | 27.8% | - |
These companies have the same main activity as CARMOS: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €179,000 and €271,000, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 29-09-2022Normal situation
- Activity
- Retail sale of hardware, building materials, paint and glass (general range)NACE 47521and 1 other
- Establishment unit
- 2.336.323.5881490 Court-Saint-Etienne, since 29-09-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Insights on CARMOS
CARMOS files the micro format. That format states no turnover. The gross margin fell from €64,728 in 2023 to €60,023 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CARMOS
- What is the company number of CARMOS?
- The company number of CARMOS is 0791.633.727. The VAT number is the same number with BE in front: BE 0791.633.727.
- Where is CARMOS based?
- The registered office is at Rue du Ruchaux 14, 1490 Court-Saint-Etienne.Company details
- What does CARMOS do?
- According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
- What is the legal form of CARMOS?
- CARMOS is a private limited company (BV).
- When was CARMOS founded?
- CARMOS was founded on 29-09-2022.
- Is CARMOS still active?
- Yes, CARMOS is an active enterprise in the KBO register.
- What is the turnover of CARMOS?
- The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €60,023 and 35 comparable companies (NACE 475). It probably lies between €160,000 and €490,000.Financials
- Is CARMOS profitable?
- In financial year 2025, CARMOS made a profit of €42,457.
- Where can I find the annual accounts of CARMOS?
- CARMOS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CARMOS due?
- CARMOS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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