Financials
- Financial year
- 2024
- Total assets
- €56,261
- Profit
- €10,109
- Solvency
- 44.6%
Carmel Solutions
ActiveSummary
The computed 12-month bankruptcy probability of Carmel Solutions is 3.4% (moderate). The 2024 annual accounts show equity of €25,109 and a net result of €10,109. Its solvency ranks better than 63% of 18,739 sector peers (NACE 56, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€56,261total assets 2024
- Equity
- €25,109
- Profit
- €10,109
Turnover not published (micro format)
Why 52raises riskFigures for financial year 2024 (filed 08-08-2025)Founded in 2024Sector: Food and beverage service activities (NACE 56)lowers riskLiquidity: current ratio 0.97, cash €27,321Show the evidence
Checked score
Score 2024
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 73% of its sector peers (NACE 56, micro)
Financial strength
Strong
Solvency
70
equity 44.6% of total assets
Liquidity
72
short-term debt 55.4% · cash 48.6%
Profitability
91
return on assets 18.0%
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 4.1%
04-2025: 4.2%▲ +0.1 percentage points vs 03-2025
05-2025: 4.2%● unchanged vs 04-2025
06-2025: 4.7%▲ +0.5 percentage points vs 05-2025
07-2025: 4.7%● unchanged vs 06-2025
08-2025: 5.0%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 1.5%▼ -3.5 percentage points vs 08-2025
10-2025: 1.5%● unchanged vs 09-2025
11-2025: 1.5%● unchanged vs 10-2025
12-2025: 1.5%● unchanged vs 11-2025
01-2026: 1.5%● unchanged vs 12-2025lowest value
02-2026: 1.5%● unchanged vs 01-2026
03-2026: 1.6%▲ +0.1 percentage points vs 02-2026
04-2026: 1.7%▲ +0.1 percentage points vs 03-2026
05-2026: 1.7%● unchanged vs 04-2026
06-2026: 1.7%● unchanged vs 05-2026
07-2026: 1.8%▲ +0.1 percentage points vs 06-2026
08-2026: 2.4%▲ +0.6 percentage points vs 07-2026
09-2026: 2.7%▲ +0.3 percentage points vs 08-2026
10-2026: 3.4%▲ +0.7 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.97, below 1; short-term debt: 55.4% and cash: 48.6% of total assets), and 55.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 63% on solvency, 76% on liquidity and 79% on profitability.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2024 accounts filed 8 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-08-2025, 8 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
8 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 8 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: ALBOBALI Bob (director) ·…
Key points
By topic
Board & ownership
- Board
- 1 member
- ALBOBALI BobDirector
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 09-02-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 26
- Annual meeting
- Third Monday of June at 17:00
- Purpose
- “L'achat, la vente, l'importation, l'exportation, de tout matériel informatique, neuf ou…” (deed in French)
- Statutory auditor
- No statutory auditor
Key facts about Carmel Solutions
- What is the company number of Carmel Solutions?
- 1005.864.561. In Belgium the VAT number is the company number with BE in front: BE 1005.864.561.
- Where is Carmel Solutions based?
- The registered office is at Charleroise Steenweg 263, 1060 Sint-Gillis (bij-Brussel).Company details
- What does Carmel Solutions do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of Carmel Solutions?
- Private limited company (BV).
- When was Carmel Solutions founded?
- On 09-02-2024.
- Is Carmel Solutions still active?
- Yes, Carmel Solutions is an active enterprise in the KBO register.
- What is the turnover of Carmel Solutions?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is Carmel Solutions profitable?
- In financial year 2024, Carmel Solutions made a profit of €10,109.
- Where can I find the annual accounts of Carmel Solutions?
- Carmel Solutions filed 1 annual account with the National Bank of Belgium, for financial year 2024.
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