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Carmans K.

Active
Private limited companyfounded 20232 yrs activeFrans Mombaersstraat 160, 3071 Kortenberg, BelgiumKBO/BCE: BE 1002.607.044
Summary

The computed 12-month bankruptcy probability of Carmans K. is 3.4% (moderate). The 2024 annual accounts show equity of €38,978 and a net result of €35,978. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Freight transport by road
NACE 49410
1 site
How big
€89,846total assets 2024
Equity
€38,978
Profit
€35,978
Turnover not published (abridged schema)
Financially healthy?
66 Healthy Checked score 2024
Bankruptcy chance 12 m
3.4%
Who decides
Accounts 32 d early0 of 2 deeds read
Why 66- Higher-failure-rate sector- Young company- Annual accounts: weaker financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2024
Axes
Profitability100
Solvency68
Growth-
Track record67
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.5; short-term debt: 56.6% and cash: 34.6% of total assets), and 56.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
43.4%
Return on assets
40%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
32 d early
2024
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 32 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…

Financials

Fiscal year 2024Total assets €89,846Profit €35,978Solvency 43.4%Liquidity 1.50
Total assets
€89,846
2024
Net result
€35,978
2024
Equity
€38,978
2024
Solvency
43.4%
2024

Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Trend over the years1 fiscal year

Turnover and EBIT margin not published: the micro schema does not require them.

Result and balance sheet2024
Balance-sheet composition
Assets €89,846
Fixed assets €13,788
Current assets €76,057
Equity and liabilities €89,846
Equity €38,978
Debt €50,868
Debt finances 56.6% of the balance-sheet total.
Key figures and ratios2024
Key figures and ratios
2024 value
EBITDA
€44,898
Cash flow
€36,042
Current ratio
1.50
Debt to equity
1.31
ROE
92.3%
ROA
40.0%
Interest coverage
498869.22
Debt ≤ 1 year
€50,868
Income taxes
€9,154

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2024
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 37 lines
Balance sheet Code2024
Assets
Total assets20/58€89,846
Fixed assets21/28€13,788
Tangible fixed assets22/27€2,138
Plant, machinery and equipment23€2,138
Financial fixed assets28€11,650
Current assets29/58€76,057
Amounts receivable within one year40/41€44,962
Trade receivables40€43,960
Other amounts receivable41€1,002
Cash at bank and in hand54/58€31,095
Equity and liabilities
Total equity and liabilities10/49€89,846
Equity10/15€38,978
Contributions10/11€3,000
Reserves13€35,978
Distributable reserves133€35,978
Amounts payable17/49€50,868
Amounts payable within one year42/48€50,868
Trade debts44€16,624
Suppliers440/4€16,624
Taxes, remuneration and social security45€11,544
Taxes450/3€11,544
Other amounts payable47/48€22,700
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64
Other operating charges640/8€521
Gross operating margin9900€45,419
Operating profit (loss)9901€44,834
Financial income75/76B€297
Recurring financial income75€297
Financial charges65/66B€0
Recurring financial charges65€0
Profit (loss) for the period before taxes9903€45,131
Income taxes67/77€9,154
Profit (loss) for the period9904€35,978
Profit (loss) for the period to be appropriated9905€35,978
Appropriation of the result
Profit (loss) to be appropriated9906€35,978
Transfer to equity691/2€35,978
To other reserves6921€35,978

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64
Other operating charges640/8€521
Gross operating margin9900€45,419
Operating profit (loss)9901€44,834
Financial income75/76B€297
Recurring financial income75€297
Financial charges65/66B€0
Recurring financial charges65€0
Profit (loss) for the period before taxes9903€45,131
Income taxes67/77€9,154
Profit (loss) for the period9904€35,978
Profit (loss) for the period to be appropriated9905€35,978
Line2024
Assets
Total assets20/58€89,846
Fixed assets21/28€13,788
Tangible fixed assets22/27€2,138
Plant, machinery and equipment23€2,138
Financial fixed assets28€11,650
Current assets29/58€76,057
Amounts receivable within one year40/41€44,962
Trade receivables40€43,960
Other amounts receivable41€1,002
Cash at bank and in hand54/58€31,095
Equity and liabilities
Total equity and liabilities10/49€89,846
Equity10/15€38,978
Contributions10/11€3,000
Reserves13€35,978
Distributable reserves133€35,978
Amounts payable17/49€50,868
Amounts payable within one year42/48€50,868
Trade debts44€16,624
Suppliers440/4€16,624
Taxes, remuneration and social security45€11,544
Taxes450/3€11,544
Other amounts payable47/48€22,700
Line2024
Profit (loss) for the period9904€35,978
+ Depreciation and write-downs630€64
Operating cash flow (approximation)€36,042

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 12,573 companies in this sector we hold annual accounts for 8,205. 5,793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Timeline

2 eventsLatest 29-06-2026Next filing 31-07-2027

History

On 23 November 2023, Carmans K. was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 23-11-2023Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded23-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
52249Warehousing and support activities for transportation
52250Logistics services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1002607044
Also 9925:BE1002607044
Registered 13-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
3,393 m²
Building footprint
144 m²
Volume, LiDAR
652 m³
Parcel 24025A0306/00X000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Frans Mombaersstraat 160, 3071 Kortenberg
Freight transport by road
since 2023unit no. 2.355.223.148
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24025A0306/00X000 Flanders 3,393 m² 1 · 144 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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