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CARLUS

Active
Private limited companyfounded 200323 yrs activeSaint Germain 24, 4860 Pepinster, BelgiumKBO/BCE: BE 0479.362.815
Summary

CARLUS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,404 and a net result of €17,553. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 55% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

What they do
Floor and wall tiling
NACE 43331NACE 45431
#8 oldest company in Pepinster, Construction sector1 site
How big
€70,318total assets 2025
Equity
€36,404
Profit
€17,553
Turnover not published (abridged schema)
Financially healthy?
67 Healthy Checked score 2025
Bankruptcy chance 12 m
1.1%
Who decides
Accounts filed 46 d late0 of 2 deeds read
Why 67- Latest accounts 46 days late; 2 of the last 3 late- Size: total assets €70,318- Sector Specialised construction activities (NACE 43)+ Founded in 2003Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 63% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 77+19
equity 51.8% of total assets
Liquidity 31+6
short-term debt 48.2% · cash 3.7%
Profitability 100+100
return on assets 25.0%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (46,941 companies)
  • Latest accounts 46 days late; 2 of the last 3 late raises the probability
  • Founded in 2003 lowers the probability for this profile
  • Size: total assets €70,318 raises the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.07 against 1.48 in 2024; short-term debt: 48.2% and cash: 3.7% of total assets), and 48.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 56%, liquidity 19%, profitability 85%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 46 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 2003
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €70,318
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €36,404
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
46 d late
2024
28 d late
2023
51 d late
2022
71 d late
2021
61 d late
2020
61 d late
2019
103 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 60 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €17,553
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Oldest company in Pepinster, Construction sectorin the Checked rankings #8 View
  • Total assets 20256 fiscal years filed €70,318 View
  • Active since 2003founded 17-01-2003 23 years View

By topic

Financials

Fiscal year
2025
Total assets
€70,318
Profit
€17,553
Solvency
51.8%
Total assets▲ 24.1%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2015
Next accounts
by 31-07-2027
  1. 15-09-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 28-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Floor and wall tilingNACE 43331
Founded
17-01-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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