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CARLOFT BELGIUM

Active
Private limited company (pre-2019)founded 2007active for 19 yearsConstant Permekeweg 10, 1861 Meise, BelgiumKBO/BCE: BE 0889.278.380
Summary

The annual accounts of CARLOFT BELGIUM for financial year 2025 show a net loss of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €10,506 and a net result of -€26,795. Equity is growing by about 45% per year across the filed financial years. Its solvency ranks better than 22% of 2,795 sector peers (NACE 82, financial year 2025). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisFollow ReportCompare
CARLOFT BELGIUMActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Other business support services
NACE 82990Office administrative and support services NACE 82100
1 site
Size
€102,294total assets 2025
Staff
1 FTE
Equity
€10,506
Loss
-€26,795
Turnover not published (abbreviated or micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
2025 accounts filed 26 days late2 deeds in the Belgian Official Gazette
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €26,795 (financial year 2025)Equity €10,506 (10.3% of total assets)lowers riskSize: total assets €102,294Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 13% of its sector peers (NACE 82, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 35-47
equity 10.3% of total assets
Liquidity 28-14
short-term debt 56.2% · cash 5.8%
Profitability 0-92
return on assets -26.2%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,642 companies, NACE 82, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.3 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.29, compared with 1.02 in 2024, below the usual 1.5; short-term debt: 56.2% and cash: 5.8% of total assets), and 89.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 21% on solvency, 16% on liquidity, 5% on profitability and 9% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €102,294
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €26,795 (financial year 2025)
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Equity €10,506 (10.3% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2795 sector peers (2025).
NBB · sector comparison
Position among 2795 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
3 days early
2023
20 days late
2022
28 days early
2021
9 days early
2020
31 days late
2019
116 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€26,795
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 12% on net resultsector median €21,020 · 2,796 companies -€26,795 View
  • Total assets 20256 financial years filed €102,294 View
  • Active since 2007founded 02-05-2007 19 years View

By topic

Financials

Financial year
2025
Total assets
€102,294
Loss
-€26,795
Solvency
10.3%
Total assets▲ 57.1%
Net result
20182025
Go to Financials

Timeline

Events
24
Since
2009
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 20-08-2024Annual accounts filed
  3. 03-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other business support servicesNACE 82990
Founded
02-05-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about CARLOFT BELGIUM

What is the company number of CARLOFT BELGIUM?
0889.278.380. In Belgium the VAT number is the company number with BE in front: BE 0889.278.380.
Where is CARLOFT BELGIUM based?
The registered office is at Constant Permekeweg 10, 1861 Meise.Company details
What does CARLOFT BELGIUM do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of CARLOFT BELGIUM?
Private limited company (pre-2019) (BVBA).
When was CARLOFT BELGIUM founded?
On 02-05-2007.
Is CARLOFT BELGIUM still active?
Yes, CARLOFT BELGIUM is an active enterprise in the KBO register.
How many employees does CARLOFT BELGIUM have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CARLOFT BELGIUM?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CARLOFT BELGIUM profitable?
In financial year 2025, CARLOFT BELGIUM made a loss of €26,795.
Where can I find the annual accounts of CARLOFT BELGIUM?
CARLOFT BELGIUM filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CARLOFT BELGIUM due?
By 31-07-2027, for financial year 2026.Timeline

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