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CARLO STUDIO

Active
Private limited companyfounded 198837 yrs activeVrijetijdslaan 7, 1140 Evere, BelgiumKBO/BCE: BE 0435.664.513
Summary

CARLO STUDIO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115,055 and a net result of €27,130. Equity is shrinking by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 5299 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
CARLO STUDIOActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Hairdressing and barber services
NACE 96210NACE 93021Hairdressing NACE 96021
#9 oldest company in Evere, Other services sector1 site
Size
€165,160total assets 2025
Staff
3 FTE
Equity
€115,055
Profit
€27,130
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 57 d early0 of 2 deeds read
Why 98+ Liquidity: current ratio 3.25, cash €140,624+ Founded in 1988+ Equity €115,055 (69.7% of total assets)+ Size: total assets €165,160Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 81% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 95+9
equity 69.7% of total assets
Liquidity 87+5
short-term debt 30.3% · cash 85.1%
Profitability 89+5
return on assets 16.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,533 companies)
Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● 0.0% vs 11-2024highest value 01-2025: < 0.1%▼ -8.6% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▲ +3.1% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▲ +3.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -5.9% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%▲ +3.1% vs 04-2026 06-2026: < 0.1%▲ +3.0% vs 05-2026 07-2026: < 0.1%▼ -11.8% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 3.25, cash €140,624 lowers the probability
  • Founded in 1988 lowers the probability for this profile
  • Equity €115,055 (69.7% of total assets) lowers the probability
  • Size: total assets €165,160 lowers the probability for this profile
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 3.25 against 2.52 in 2024; short-term debt: 30.3% and cash: 85.1% of total assets), and 30.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 83%, liquidity 88%, profitability 78%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 3.25, cash €140,624
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1988
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €115,055 (69.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €165,160
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €115,055
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 d early
2024
36 d early
2023
5 d early
2022
10 d early
2021
56 d early
2020
50 d early
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €27,130 ▲53.4%
  3. Equity above €100,000Eq €115,055 ▲30.9%

Key points

  • Positive: Among the best 15% on net resultsector median €2,850 · 5,304 companies €27,130 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1988founded 07-11-1988 37 years View

By topic

Financials

Fiscal year
2025
Total assets
€165,160
Profit
€27,130
Solvency
69.7%
Total assets▲ 14.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 04-06-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Hairdressing and barber servicesNACE 96210
Founded
07-11-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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