CARLIO
ActiveSummary
CARLIO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.51M and a net result of €146k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 1077 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability75▲+21
Solvency76▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 4.05 against 0.93 in 2023; short-term debt: 4.1% and cash: 15.2% of total assets), and 48.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.5%
Return on assets
5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
63 d late
2022
61 d late
2021
73 d late
2020
89 d late
2019
114 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€1.51M▲ 10.7%
2023 · €1.36M
Total assets
€2.93M▲ 4.4%
2023 · €2.81M
Net result
€146k
2023 · €-19k
Working capital
€370k
2023 · €-18k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€-16k€3k€340k▲ 13,468%€19k▼ 94.4%€222k▲ 1,057%
Net result€-67k€-50k▲ 24.6%€226k€-19k€146k
Equity€1.21M▼ 5.2%€1.16M▼ 4.2%€1.38M▲ 19.5%€1.36M▼ 1.4%€1.51M▲ 10.7%
Total assets€3.00M▼ 4.3%€2.88M▼ 4.0%€3.05M▲ 5.8%€2.81M▼ 8.0%€2.93M▲ 4.4%
Debt€1.59M▼ 3.5%€1.53M▼ 3.6%€1.42M▼ 7.3%€1.23M▼ 13.0%€1.20M▼ 2.9%
Working capital€-106k€-209k▼ 96.7%€70k€-18k€370k
Staff (FTE)1.1▲ 10.0%1▼ 9.1%1.2▲ 20.0%1▼ 16.7%0.5▼ 50.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,057% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.93M
Fixed assets
€2.44M ▼ 4.2%
Current assets
€492k ▲ 88.0%
Equity and liabilities €2.93M
Equity
€1.51M ▲ 10.7%
Provisions
€222k ▲ 6.9%
Debt
€1.20M ▼ 2.9%
Debt's share of the balance-sheet total falls from 44.0% to 40.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€432k▲
2023 · €218k
Cash flow
€357k▲
2023 · €180k
Current ratio
4.05▲
2023 · 0.93
Quick ratio
3.88▲
2023 · 0.86
Debt to equity
0.79▼
2023 · 0.91
ROE
9.7%▲
2023 · -1.4%
ROA
5.0%▲
2023 · -0.7%
Interest coverage
8.30▲
2023 · 4.29
Debt ≤ 1 year
€122k▼
2023 · €280k
Debt > 1 year
€1.03M▲
2023 · €912k
Income taxes
€9k▲
2023 · €2k
Staff costs
€29k▼
2023 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €46 | - | - |
| Remuneration, social security and pensions62 | - | €40k | €41k | €50k | €29k | ▼ 41.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €182k | €206k | €201k | €199k | €211k | ▲ 5.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €-2k | €12k | €-2k | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €-2k | €-1k | €-24k | - | - |
| Other operating charges640/8 | - | €31k | €33k | €33k | €70k | ▲ 111% |
| Gross operating margin9900 | €222k | €276k | €626k | €275k | €531k | ▲ 93.2% |
| Operating profit (loss)9901 | €-16k | €3k | €340k | €19k | €222k | ▲ 1,057% |
| Financial income75/76B | - | €1 | €4 | €1 | €5 | ▲ 625% |
| Recurring financial income75 | €0 | €1 | €4 | €1 | €5 | ▲ 625% |
| Financial charges65/66B | - | €58k | €55k | €51k | €52k | ▲ 2.5% |
| Recurring financial charges65 | €61k | €58k | €55k | €51k | €52k | ▲ 2.5% |
| Profit (loss) for the period before taxes9903 | €-77k | €-55k | €286k | €-32k | €170k | ▲ 636% |
| Transfer from deferred taxes780 | - | €17k | €17k | €15k | €40k | ▲ 171% |
| Transfer to deferred taxes680 | - | €8k | €72k | - | €55k | - |
| Income taxes67/77 | €352 | €4k | €5k | €2k | €9k | ▲ 336% |
| Profit (loss) for the period9904 | €-67k | €-50k | €226k | €-19k | €146k | ▲ 881% |
| Transfer from tax-exempt reserves789 | - | €71k | €38k | €36k | €103k | ▲ 190% |
| Transfer to tax-exempt reserves689 | - | €24k | €215k | - | €164k | - |
| Profit (loss) for the period to be appropriated9905 | €-45k | €-3k | €49k | €17k | €85k | ▲ 405% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.00M | €2.88M | €3.05M | €2.81M | €2.93M | ▲ 4.4% |
| Fixed assets21/28 | €2.74M | €2.74M | €2.63M | €2.54M | €2.44M | ▼ 4.2% |
| Intangible fixed assets21 | €45k | €45k | €39k | €25k | €4k | ▼ 82.1% |
| Tangible fixed assets22/27 | €2.67M | €2.67M | €2.56M | €2.49M | €2.41M | ▼ 3.4% |
| Land and buildings22 | - | €2.67M | €2.56M | €2.49M | €2.29M | ▼ 8.0% |
| Plant, machinery and equipment23 | - | €557 | €4k | €4k | €4k | ▼ 11.7% |
| Furniture and vehicles24 | - | €3k | €2k | €649 | €116k | ▲ 17,736% |
| Financial fixed assets28 | €25k | €25k | €25k | €25k | €25k | = |
| Current assets29/58 | €264k | €141k | €423k | €262k | €492k | ▲ 88.0% |
| Stocks and contracts in progress3 | €38k | €38k | €26k | €21k | €21k | ▼ 1.4% |
| Stocks30/36 | - | €38k | €26k | €21k | €21k | ▼ 1.4% |
| Amounts receivable within one year40/41 | €55k | €74k | €101k | €69k | €21k | ▼ 69.6% |
| Trade receivables40 | - | €73k | €100k | €69k | €21k | ▼ 69.6% |
| Other amounts receivable41 | - | €1k | €181 | €81 | €54 | ▼ 32.9% |
| Cash at bank and in hand54/58 | €167k | €25k | €290k | €164k | €445k | ▲ 171% |
| Deferred charges and accrued income490/1 | - | €4k | €7k | €7k | €5k | ▼ 31.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.00M | €2.88M | €3.05M | €2.81M | €2.93M | ▲ 4.4% |
| Equity10/15 | €1.21M | €1.16M | €1.38M | €1.36M | €1.51M | ▲ 10.7% |
| Contributions10/11 | €366k | €366k | €366k | €366k | €366k | = |
| Capital10 | - | €366k | €366k | €366k | €366k | = |
| Issued capital100 | - | €366k | €366k | €366k | €366k | = |
| Reserves13 | €488k | €440k | €666k | €646k | €1.14M | ▲ 76.8% |
| Non-distributable reserves130/1 | - | €37k | €37k | €37k | €37k | = |
| Legal reserve130 | - | €37k | €37k | €37k | €37k | = |
| Tax-exempt reserves132 | - | €369k | €546k | €510k | €571k | ▲ 12.0% |
| Distributable reserves133 | - | €35k | €84k | €100k | €536k | ▲ 435% |
| Profit (loss) carried forward14 | €354k | €351k | €351k | €351k | - | - |
| Provisions and deferred taxes16 | €204k | €193k | €247k | €208k | €222k | ▲ 6.9% |
| Provisions for liabilities and charges160/5 | - | €25k | €24k | - | - | - |
| Other liabilities and charges164/5 | - | €25k | €24k | - | - | - |
| Deferred taxes168 | - | €168k | €223k | €208k | €222k | ▲ 6.9% |
| Amounts payable17/49 | €1.59M | €1.53M | €1.42M | €1.23M | €1.20M | ▼ 2.9% |
| Amounts payable after more than one year17 | €1.19M | €1.14M | €1.02M | €912k | €1.03M | ▲ 12.9% |
| Financial debts170/4 | - | €569k | €411k | €301k | €262k | ▼ 13.0% |
| Other amounts payable178/9 | - | €576k | €610k | €612k | €768k | ▲ 25.6% |
| Amounts payable within one year42/48 | €371k | €351k | €353k | €280k | €122k | ▼ 56.6% |
| Current portion of amounts payable after more than one year42 | - | €173k | €157k | €111k | €39k | ▼ 64.8% |
| Financial debts43 | - | €60k | €60k | €60k | - | - |
| Credit institutions430/8 | - | €60k | €60k | €60k | - | - |
| Trade debts44 | €57k | €89k | €97k | €58k | €27k | ▼ 54.5% |
| Suppliers440/4 | - | €89k | €97k | €58k | €27k | ▼ 54.5% |
| Taxes, remuneration and social security45 | - | €10k | €13k | €14k | €13k | ▼ 6.6% |
| Taxes450/3 | - | €7k | €11k | €10k | €11k | ▲ 4.6% |
| Remuneration and social security454/9 | - | €3k | €2k | €3k | €2k | ▼ 43.2% |
| Other amounts payable47/48 | - | €18k | €26k | €37k | €43k | ▲ 16.3% |
| Accrued charges and deferred income492/3 | - | €36k | €44k | €42k | €47k | ▲ 12.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-67k | €-50k | €226k | €-19k | €146k | ▲ 881% |
| + Depreciation and write-downs630 | €182k | €206k | €201k | €199k | €211k | ▲ 5.8% |
| Operating cash flow (approximation) | €115k | €156k | €427k | €180k | €357k | ▲ 98.2% |
| Investment in fixed assets (approximation) | - | €-210k | €-86k | €-117k | €-105k | ▲ 10.6% |
| Change in cash | - | €-142k | €265k | €-126k | €281k | ▲ 324% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
31-12
Financial
Back to profitnet €146k
Net result €146k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 4.05
Current ratio from 0.93 to 4.05; short-term debt falls from €280k to €122k.
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 63 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Back to profitnet €226k
Net result €226k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.20
Current ratio from 0.40 to 1.20.
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 73 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Weakest financial yearnet €-67k
Net result drops to €-67k, the lowest in the series; recovery starts the following year.
22-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 114 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
Show earlier events
2018
15-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 76 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 86 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 1994
Ground area
2,139 m²
Building footprint
849 m²
Volume, LiDAR
4,059 m³
Parcel 44412B0005/00G000, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CARLIO
since 19942.065.312.914
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412B0005/00G000 | Flanders | 2,138 m² | 1 · 849 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,997 companies in sector 81220 we hold annual accounts for 2,414. 681 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded01-06-1993
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
47793Retail sale of other second-hand goods, excluding clothing
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
77391Rental and leasing activities
Contact
Phone
0475 29 18 20Merelbeke-Melle
Scores and ratios are computed by Checked and are not a credit decision.