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Carlier Solution

Active
Private limited companyfounded 20241 yr activeBoulevard Rolin (Henri) 18, 1410 Waterloo, BelgiumKBO/BCE: BE 1018.052.909
Summary

The computed 12-month bankruptcy probability of Carlier Solution is 2.2% (moderate). The annual accounts of Carlier Solution for fiscal year 2025 show a net loss of 315% of total assets. The 2025 annual accounts show equity of €474 and a net result of -€1,526. Its solvency ranks better than 95% of 18537 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Carlier Solution was incorporated on 30 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€474
Total assets
€484
Net result
-€1,526
Working capital
€474

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €484
Equity €474
Debt €10
Debt finances 2.0% of the balance-sheet total.
Key figures and ratios
2025 value
Debt ≤ 1 year
€10
Ratios withheld: a balance sheet total of €484 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 584 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 92% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.2% went bankrupt
6.0% stopped otherwise
92% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 584 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 18 lines
Balance sheet Code2025
Assets
Total assets20/58€484
Current assets29/58€484
Cash at bank and in hand54/58€484
Equity and liabilities
Total equity and liabilities10/49€484
Equity10/15€474
Contributions10/11€2,000
Profit (loss) carried forward14-€1,526
Amounts payable17/49€10
Amounts payable within one year42/48€10
Other amounts payable47/48€10
Income statement Code2025
Gross operating margin9900-€1,422
Operating profit (loss)9901-€1,422
Financial charges65/66B€103
Recurring financial charges65€103
Profit (loss) for the period before taxes9903-€1,526
Profit (loss) for the period9904-€1,526
Profit (loss) for the period to be appropriated9905-€1,526
Appropriation of the result
Profit (loss) to be appropriated9906-€1,526

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900-€1,422
Operating profit (loss)9901-€1,422
Financial charges65/66B€103
Recurring financial charges65€103
Profit (loss) for the period before taxes9903-€1,526
Profit (loss) for the period9904-€1,526
Profit (loss) for the period to be appropriated9905-€1,526
Line2025
Assets
Total assets20/58€484
Current assets29/58€484
Cash at bank and in hand54/58€484
Equity and liabilities
Total equity and liabilities10/49€484
Equity10/15€474
Contributions10/11€2,000
Profit (loss) carried forward14-€1,526
Amounts payable17/49€10
Amounts payable within one year42/48€10
Other amounts payable47/48€10
Line2025
Profit (loss) for the period9904-€1,526
Operating cash flow (approximation)-€1,526

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2026
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Boulevard Rolin (Henri) 181410 Waterloo
1 establishment unit
1018.052.909
Boulevard Rolin (Henri) 18, 1410 WaterlooRetail sale of household furniture
since 20262.389.862.739

Similar companies · same sector, comparable size

Of 2,606 companies in sector 47551 we hold annual accounts for 1,718. 89 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-12-2024
Fiscal year end31-12
Legal name FR Pick a fucking daily
Abbreviation FR PAFD
Activities, NACEBEL 2025
47512Retail sale of household textiles and bedding
47551Retail sale of household furniture
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018052909
Also 9925:BE1018052909
Registered 27-04-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.