CARLIER SOFIE TANDARTSENPRAKTIJK
ActiveCARLIER SOFIE TANDARTSENPRAKTIJK has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €442k and a net result of €50k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 74% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-15
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 5.69 against 4.84 in 2024; short-term debt: 15.6% and cash: 21% of total assets), and 16.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.7%
Return on assets
9.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
2023
14 d late
2022
32 d late
2021
31 d late
2020
122 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€442k▲ 12.4%
2024 · €394k
2018: €186k
2019: €200k
2020: €213k
2021: €231k
2022: €258k
2023: €303k
2024: €394k
2018 → 2025
Total assets
€528k▲ 10.8%
2024 · €477k
2018: €375k
2019: €331k
2020: €346k
2021: €370k
2022: €380k
2023: €439k
2024: €477k
2018 → 2025
Net result
€50k▼ 52.0%
2024 · €104k
2018: €14k
2019: €14k
2020: €13k
2021: €31k
2022: €39k
2023: €45k
2024: €104k
2018 → 2025
Working capital
€387k▲ 21.0%
2024 · €320k
2018: €94k
2019: €40k
2020: €76k
2021: €83k
2022: €136k
2023: €212k
2024: €320k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€231k-€258k▲ 11.8%€303k▲ 17.6%€394k▲ 29.9%€442k▲ 12.4%
Operating result€49k-€81k▲ 64.0%€71k▼ 11.5%€100k▲ 40.1%€71k▼ 29.4%
Net result€31k-€39k▲ 26.2%€45k▲ 17.2%€104k▲ 129%€50k▼ 52.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €528k
Fixed assets
€58k▼ 20.6%
Current assets
€470k▲ 16.5%
Equity and liabilities €528k
Equity
€442k▲ 12.4%
Debt
€86k▲ 3.2%
The debt ratio falls from 17.5% to 16.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€86k▼
2024 · €127k
Cash flow
€65k▼
2024 · €131k
Solvency
83.7%▲
2024 · 82.5%
Current ratio
5.69▲
2024 · 4.84
Quick ratio
5.69▲
2024 · 4.84
Debt / equity
0.19▼
2024 · 0.21
ROE
11.3%▼
2024 · 26.5%
ROA
9.5%▼
2024 · 21.8%
Interest coverage
17.29▼
2024 · 313.11
Debt
€86k▲
2024 · €83k
Debt ≤ 1 year
€83k▼
2024 · €83k
Income taxes
€20k▲
2024 · €6k
Staff costs
€45k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€477k€528k▲
Fixed assets21/28€73k€58k▼
Tangible fixed assets22/27€73k€58k▼
Land and buildings22€36k€35k▼
Plant, machinery and equipment23€34k€22k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€403k€470k▲
Amounts receivable within one year40/41€12k€25k▲
Trade receivables40€2k€15k▲
Other amounts receivable41€10k€11k▲
Current investments50/53€243k€333k▲
Cash at bank and in hand54/58€146k€111k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€477k€528k▲
Equity10/15€394k€442k▲
Contributions10/11€19k€19k=
Reserves13€375k€424k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€373k€422k▲
Amounts payable17/49€83k€86k▲
Amounts payable within one year42/48€83k€83k▼
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€16k€12k▼
Taxes450/3€10k€6k▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€62k€65k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Remuneration, social security and pensions62€44k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€15k▼
Other operating charges640/8€5k€2k▼
Gross operating margin9900€176k€133k▼
Operating profit (loss)9901€100k€71k▼
Financial income75/76B€11k€4k▼
Recurring financial income75€11k€4k▼
Financial charges65/66B€405€5k▲
Recurring financial charges65€405€5k▲
Profit (loss) for the period before taxes9903€110k€70k▼
Income taxes67/77€6k€20k▲
Profit (loss) for the period9904€104k€50k▼
Profit (loss) for the period to be appropriated9905€104k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€104k€50k▼
Transfer to equity691/2€104k€49k▼
To other reserves6921€104k€49k▼
Profit to be distributed694/7-€1k
Employees696-€1k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €104k ▲129%
Operating result €100k, net result €104k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
31-12
Financial
Weakest financial yearnet €13k ▼8.3%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Equity above €200kEq €200k ▲7.7%
2 profitable years in a row build equity to €200k.
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 153 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
16-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 77 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oosteinde 149080 LochristiGround area
832 m²
Building footprint
260 m²
Volume, LiDAR
2,940 m³
Parcel 44076C0419/00N000, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Oosteinde 14, 9080 Lochristi
since 20002.115.795.474
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44076C0419/00N000 | Flanders | 831 m² | 1 · 260 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MENNIDENT
BE 0874.183.794
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USA DENTAL
BE 0735.681.256
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BOCELLI
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Orthopaternoster
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CABINET DENTAIRE POTTIER
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Liège · Eq €442k
Of 6,938 companies in sector 86230 we hold annual accounts for 4,288. 3,550 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1999
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.