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CARLETTE

Active
Public limited companyfounded 199629 yrs activeToekomststraat 40, 8790 Waregem, BelgiumKBO/BCE: BE 0459.680.525
Summary

The computed 12-month bankruptcy probability of CARLETTE is 2.9% (moderate). The latest annual accounts of CARLETTE were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €68,215 and a net result of -€459. Equity is shrinking by ~3.7% per year across the filed fiscal years. The company has been active since 1996 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 3 administrative register entries (see administrative flags).

Checked score

No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: Filed more than 90 days late
Axes, FY 2024 · tick = 2023
Profitability68▲+12
Solvency88▲+8
Growth58▲+26
Track record76
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
62.9%
Return on assets
-0.4%
Age of the figures
27 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-06-2026, 136 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
136 d late
2024
459 d late
2023
825 d late
2022
1189 d late
2021
1554 d late
2020
1 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 595 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
3 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Late accounts filingStrikeout withdrawnStrikeout withdrawal
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 5 May (4 of the last 5 filed years within 689 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline

History

On 30 December 1996, CARLETTE was incorporated.1 Total assets went from EUR 145,311 in 2019 to EUR 108,516 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€68,215▼ 0.7%
2023 · €68,675
Total assets
€108,516▼ 12.4%
2023 · €123,921
Net result
-€459▲ 96.4%
2023 · -€12,595
Working capital
-€1,058▲ 84.9%
2023 · -€6,991
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€1,790€2,026▲ 13.2%€935▼ 53.9%€220▼ 76.4%€64▼ 70.8%
Net result-€451▲ 85.0%-€351▲ 22.1%-€501▼ 42.7%-€12,595▼ 2,413%-€459▲ 96.4%
Equity€82,123▼ 0.5%€81,771▼ 0.4%€81,270▼ 0.6%€68,675▼ 15.5%€68,215▼ 0.7%
Total assets€141,260▼ 2.8%€134,498▼ 4.8%€126,441▼ 6.0%€123,921▼ 2.0%€108,516▼ 12.4%
Debt€59,137▼ 5.7%€52,727▼ 10.8%€45,172▼ 14.3%€55,246▲ 22.3%€40,300▼ 27.1%
Working capital-€6,720▲ 33.0%-€259▲ 96.2%€6,772-€6,991-€1,058▲ 84.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2020: €1,790€1,790Net result 2020: -€451-€451Operating result 2021: €2,026€2,026Net result 2021: -€351-€351Operating result 2022: €935€935Net result 2022: -€501-€501Operating result 2023: €220€220Net result 2023: -€12,595-€12,595Operating result 2024: €64€64Net result 2024: -€459-€45920202021202220232024-€15,000-€10,000-€5,000€0Operating result 2022: €935€935Net result 2022: -€501-€501Operating result 2023: €220€220Net result 2023: -€12,595-€12,600Operating result 2024: €64€64Net result 2024: -€459-€459202220232024
The operating result has fallen three years in a row; 2024 is 71% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €108,516
Fixed assets €98,588 ▼ 11.0%
Current assets €9,928 ▼ 24.6%
Equity and liabilities €108,516
Equity €68,215 ▼ 0.7%
Debt €40,300 ▼ 27.1%
Debt's share of the balance-sheet total falls from 44.6% to 37.1%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€12,229▼
2023 · €12,398
Cash flow
€11,705▲
2023 · -€418
Current ratio
0.90▲
2023 · 0.65
Debt to equity
0.59▼
2023 · 0.80
ROE
-0.7%▲
2023 · -18.3%
ROA
-0.4%▲
2023 · -10.2%
Interest coverage
23.36▲
2023 · 13.48
Debt ≤ 1 year
€10,985▼
2023 · €20,160
Debt > 1 year
€1,487▼
2023 · €7,501
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet Code20232024
Assets
Total assets20/58€123,921€108,516▼
Fixed assets21/28€110,752€98,588▼
Tangible fixed assets22/27€110,752€98,588▼
Land and buildings22€80,692€72,424▼
Plant, machinery and equipment23€16,136€13,387▼
Furniture and vehicles24€13,924€12,777▼
Current assets29/58€13,169€9,928▼
Cash at bank and in hand54/58€13,169€5,829▼
Deferred charges and accrued income490/1-€4,098
Equity and liabilities
Total equity and liabilities10/49€123,921€108,516▼
Equity10/15€68,675€68,215▼
Contributions10/11€99,157€99,157=
Capital10€99,157€99,157=
Issued capital100€99,157€99,157=
Profit (loss) carried forward14-€30,483-€30,942▼
Amounts payable17/49€55,246€40,300▼
Amounts payable after more than one year17€7,501€1,487▼
Other amounts payable178/9€7,501€1,487▼
Amounts payable within one year42/48€20,160€10,985▼
Trade debts44€15,683€7,878▼
Suppliers440/4€15,683€7,878▼
Other amounts payable47/48€4,476€3,107▼
Accrued charges and deferred income492/3€27,585€27,827▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,178€12,164▼
Other operating charges640/8€2,407€2,469▲
Non-recurring operating charges66A€2,086€3,565▲
Gross operating margin9900€16,891€18,262▲
Operating profit (loss)9901€220€64▼
Financial charges65/66B€920€523▼
Recurring financial charges65€920€523▼
Profit (loss) for the period before taxes9903-€699-€459▲
Income taxes67/77€11,896-
Profit (loss) for the period9904-€12,595-€459▲
Profit (loss) for the period to be appropriated9905-€12,595-€459▲
Appropriation of the result
Profit (loss) to be appropriated9906-€30,483-€30,942▼
Profit (loss) brought forward from the previous period14P-€17,887-€30,483▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,738€11,257€10,737€12,178€12,164▼ 0.1%
Other operating charges640/8-€2,102€2,245€2,407€2,469▲ 2.6%
Non-recurring operating charges66A--€2,105€2,086€3,565▲ 70.9%
Gross operating margin9900€15,295€15,385€16,022€16,891€18,262▲ 8.1%
Operating profit (loss)9901€1,790€2,026€935€220€64▼ 70.8%
Financial charges65/66B-€2,378€1,436€920€523▼ 43.1%
Recurring financial charges65€2,241€2,378€1,436€920€523▼ 43.1%
Profit (loss) for the period before taxes9903-€451-€351-€501-€699-€459▲ 34.3%
Income taxes67/77---€11,896--
Profit (loss) for the period9904-€451-€351-€501-€12,595-€459▲ 96.4%
Profit (loss) for the period to be appropriated9905-€451-€351-€501-€12,595-€459▲ 96.4%
Line20202021202220232024Change
Assets
Total assets20/58€141,260€134,498€126,441€123,921€108,516▼ 12.4%
Fixed assets21/28€133,481€122,224€111,487€110,752€98,588▼ 11.0%
Intangible fixed assets21-€0----
Tangible fixed assets22/27€133,481€122,224€111,487€110,752€98,588▼ 11.0%
Land and buildings22-€97,057€88,959€80,692€72,424▼ 10.2%
Plant, machinery and equipment23-€8,949€7,457€16,136€13,387▼ 17.0%
Furniture and vehicles24-€16,218€15,071€13,924€12,777▼ 8.2%
Current assets29/58€7,779€12,273€14,954€13,169€9,928▼ 24.6%
Cash at bank and in hand54/58€7,779€12,273€14,954€13,169€5,829▼ 55.7%
Deferred charges and accrued income490/1----€4,098-
Equity and liabilities
Total equity and liabilities10/49€141,260€134,498€126,441€123,921€108,516▼ 12.4%
Equity10/15€82,123€81,771€81,270€68,675€68,215▼ 0.7%
Contributions10/11€99,157€99,157€99,157€99,157€99,157=
Capital10-€99,157€99,157€99,157€99,157=
Issued capital100-€99,157€99,157€99,157€99,157=
Profit (loss) carried forward14-€17,034-€17,386-€17,887-€30,483-€30,942▼ 1.5%
Amounts payable17/49€59,137€52,727€45,172€55,246€40,300▼ 27.1%
Amounts payable after more than one year17€29,068€22,334€15,726€7,501€1,487▼ 80.2%
Other amounts payable178/9-€22,334€15,726€7,501€1,487▼ 80.2%
Amounts payable within one year42/48€14,499€12,532€8,182€20,160€10,985▼ 45.5%
Trade debts44€2,656€3,010€3,706€15,683€7,878▼ 49.8%
Suppliers440/4-€3,010€3,706€15,683€7,878▼ 49.8%
Other amounts payable47/48-€9,522€4,476€4,476€3,107▼ 30.6%
Accrued charges and deferred income492/3-€17,860€21,263€27,585€27,827▲ 0.9%
Line20202021202220232024Change
Profit (loss) for the period9904-€451-€351-€501-€12,595-€459▲ 96.4%
+ Depreciation and write-downs630€11,738€11,257€10,737€12,178€12,164▼ 0.1%
Operating cash flow (approximation)€11,287€10,905€10,236-€418€11,705▲ 2,902%
Investment in fixed assets (approximation)-€0€0-€11,442€0▲ 100%
Change in cash-€4,494€2,681-€1,785-€7,340▼ 311%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
26-06
KBO administration Strikeout withdrawn
16-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 136 days late
05-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 459 days late
05-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 825 days late
04-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 1189 days late
04-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 1554 days late
2025
01-04
KBO administration Late accounts filing
event 19-03-2025
2023
30-06
Financial Weakest financial yearnet -€12,595
Net result drops to -€12,595, the lowest in the series; recovery starts the following year.
2021
01-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-02
KBO administration Strikeout withdrawal
event 31-01-2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
29-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 363 days late
29-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 728 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1997
seat establishment The establishment unit on the map
Ground area
103 m²
Building footprint
80 m²
Volume, LiDAR
416 m³
Parcel 34040C0468/00K005, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CARLETTE
Toekomststraat 40, 8790 WaregemInsurance, reinsurance and pension funding, except compulsory social security
since 19972.079.959.320
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34040C0468/00K005 Flanders 103 m² 1 · 80 m² 10.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded30-12-1996
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.