CARIVAN
ActiveCARIVAN has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.87M and a net result of €72k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity short (current ratio 0.32 against 0.48 in 2024; short-term debt: 7.9% and cash: 0.8% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
3.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
13 d early
2023
6 d early
2022
9 d late
2021
19 d early
2020
9 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€72k▲ 13.3%
2024 · €63k
2018: €258k
2019: €45k
2020: €20k
2021: €186k
2022: €86k
2023: €60k
2024: €63k
2018 → 2025
Working capital
€-120k▼ 36.3%
2024 · €-88k
2018: €1.19M
2019: €1.12M
2020: €966k
2021: €1.07M
2022: €1.37M
2023: €1.33M
2024: €-88k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.59M-€1.67M▲ 5.4%€1.73M▲ 3.6%€1.80M▲ 3.7%€1.87M▲ 4.0%
Operating result€193k-€109k▼ 43.7%€83k▼ 24.1%€98k▲ 19.1%€103k▲ 5.2%
Net result€186k-€86k▼ 53.9%€60k▼ 29.9%€63k▲ 5.7%€72k▲ 13.3%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.24M
Fixed assets
€2.18M▼ 3.0%
Current assets
€57k▼ 30.7%
Equity and liabilities €2.24M
Equity
€1.87M▲ 4.0%
Provisions
€54k▼ 7.1%
Debt
€316k▼ 33.5%
The debt ratio falls from 20.4% to 14.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€170k▲
2024 · €167k
Cash flow
€138k▲
2024 · €132k
Solvency
83.5%▲
2024 · 77.1%
Current ratio
0.32▼
2024 · 0.48
Quick ratio
0.32▼
2024 · 0.48
Debt / equity
0.17▼
2024 · 0.26
ROE
3.9%▲
2024 · 3.5%
ROA
3.2%▲
2024 · 2.7%
Interest coverage
22.39▲
2024 · 12.55
Debt
€316k▼
2024 · €476k
Debt ≤ 1 year
€177k▲
2024 · €171k
Debt > 1 year
€139k▼
2024 · €303k
Income taxes
€28k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.33M€2.24M▼
Fixed assets21/28€2.25M€2.18M▼
Tangible fixed assets22/27€860k€794k▼
Land and buildings22€860k€794k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Financial fixed assets28€1.39M€1.39M=
Current assets29/58€83k€57k▼
Amounts receivable within one year40/41€22k€34k▲
Trade receivables40€21k€34k▲
Other amounts receivable41€958-
Cash at bank and in hand54/58€57k€19k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€2.33M€2.24M▼
Equity10/15€1.80M€1.87M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.73M€1.81M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€229k€217k▼
Distributable reserves133€1.50M€1.58M▲
Provisions and deferred taxes16€58k€54k▼
Deferred taxes168€58k€54k▼
Amounts payable17/49€476k€316k▼
Amounts payable after more than one year17€303k€139k▼
Financial debts170/4€303k€139k▼
Amounts payable within one year42/48€171k€177k▲
Current portion of amounts payable after more than one year42€163k€164k▲
Trade debts44-€795
Suppliers440/4-€795
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€66k▼
Other operating charges640/8€10k€24k▲
Gross operating margin9900€178k€194k▲
Operating profit (loss)9901€98k€103k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€13k€8k▼
Recurring financial charges65€13k€8k▼
Profit (loss) for the period before taxes9903€85k€96k▲
Transfer from deferred taxes780€4k€4k▼
Income taxes67/77€26k€28k▲
Profit (loss) for the period9904€63k€72k▲
Transfer from tax-exempt reserves789€13k€12k▼
Profit (loss) for the period to be appropriated9905€76k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€84k▲
Transfer to equity691/2€76k€84k▲
To other reserves6921€76k€84k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 9 days late
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
31-12
Financial
Weakest financial yearnet €20k ▼56.2%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 19 days late
2019
31-12
Financial
Liquidity times 12current ratio 47.74
Current ratio from 3.85 to 47.74; short-term debt falls from €418k to €24k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pontweg 139140 TemseGround area
8,676 m²
Building footprint
214 m²
Volume, LiDAR
1,331 m³
Parcel 46008A1081/00L000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CARIVAN NV
since 20022.068.454.724
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46008A1081/00L000 | Flanders | 8,676 m² | 1 · 214 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,565 companies in sector 46900 we hold annual accounts for 920. 540 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-09-1994
Fiscal year end31-12
Activities, NACEBEL
46900Non-specialised wholesale trade
51900
46499Wholesale of other household goods
51478
52250Logistics services
52290Warehousing and support activities for transportation
63406
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
2 convocationsExtraordinary general meeting
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. Divers. (AOPC11005541/08.02) (4352) Compagnie auxiliaire des Travaux, société anonyme, rue Côte d’Or 68, 4000 Liège Numéro d’entreprise 0412.038.281 Assemblée ordinaire au siège social le 28/2/2011, à 15 heures. Ordre du jour : Rapport du C.A. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. (AOPC-1-10-06029/08.02) (4353) De Zeldert, naamloze vennootschap, 3900 Overpelt, Heesakkerstraat 42 Ondernemingsnummer 0443.110.252 De aandeelhouders van de naamloze vennootschap De Zeldert worden verzocht de buitengewone algemene vergadering bij te wonen welke gehouden zal worden op het kantoo ...
Extraordinary general meeting
Agenda
Jaarverslag. Goedkeuring jaarrekening. Bestemming resultaat. Kwijting bestuurders. Divers. (AOPC1906845/ 02.02) (3214) Compagnie Auxiliaire des Travaux, société anonyme, rue Côte d’Or 68, 4000 LIEGE Numéro d’entreprise 0412.038.281 Assemblée ordinaire au siège social le 22/02/2010 à 15 h. Ordre du jour : Rapport du C.A.. Approbation comptes annuels. Affectation résultats. Décharge administrateurs. Nominations. Divers. (AOPC-1-9-06873/ 02.02) (3215) Gelieve in onze editie van 26/01/2010 de tekst als volgt te willen lezen : DEMINVEST, naamloze vennootschap, Carton de Wiartlaan 126, 1090 BRUSSEL Ondernemingsnummer 0449.566.195 Algemene vergadering ter zetel op 15/02/2010. Agenda : Jaarverslag. ...