Financials
- Fiscal year
- 2025
- Total assets
- €10,346
- Profit
- €1,232
- Solvency
- 3.8%
Total assets▲ 19.5%
Net result
20182025
CARISTEF
ActiveSummary
CARISTEF has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €390 and a net result of €1,232. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 5538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Hairdressing and barber services
NACE 96210NACE 93021Hairdressing NACE 96021
1 site
Size
€10,346total assets 2025
- Equity
- €390
- Profit
- €1,232
Turnover not published (abridged schema)
Structure
Accounts 18 d early
Why 93- Equity €390 (3.8% of total assets)+ Founded in 1990+ Size: total assets €10,346+ Figures for FY 2025 (filed 13-07-2026)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
29+14
equity 3.8% of total assets
Liquidity
38+16
short-term debt 96.2% · cash 30.5%
Profitability
80+80
return on assets 11.9%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%● 0.0% vs 11-2024
01-2025: 0.3%▼ -1.1% vs 12-2024
02-2025: 0.3%● 0.0% vs 01-2025
03-2025: 0.3%▲ +4.2% vs 02-2025
04-2025: 0.3%▲ +7.3% vs 03-2025
05-2025: 0.3%● 0.0% vs 04-2025
06-2025: 0.3%▲ +12.3% vs 05-2025
07-2025: 0.5%▲ +39.5% vs 06-2025
08-2025: 0.7%▲ +59.0% vs 07-2025
09-2025: 0.6%▼ -24.4% vs 08-2025
10-2025: 0.6%● 0.0% vs 09-2025
11-2025: 0.6%● 0.0% vs 10-2025
12-2025: 0.6%● 0.0% vs 11-2025
01-2026: 0.5%▼ -1.1% vs 12-2025
02-2026: 0.5%● 0.0% vs 01-2026
03-2026: 0.6%▲ +2.6% vs 02-2026
04-2026: 0.6%▲ +4.8% vs 03-2026
05-2026: 0.6%▼ -0.7% vs 04-2026
06-2026: 0.6%▲ +11.5% vs 05-2026
07-2026: 0.8%▲ +18.2% vs 06-2026highest value
08-2026: 0.1%▼ -84.2% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Founded in 1990 lowers the probability for this profile
- Size: total assets €10,346 lowers the probability for this profile
- Figures for FY 2025 (filed 13-07-2026) lowers the probability
- Equity €390 (3.8% of total assets) raises the probability
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 32%, liquidity 29%, profitability 66%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
18 d late
2023
51 d early
2022
on the day
2021
54 d early
2020
52 d early
2019
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 July (5 of the last 5 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €1,232
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 13-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 18-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Coöperatieve vennootschap (oud statuut)
- Activity
- Hairdressing and barber servicesNACE 96210
- Founded
- 13-03-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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