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CARIMO

Active Public limited companyfounded 1993active for 33 yearsLauwestraat 40, 7700 MouscronKBO/BCE: BE 0450.049.910
CARIMO
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Overview

Lifetime

18 annual accounts with figures on one time axis, 30 filings since 1994
peak €306,525 (2023)
€3,666▼ 95.6%
lowest -€50,512 (2012)
-€29,039▼ €73,643
peak €570,378 (2011)
€318,008▼ 8.4%
€467,784▼ 3.9%
Board5 names since 2016
3 directors and 2 others
Documentsfilings and deeds
30-01-20261 day before the deadline
2025micro format
Gross margin from €84,029 to €3,666Loss of €29,039Cash from €64,474 to €343,939

Key points

from the 2025 annual accounts

Equity

€318,008 from €570,378 in 2011

Equity fell by 44% in 14 years.

Result

-€29,039 -€29,039
€44,6002024-€29,0002025

From profit to loss in 2025, after a profit of €44,604 in 2024.

Filings

30 annual accounts since 1994
deadline200020102020

The last five annual accounts were filed 1 to 34 days before the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 8,609 companies had the same profile as CARIMO has now. Each dot stands for 22 companies, two years later.

94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 8,609 companies, not a prediction for CARIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Managing director
Director, since 18-11-2022
Director
Board & ownership

Recent changes

1 director appointed, 1 resignation, 4 reappointments Resignation: (managing director) · Permanent representatives: and · Appointment: (managing director) · General meeting of 18-11-2022 · Gazette deed
3 directors appointed, 1 reappointment Appointments: , and (managing director) · Reappointment: · General meeting of 01-04-2022 · Gazette deed
Capital decrease of €400,000 to €331,024.32 Capital from €731,024.32 to €331,024.32 · Gazette deed
4 directors reappointed , (managing director), and · Permanent representative: · General meeting of 18-11-2016 · Gazette deed
All 40 events

Official details

Source: KBO
Status
Active since 10-05-1993Normal situation
Activity
“La société a pour objet le négoce de matériaux de construction, mais également la…” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
Establishment unit
2.062.276.7157700 Mouscron, since 01-06-1993
Financial year end
30 June
Peppol
Not found in the Peppol Directory
Company details

Annual accounts to 30-06-2025

€3,666▼ 95.6%
≈ €28,000estimated
€29,039
€318,008▼ 8.4%
€785,792▼ 5.7%
≈ 0.1 FTEestimated
Filing
Filed on 30-01-2026, 1 day before the end of the filing period
Financials

Insights on CARIMO

CARIMO files the micro format. That format states no turnover. The gross margin fell from €42,329 in 2007 to €3,666 in 2025.

The balance sheet grew most from 2010 to 2011 through fixed assets.

In January 2023, the Official Gazette published the appointment of as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-01-2026, 1 day before the deadline
€3,666
▼ 95.6%
-€37,609
▼ €83,047
-€29,039
▼ €73,643
-€119,899
▼ €3,523
40.5%
▼ 1.2 percentage points
0.74
▼ 0.02

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €28,000. Estimated: probably between €13,000 and €67,000.

Balance sheet

balance sheet total €785,792 on 30-06-2025
What the company ownsHow it is paid for

in euro

in euro

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020201920182017201620152013201220112010200920082007
Balance sheet: assets
20/58 785,792833,687804,103547,248597,536627,241624,723636,719685,221691,127701,068742,116800,112812,905545,752505,689521,755534,372
20 2,2882,2882,2882,2882,2882,2882,2882,2882,2882,2882,2882,2882,2882,2882,2882,2882,2882,288
21/28 436,284461,596514,957418,500457,428496,355514,246526,020565,564608,258648,555717,544762,335782,396510,338436,899467,031499,776
22/27 436,284461,596514,957418,500457,428496,355514,246526,020565,564605,970646,267715,256760,047780,108508,050434,611464,743497,488
22 428,211450,831501,501402,354438,590474,827488,490522,948560,665599,244639,693705,687748,913767,411505,191431,610463,355495,099
23 8,07310,76413,45516,14618,83821,52925,7563,0724,8996,7266,5739,43510,86612,2962,3243,0011,3882,389
24 -----------134268401535---
29/58 347,220369,804286,858126,460137,821128,598108,189108,411117,36982,86952,51424,57237,77730,50935,41468,79054,72434,596
40/41 3,2815,330---------312,1724,493195343323482
40 6735,330----------12,0004,320-484848
41 2,607----------3172173195295275434
50/53 -300,000----------------
54/58 343,93964,474286,858120,460131,821122,598102,189102,41199,06976,86946,51418,56919,60520,01629,21962,29748,08321,622
490/1 ---6,0006,0006,0006,0006,00018,3006,0006,0006,0006,0006,0006,0006,1506,31812,492
Balance sheet: equity and liabilities
10/49 785,792833,687804,103547,248597,536627,241624,723636,719685,221691,127701,068742,116800,112812,905545,752505,689521,755534,372
10/15 318,008347,047302,44339,49173,56776,42878,641484,436495,345488,760482,663486,729519,866570,378282,130302,677318,882321,121
10/11 331,024331,024331,024331,024331,024331,024331,024731,024731,024731,024731,024731,024731,024731,024409,024409,024409,024409,024
10 331,024331,024331,024331,024--------------
100 331,024331,024331,024331,024331,024331,024331,024731,024731,024731,024731,024731,024731,024731,024409,024409,024409,024409,024
13 801801----------------
130/1 801801----------------
130 801801----------------
14 -13,81715,222-28,581-291,533-257,457-254,596-252,383-246,589-235,679-242,264-248,361-244,295-211,158-160,646-126,894-106,347-90,142-87,903
17/49 467,784486,640501,659507,757523,969550,813546,082152,284189,876202,367218,405255,387280,246242,527263,622203,012202,873213,251
17 ---------5,36614,18030,44145,84860,48874,40387,628100,198112,144
170/4 ---------5,36614,18030,44145,84860,48874,40387,628100,198112,144
42/48 467,119486,180501,199506,883522,923550,339546,082152,284189,876197,000204,225224,946232,874181,489186,499115,384102,675101,107
42 --------5,3668,8148,35015,40714,64013,91413,22512,57011,43910,871
44 425523523-6,73627,33316,25715,54612,0128,3008,75413,77712,2251,0277,68312,0935147
440/4 425523523-6,73627,33316,25715,54612,0128,3008,75413,77712,2251,0277,68312,0935147
45 1,1501,8291,150--------2,7572,1391,8961,252787788788
450/3 4972849--------2,7572,1391,8961,252787788788
454/9 1,1011,1011,101---------------
47/48 465,544483,828499,527506,883516,187523,006529,825136,737172,499179,886187,120193,005203,870164,652164,33989,93489,93489,441
492/3 6654604608741,046474------1,5245502,720---
Income statement
76A 1,71695,274287,7193001,2863391,1374,2782693,397400-1,0772434579296675
9900 3,66684,029306,52519,50448,72551,75944,35451,71061,19059,09858,65355,46656,78347,11651,60845,90750,01142,329
62 1,815-----------------
630 25,31125,31129,98638,92838,92840,12938,68539,54440,40642,27643,67662,42570,79265,79953,34633,03532,74532,745
640/8 14,14913,27913,88314,45714,30413,76313,79922,91413,69613,10613,48012,27423,9592,0746,23019,2848,58410,531
9901 -37,60945,439262,656-33,880-4,507-2,133-8,130-10,7477,0883,7161,498-19,233-37,968-20,757-7,968-6,4128,682-947
75/76B 8,697-49401,728172,4035811517221375941795274879
75 8,697-494011725811517221375941795274879
76B ----1,727-2,401-----------
65/66B 1281561981968296671665851,0291,55113,92613,75813,29713,32210,83711,49612,116
65 1281561981968296671665851,0291,55113,92613,75813,29713,32210,83711,49612,116
9903 -29,03945,283262,952-34,076-2,861-2,212-5,794-10,9096,5856,100363-33,137-50,512-33,752-20,416-16,205-1,970-12,309
67/77 -679--000102----131-269426
9904 -29,03944,604262,952-34,076-2,861-2,213-5,795-10,9096,5856,097363-33,137-50,512-33,752-20,547-16,205-2,239-12,735
9905 -29,03944,604262,952-34,076-2,861-2,213-5,795-10,9096,5856,097363-33,137-50,512-33,752-20,547-16,205-2,239-12,735
Appropriation of the result
9906 -13,81716,023-28,581-291,533-257,457-254,596-252,383-246,589-235,679-242,264-248,361-244,295-211,158-160,646-126,894-106,347-90,142-87,903
14P 15,222-28,581-291,533-257,457--------------
691/2 -801----------------
6920 -801----------------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 12 older financial years (1994-2006) were filed as documents without figures as data, scans for example.

The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 30-01-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-06-2025 micro format 30-01-2026 2026-00028089 PDF
30-06-2024 micro format 30-12-2024 2024-00627360 PDF
30-06-2023 micro format 28-12-2023 2023-00538869 PDF
30-06-2022 micro format 23-01-2023 2023-00002722 PDF
30-06-2021 micro format 30-12-2021 2021-82100561 PDF
30-06-2020 micro format 22-01-2021 2021-01500454 PDF
30-06-2019 micro format 28-01-2020 2020-02400130 PDF
30-06-2018 micro format 04-01-2019 2019-00300403 PDF
30-06-2017 micro format 03-01-2018 2018-00200219 PDF
30-06-2016 full format 28-12-2016 2016-71900140 PDF
30-06-2015 full format 04-01-2016 2016-00200133 PDF
30-06-2013 full format 22-01-2014 2014-01200332 PDF
30-06-2012 full format 03-01-2013 2013-00300011 PDF
30-06-2011 full format 16-01-2012 2012-01000385 PDF
30-06-2010 full format 30-11-2010 2010-61900090 PDF
30-06-2009 full format 23-11-2009 2009-85800296 PDF
30-06-2008 full format 15-12-2008 2008-85200015 PDF
30-06-2007 full format 04-01-2008 2008-00500135 PDF
30-06-2006 full format 12-01-2007 2007-01300737 PDF
30-06-2005 full format 06-12-2005 2005-88503377 PDF
30-06-2004 full format 24-12-2004 2004-87704236 PDF
30-06-2003 full format 28-01-2004 2004-02802320 PDF
30-06-2002 full format 28-07-2003 2003-51801256 PDF
30-06-2001 full format 02-05-2002 2002-11202644 PDF
30-06-2000 full format 26-02-2001 2001-05101607 PDF
30-06-1999 full format 05-06-2000 2000-17700737 PDF
30-06-1998 full format 29-01-1999 1999-01903759 PDF
30-06-1996 full format 05-03-1997 1997-02902375 PDF
30-06-1995 full format 27-03-1996 1996-04504068 PDF
30-06-1994 full format 10-04-1996 1996-05504254 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020201920182017201620152013201220112010200920082007
-12,29770,750292,6425,04734,42037,99630,55628,79647,49445,99245,17343,19232,82445,04245,37826,62341,42731,798
-3,72869,915292,9384,85236,06737,91632,89128,63446,99048,37344,03929,28820,28032,04732,79916,83030,50620,010
0-28,050150,0000022,23826,9110-2,2881,979-17,63550,731337,859126,7852,90401,917
279,466-222,384166,398-11,3619,22320,409-2223,34222,20030,356--1,036-411-9,203-33,07814,21426,461-
-119,899-116,376-214,341-380,423-385,102-421,741-437,893-43,873-72,507-114,131-151,711-200,374-195,097-150,980-151,085-46,594-47,951-66,511
40.5%41.6%37.6%7.2%12.3%12.2%12.6%76.1%72.3%70.7%68.8%65.6%65.0%70.2%51.7%59.9%61.1%60.1%
0.740.760.570.250.260.230.200.710.620.420.260.110.160.170.190.600.530.34
1.471.401.6612.867.127.216.940.310.380.410.450.520.540.430.930.670.640.66
-9.1%12.9%86.9%-86.3%-3.9%-2.9%-7.4%-2.3%1.3%1.2%0.1%-6.8%-9.7%-5.9%-7.3%-5.4%-0.7%-4.0%
-3.7%5.4%32.7%-6.2%-0.5%-0.4%-0.9%-1.7%1.0%0.9%0.1%-4.5%-6.3%-4.2%-3.8%-3.2%-0.4%-2.4%
-96.28over 100over 10025.79--------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-06-202530-06-202430-06-202330-06-2022
Tangible fixed assets--€150,000-
€25,311€25,311€29,986€38,928

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on CARIMO

The operating result for 2025 is a loss of €37,609, after a profit of €45,439 in 2024. It is the lowest result since 2012.

Debt's share of the balance-sheet total rises from 58.4% to 59.5%. Equity and debt are lower.

Large changes and their cause
  • 2024 Net result -83% on 2023. The 2023 profit included a one-off income of €287,719.

Board & ownership

Board

3 directors, 1 in day-to-day management, last change in 2023
Director and managing director
director current term since 18-11-2022 managing director appointed by deed of 18-01-2023 6-year term from 2023
listed in the 2025 annual accounts, filed on 30-01-2026
Director
since 18-11-2022 6-year term from 2023
listed in the 2025 annual accounts, filed on 30-01-2026
Director
current term since 18-11-2022 6-year term from 2023
listed in the 2025 annual accounts, filed on 30-01-2026

Office holders in the KBO →

Mandates through the years

5 names, the dashed line is today

Director, Managing director

Director

Director

Managing director

Director
LeadershipBoardEarlierRest of the termmandate already running before its first mentionend not dated
Mandates as a list
    • Director, from 18-11-2016 to date
    • Managing director, appointed by deed of 18-01-2023, still in office
    • Director, from 18-11-2016 to date
    • Director, appointed by deed of 27-04-2022, still in office
    • Director, from 18-11-2016 to 18-01-2023
    • Managing director, from before 02-01-2017 to 18-01-2023
    • Director, from 18-11-2016, no longer listed in the 2025 annual accounts

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Capital
€331,024.32
Source
deed of 16-07-2019

Articles of association

deed of 16-07-2019 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 3 directors
“Dispositions renvoyant au conseil lues comme renvoyant à administrateur unique, administrateurs restants peuvent coopter”

Network & group

No group

CARIMO has no parent and no holdings in its annual accounts. CARIMO shares no director with another company.

Timeline

Timeline

40 events since 1993

Deadline for the 2026 accounts: 31-01-2027

2026
Annual accounts 2025 filed PDFmicro format · 1 day before the deadline
2024
Annual accounts 2024 filed PDFmicro format · 32 days before the deadline
2023
Annual accounts 2023 filed PDFmicro format · 34 days before the deadline
Back to profit net €262,952 The net result is €262,952, after 5 loss-making years.
Annual accounts 2022 filed PDFmicro format · 8 days before the deadline
1 director appointed, 1 resignation, 4 reappointmentsResignation: (managing director) · Permanent representatives: and · Appointment: (managing director) · General meeting of 18-11-202211 points ▸
  • General meeting, 18-11-2022
  • Director resignation,
  • Permanent representative,
  • Permanent representative,
  • Board meeting, 18-11-2022
  • Director resignation, (managing director)
  • Director appointment, (managing director)
  • Director reappointment,
  • Director reappointment,
  • Director reappointment,
  • Director reappointment,

Open the deed in the Belgian Official Gazette

2022
3 directors appointed, 1 reappointmentAppointments: , and (managing director) · Reappointment: · General meeting of 01-04-20226 points ▸
  • General meeting, 01-04-2022
  • Director appointment,
  • Director appointment,
  • Director reappointment,
  • Board meeting, 01-04-2022
  • Director appointment, (managing director)

Open the deed in the Belgian Official Gazette

2021
Annual accounts 2021 filed PDFmicro format · 32 days before the deadline
Annual accounts 2020 filed PDFmicro format · 9 days before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 3 days before the deadline
2019
Capital decrease of €400,000 to €331,024.32Capital from €731,024.32 to €331,024.324 points ▸
  • Capital, €731,024.32, 22,707 shares
  • Capital decrease, €400,000
  • Capital, €331,024.32, 22,707 shares
  • Registered office clause, rue de Lauwe 40, 7700 Mouscron
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2018 filed PDFmicro format · 27 days before the deadline
2018
Annual accounts 2017 filed PDFmicro format · 28 days before the deadline
2017
4 directors reappointed, (managing director), and · Permanent representative: · General meeting of 18-11-20167 points ▸
  • General meeting, 18-11-2016
  • Director reappointment,
  • Director reappointment, (managing director)
  • Director reappointment,
  • Permanent representative,
  • Director reappointment,
  • Power of attorney,

Open the deed in the Belgian Official Gazette

2016
Annual accounts 2016 filed PDFfull format · 34 days before the deadline
Annual accounts 2015 filed PDFfull format · 27 days before the deadline
2015
Back to profit net €363 The net result is €363, after 7 loss-making years.
2014
Annual accounts 2013 filed PDFfull format · 9 days before the deadline
2013
Annual accounts 2012 filed PDFfull format · 28 days before the deadline
2012
Weakest financial year net -€50,512 The net result drops to -€50,512, the lowest from 2007 to 2025. It recovers the following year.
Annual accounts 2011 filed PDFfull format · 15 days before the deadline
2011
Equity above €500,000 equity €570,378 ▲102% Equity rises from €282,130 to €570,378.
2010
Annual accounts 2010 filed PDFfull format · 62 days before the deadline
2009
Annual accounts 2009 filed PDFfull format · 69 days before the deadline
2008
Annual accounts 2008 filed PDFfull format · 47 days before the deadline
Annual accounts 2007 filed PDFfull format · 27 days before the deadline
2007
Annual accounts 2006 filed PDFfull format · 19 days before the deadline
2005
Annual accounts 2005 filed PDFfull format
2004
Annual accounts 2004 filed PDFfull format
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
2000
Annual accounts 1999 filed PDFfull format
1999
Annual accounts 1998 filed PDFfull format
1997
Annual accounts 1996 filed NBBfull format
1996
Annual accounts 1994 filed NBBfull format
Annual accounts 1995 filed NBBfull format
1993
First establishment Lauwestraat 40, Mouscron
Incorporation published on 02-06-1993

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 10 May 1993, CARIMO was incorporated.1 Total assets went from €624,723 in 2019 to €785,792 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0450.049.910
VAT number
BE 0450.049.910
Legal form
Public limited company
Status
Active, normal situation
Founded
10-05-1993
Financial year
ends on 30 June
Peppol
Not found in the Peppol Directory
Name
CARIMO in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 16-07-2019 (in French)

Activities

PurposeThe purpose describes the activities the company may carry out under its articles.
“La société a pour objet le négoce de matériaux de construction, mais également la gestion du patrimoine immobilier, dans son acceptation la…”
5 activities
  1. La société a pour objet le négoce de matériaux de construction, mais également la gestion du patrimoine immobilier, dans son acceptation la plus large et notamment: la rénovation, la transformation, l'aménagement, la location, l'acquisition et la gestion dans le sens le plus large, en nom propre et au nom de tiers, d'immeubles, sans que cette énumération soit limitative, et de biens meubles, sans que cette énumération soit limitative, ainsi que l'achat ou l'acquisition d'une autre manière, l'aliénation, l'acte de grever, la location, la prise en location, la préparation pour construire, l'exploitation de commerce immeubles en Belgique ou à l'étranger, en nom propre ou pour compte de tiers.
  2. La société pourra faire toutes opérations industrielles, commerciales ou financières, mobilières ou immobilières, se rattachant directement ou indirectement à l'objet sccial et à tous objets similaires ou connexes.
  3. La société peut s'intéresser par voie d'apport, de fusion, de souscription, de participation ou d'intervention financière dans toutes entreprises, associations ou sociétés existantes ou à créer en Belgique ou à l'étranger et ayant pour objet, en tout ou partie des affaires similaires ou connexes.
  4. La société pourra réaliser les opérations ci dessus pour son compte personnel ou pour compte de tiers, notamment, comme commissionnaire, courtier, intermédiaire, agent ou mandataire.
  5. La société pourra fournir des garanties réelles ou personnelles au profit de sociétés ou entreprises dans lesquelles elle est intéressée ou au profit de tiers moyennant rémunération.
deed of 16-07-2019 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Lauwestraat 40 registered office 7700 Mouscron 68201 Renting and operating of own or leased residential real estate, excluding social housing 01-06-1993 2.062.276.715

Location

registered office establishment approximate The establishment unit on the map

Invoicing and payment

E-invoicing via Peppol

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Invoicing without a Peppol listing

Try sending from your invoicing software. If that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

Follow this company and you will hear the next morning if it appears in the Peppol register.

Register as of 12 November 2026 · Peppol Directory

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