Financials
- Fiscal year
- 2025
- Total assets
- €365,874
- Loss
- -€15,785
- Solvency
- 82.8%
Total assets▲ 2.2%
Net result
20182025
Caribel
ActiveSummary
Caribel has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302,774 and a net result of -€15,785. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 83% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
What they do
Non-specialised wholesale trade
NACE 46900NACE 51900
#6 oldest company in Drogenbos, Wholesale and retail trade sector1 site
How big
€365,874total assets 2025
- Equity
- €302,774
- Loss
- -€15,785
Turnover not published (abridged schema)
Who decides
Accounts 157 d early0 of 5 deeds read
Why 86- Liquidity: current ratio 0.17- Loss of €15,785 (FY 2025)+ Founded in 1987+ Size: total assets €365,874Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Better than 64% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 82.8% of total assets
Liquidity
91+39
short-term debt 17.2%
Profitability
63-37
return on assets -4.3%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● 0.0% vs 11-2024
01-2025: 0.4%▼ -0.5% vs 12-2024
02-2025: 0.4%● 0.0% vs 01-2025
03-2025: 0.4%▼ -0.8% vs 02-2025
04-2025: 0.4%▲ +2.8% vs 03-2025highest value
05-2025: 0.1%▼ -68.7% vs 04-2025
06-2025: 0.1%● 0.0% vs 05-2025
07-2025: 0.1%● 0.0% vs 06-2025
08-2025: 0.1%● 0.0% vs 07-2025
09-2025: 0.1%● 0.0% vs 08-2025
10-2025: 0.1%● 0.0% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -3.2% vs 12-2025lowest value
02-2026: 0.1%● 0.0% vs 01-2026lowest value
03-2026: 0.4%▲ +217% vs 02-2026
04-2026: 0.4%● 0.0% vs 03-2026
05-2026: 0.4%● 0.0% vs 04-2026
06-2026: 0.4%● 0.0% vs 05-2026
07-2026: 0.4%● 0.0% vs 06-2026
08-2026: 0.4%● 0.0% vs 07-2026
09-2026: 0.4%● 0.0% vs 08-2026
10-2026: 0.4%● 0.0% vs 09-2026
- Liquidity: current ratio 0.17 raises the probability
- Founded in 1987 lowers the probability for this profile
- Loss of €15,785 (FY 2025) raises the probability
- Size: total assets €365,874 lowers the probability for this profile
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.2 in 2024; short-term debt: 17.2% of total assets), and 17.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 90%, profitability 46%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
157 d early
2024
99 d early
2023
27 d early
2022
40 d early
2021
52 d late
2020
43 d early
2019
108 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 60 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 June (4 of the last 5 filed years within 92 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €104,320
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 24-02-2026Annual accounts filed
- 23-04-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised wholesale tradeNACE 46900
- Founded
- 30-03-1987
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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