Caribel
ActiveSummary
Caribel has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302,774 and a net result of -€15,785. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 83% of 11693 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability63▼-37
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.2 in 2024; short-term debt: 17.2% of total assets), and 17.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
157 d early
2024
99 d early
2023
27 d early
2022
40 d early
2021
52 d late
2020
43 d early
2019
108 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 60 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 June (4 of the last 5 filed years within 92 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
In the rankings
#6 oldest company in Drogenbos, Wholesale and retail trade sector#10 company by equity in Drogenbos, Wholesale and retail trade sector
Equity
€302,774▼ 5.0%
2024 · €318,559
Total assets
€365,874▲ 2.2%
2024 · €358,095
Net result
-€15,785
2024 · €104,320
Working capital
-€52,075▼ 65.5%
2024 · -€31,464
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€20,778-€20,094▲ 3.3%-€30,636▼ 52.5%€117,268-€15,105
Net result-€18,319below the sector's middle half-€27,089below the sector's middle half▼ 47.9%-€48,158below the sector's middle half▼ 77.8%€104,320above the sector's middle half-€15,785below the sector's middle half
Equity€289,487above the sector's middle half▼ 6.0%€262,397above the sector's middle half▼ 9.4%€214,239above the sector's middle half▼ 18.4%€318,559above the sector's middle half▲ 48.7%€302,774above the sector's middle half▼ 5.0%
Total assets€738,164above the sector's middle half▼ 3.4%€693,033above the sector's middle half▼ 6.1%€655,589above the sector's middle half▼ 5.4%€358,095within the sector's middle half▼ 45.4%€365,874within the sector's middle half▲ 2.2%
Debt€442,881▼ 0.4%€430,636▼ 2.8%€441,350▲ 2.5%€39,536▼ 91.0%€63,100▲ 59.6%
Working capital-€429,765below the sector's middle half▼ 14.3%-€424,225below the sector's middle half▲ 1.3%-€434,855below the sector's middle half▼ 2.5%-€31,464below the sector's middle half▲ 92.8%-€52,075below the sector's middle half▼ 65.5%
Solvency39.2%within the sector's middle half▼ 1.1pp37.9%within the sector's middle half▼ 1.4pp32.7%within the sector's middle half▼ 5.2pp89.0%above the sector's middle half▲ 56.3pp82.8%above the sector's middle half▼ 6.2pp
Current ratio0.03below the sector's middle half▼ 0.030.01below the sector's middle half▼ 0.010.01below the sector's middle half=0.20below the sector's middle half▲ 0.190.17below the sector's middle half▼ 0.03
Return on assets (ROA)-2.5%below the sector's middle half▼ 6.0pp-3.9%below the sector's middle half▼ 1.4pp-7.3%below the sector's middle half▼ 3.4pp29.1%above the sector's middle half▲ 36.5pp-4.3%below the sector's middle half▼ 33.4pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15,105 after €117,268 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €365,874
Fixed assets
€354,849 ▲ 1.4%
Current assets
€11,026 ▲ 36.6%
Equity and liabilities €365,874
Equity
€302,774 ▼ 5.0%
Debt
€63,100 ▲ 59.6%
Debt's share of the balance-sheet total rises from 11.0% to 17.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€17,505▼
2024 · €145,521
Cash flow
€16,825▼
2024 · €132,573
Debt to equity
0.21▲
2024 · 0.12
ROE
-5.2%▼
2024 · 32.7%
Interest coverage
25.74▼
2024 · 25.77
Debt ≤ 1 year
€63,100▲
2024 · €39,536
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €40,063 | €38,427 | €38,294 | €28,253 | €32,610 | ▲ 15.4% |
| Other operating charges640/8 | €8,857 | €3,722 | €4,055 | €19,431 | €2,289 | ▼ 88.2% |
| Gross operating margin9900 | €28,142 | €22,054 | €11,713 | €164,952 | €19,794 | ▼ 88.0% |
| Operating profit (loss)9901 | -€20,778 | -€20,094 | -€30,636 | €117,268 | -€15,105 | ▼ 113% |
| Financial income75/76B | - | - | €0 | - | €0 | - |
| Recurring financial income75 | - | - | €0 | - | €0 | - |
| Financial charges65/66B | €3,382 | €12,472 | €16,807 | €5,648 | €680 | ▼ 88.0% |
| Recurring financial charges65 | €3,382 | €12,472 | €16,807 | €5,648 | €680 | ▼ 88.0% |
| Profit (loss) for the period before taxes9903 | -€24,159 | -€32,566 | -€47,443 | €111,620 | -€15,785 | ▼ 114% |
| Transfer from deferred taxes780 | €5,840 | €5,797 | - | - | - | - |
| Income taxes67/77 | - | €320 | €716 | €7,300 | - | - |
| Profit (loss) for the period9904 | -€18,319 | -€27,089 | -€48,158 | €104,320 | -€15,785 | ▼ 115% |
| Transfer from tax-exempt reserves789 | €17,183 | €17,054 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€1,136 | -€10,036 | -€48,158 | €104,320 | -€15,785 | ▼ 115% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €738,164 | €693,033 | €655,589 | €358,095 | €365,874 | ▲ 2.2% |
| Fixed assets21/28 | €725,049 | €686,622 | €649,094 | €350,024 | €354,849 | ▲ 1.4% |
| Tangible fixed assets22/27 | €725,049 | €686,622 | €649,094 | €350,024 | €354,849 | ▲ 1.4% |
| Land and buildings22 | €595,484 | €570,493 | €545,503 | €189,108 | €176,583 | ▼ 6.6% |
| Plant, machinery and equipment23 | €113,096 | €103,657 | €95,010 | €87,124 | €84,219 | ▼ 3.3% |
| Furniture and vehicles24 | €16,470 | €12,471 | €8,581 | €19,915 | €16,140 | ▼ 19.0% |
| Other tangible fixed assets26 | - | - | - | €53,876 | €77,906 | ▲ 44.6% |
| Current assets29/58 | €13,115 | €6,411 | €6,495 | €8,072 | €11,026 | ▲ 36.6% |
| Amounts receivable within one year40/41 | €2,432 | €4,063 | €1,423 | - | €2,510 | - |
| Trade receivables40 | €2,432 | €4,063 | €1,423 | - | - | - |
| Other amounts receivable41 | - | - | - | - | €2,510 | - |
| Cash at bank and in hand54/58 | €8,613 | - | €4,840 | €8,072 | - | - |
| Deferred charges and accrued income490/1 | €2,070 | €2,348 | €232 | - | €8,516 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €738,164 | €693,033 | €655,589 | €358,095 | €365,874 | ▲ 2.2% |
| Equity10/15 | €289,487 | €262,397 | €214,239 | €318,559 | €302,774 | ▼ 5.0% |
| Contributions10/11 | €18,513 | - | - | - | - | - |
| Reserves13 | €18,913 | €20,372 | €20,372 | €20,372 | €20,372 | = |
| Non-distributable reserves130/1 | €1,859 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,859 | - | - | - | - | - |
| Tax-exempt reserves132 | €17,054 | - | - | - | - | - |
| Distributable reserves133 | - | €20,372 | €20,372 | €20,372 | €20,372 | = |
| Profit (loss) carried forward14 | €252,061 | €242,025 | €193,867 | €298,187 | €282,402 | ▼ 5.3% |
| Provisions and deferred taxes16 | €5,797 | - | - | - | - | - |
| Deferred taxes168 | €5,797 | - | - | - | - | - |
| Amounts payable17/49 | €442,881 | €430,636 | €441,350 | €39,536 | €63,100 | ▲ 59.6% |
| Amounts payable within one year42/48 | €442,881 | €430,636 | €441,350 | €39,536 | €63,100 | ▲ 59.6% |
| Current portion of amounts payable after more than one year42 | €49,826 | €8,553 | €5,049 | €1,496 | - | - |
| Financial debts43 | - | €1,192 | - | - | €3,407 | - |
| Credit institutions430/8 | - | €1,192 | - | - | €3,407 | - |
| Trade debts44 | €10,738 | €12,646 | €18,262 | €7,188 | €3,730 | ▼ 48.1% |
| Suppliers440/4 | €10,738 | €12,646 | €18,262 | €7,188 | €3,730 | ▼ 48.1% |
| Taxes, remuneration and social security45 | €1,274 | €4,830 | €3,513 | €9,327 | €7,300 | ▼ 21.7% |
| Taxes450/3 | €1,274 | €4,830 | €3,513 | €9,327 | €7,300 | ▼ 21.7% |
| Other amounts payable47/48 | €381,042 | €403,414 | €414,525 | €21,525 | €48,662 | ▲ 126% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€18,319 | -€27,089 | -€48,158 | €104,320 | -€15,785 | ▼ 115% |
| + Depreciation and write-downs630 | €40,063 | €38,427 | €38,294 | €28,253 | €32,610 | ▲ 15.4% |
| Operating cash flow (approximation) | €21,744 | €11,337 | -€9,865 | €132,573 | €16,825 | ▼ 87.3% |
| Investment in fixed assets (approximation) | - | €0 | -€765 | €270,818 | -€37,435 | ▼ 114% |
| Change in cash | - | - | - | €3,231 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €104,320
Net result €104,320 after 3 loss-making years.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €26,680
Net result €26,680 after 2 loss-making years.
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 1989
Ground area
342 m²
Building footprint
211 m²
Volume, LiDAR
1,053 m³
Parcel 22001B0319/00A005, Flanders · tallest building 10.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Drie Koningenstraat 91, 1620 Drogenbos
since 19892.129.993.603
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001B0319/00A005 | Flanders | 342 m² | 1 · 211 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN DEN STEEN CONSULT - TRADE
BE 0453.537.455
Bever · Eq €302,687
VITANUTRICS
BE 0849.664.867
Nivelles · Eq €303,423
BVDB CONSULT
BE 0806.733.162
Lasne · Eq €303,776
ELOY & BECKER
BE 0457.242.459
Liège · Eq €300,872
DELPHOS
BE 0808.025.836
Deerlijk · Eq €306,072
Of 1,567 companies in this sector we hold annual accounts for 920. 676 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded30-03-1987
Fiscal year end31-12
Activities, NACEBEL 2025
46900Non-specialised wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0430670201
Also
9925:BE0430670201
Registered
28-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.