CARGUS COMPANY
ActiveCARGUS COMPANY has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €9k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 36% of 4564 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+25
Solvency50▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.51 in 2024; short-term debt: 36% and cash: 7.2% of total assets), and 74.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.1%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
29 d late
2022
57 d late
2021
89 d late
2020
31 d late
2019
119 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▲ 16.0%
2024 · €59k
2018: €41k
2019: €52k
2020: €53k
2021: €42k
2022: €45k
2023: €64k
2024: €59k
2018 → 2025
Total assets
€272k▼ 20.4%
2024 · €342k
2018: €136k
2019: €188k
2020: €242k
2021: €143k
2022: €224k
2023: €221k
2024: €342k
2018 → 2025
Net result
€9k
2024 · €-5k
2018: €33k
2019: €22k
2020: €663
2021: €-11k
2022: €3k
2023: €18k
2024: €-5k
2018 → 2025
Working capital
€-52k▲ 27.7%
2024 · €-71k
2018: €15k
2019: €-16k
2020: €-32k
2021: €-12k
2022: €-35k
2023: €-18k
2024: €-71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€45k▲ 8.0%€64k▲ 40.1%€59k▼ 7.4%€68k▲ 16.0%
Operating result€-3k-€11k€41k▲ 275%€-360€30k
Net result€-11k-€3k€18k▲ 443%€-5k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €30k after a loss of €360 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €272k
Fixed assets
€226k▼ 15.5%
Current assets
€46k▼ 38.0%
Equity and liabilities €272k
Equity
€68k▲ 16.0%
Debt
€204k▼ 28.0%
The debt ratio falls from 82.8% to 74.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▲
2024 · €32k
Cash flow
€55k▲
2024 · €28k
Solvency
25.1%▲
2024 · 17.2%
Current ratio
0.47▼
2024 · 0.51
Quick ratio
0.47▼
2024 · 0.51
Debt / equity
2.98▼
2024 · 4.80
ROE
13.8%▲
2024 · -8.0%
ROA
3.5%▲
2024 · -1.4%
Interest coverage
8.64▲
2024 · 3.72
Debt
€204k▼
2024 · €283k
Debt ≤ 1 year
€98k▼
2024 · €146k
Debt > 1 year
€106k▼
2024 · €137k
Income taxes
€9k▲
2024 · €-4k
Staff costs
€125k▼
2024 · €173k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€342k€272k▼
Fixed assets21/28€267k€226k▼
Tangible fixed assets22/27€267k€226k▼
Furniture and vehicles24€267k€226k▼
Current assets29/58€75k€46k▼
Amounts receivable within one year40/41€31k€27k▼
Trade receivables40€31k€27k▼
Cash at bank and in hand54/58€44k€20k▼
Equity and liabilities
Total equity and liabilities10/49€342k€272k▼
Equity10/15€59k€68k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€38k€47k▲
Amounts payable17/49€283k€204k▼
Amounts payable after more than one year17€137k€106k▼
Financial debts170/4€137k€106k▼
Amounts payable within one year42/48€146k€98k▼
Current portion of amounts payable after more than one year42€57k€55k▼
Trade debts44€56k€11k▼
Suppliers440/4€56k€11k▼
Taxes, remuneration and social security45€18k€17k▼
Taxes450/3€6k€9k▲
Remuneration and social security454/9€12k€8k▼
Other amounts payable47/48€15k€15k=
Income statement
Code20242025
Remuneration, social security and pensions62€173k€125k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€45k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€210k€202k▼
Operating profit (loss)9901€-360€30k▲
Financial charges65/66B€9k€11k▲
Recurring financial charges65€9k€9k▲
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€-9k€19k▲
Income taxes67/77€-4k€9k▲
Profit (loss) for the period9904€-5k€9k▲
Profit (loss) for the period to be appropriated9905€-5k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€47k▲
Profit (loss) brought forward from the previous period14P€43k€38k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Weakest financial yearnet €-11k ▼1764%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Bossu 31421 Braine-l'AlleudGround area
1,822 m²
Building footprint
173 m²
Volume, LiDAR
1,036 m³
Parcel 25078C0136/00G000, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CARGUS COMPANY
since 20012.096.900.567
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25078C0136/00G000 | Wallonia | 1,822 m² | 1 · 173 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 6,191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2001
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
50302
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.carguscompany.be
E-mail:cargus.company@skynet.be