Cargroup F&E

Active

Private limited companyfounded 2025active for 1 yearHeuveneindeweg 127, 3520 Zonhoven, BelgiumKBO/BCE: BE 1023.265.569

Summary

The computed 12-month bankruptcy probability of Cargroup F&E is 1.9% (moderate). The 2025 annual accounts show equity of €2,775 and a net result of -€2,225. Its solvency ranks better than 25% of 22,027 sector peers (NACE 47, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

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Cargroup F&EActiveChecked score 53/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811

1 site

Size

€54,855total assets 2025

Equity: €2,775
Loss: -€2,225

Turnover not published (micro format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.9%

Structure

Accounts filed 26 days late

Why 53raises riskFounded in 2025Equity €2,775 (5.1% of total assets)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.05, cash €9,843Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 22% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 30

equity 5.1% of total assets

Liquidity 22

short-term debt 94.9% · cash 17.9%

Profitability 27

return on assets -4.1%

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,196 companies, NACE 47, micro)

Last 24 months 06-2026: 1.8% 07-2026: 1.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.9%● unchanged vs 07-2026highest value 09-2026: 1.8%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 1.9%▲ +0.1 percentage points vs 09-2026

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 23% on solvency, 20% on liquidity and 24% on profitability.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 2025

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Equity €2,775 (5.1% of total assets)

NBB · annual accounts

Liquidity: current ratio 1.05, cash €9,843

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2025

26 days late

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2025.

KBO publications · our coverage