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CARETEC

Active
Private limited companyfounded 20251 yr activeGraspolderlaan 19, 2660 Antwerpen, BelgiumKBO/BCE: BE 1021.621.717
Summary

CARETEC has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2,868) and a net result of -€2,968. Its solvency ranks better than 10% of 1910 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes
Profitability41
Solvency16
Growth-
Track record67
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54; short-term debt: 62.8% and cash: 13.8% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-9.5%
Return on assets
-9.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
7 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 March 2025, CARETEC was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€2,868
Total assets
€30,342
Net result
-€2,968
Working capital
-€8,838

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €30,342
Fixed assets €20,134
Current assets €10,208
Key figures and ratios
2025 value
EBITDA
€1,816
Cash flow
€1,099
Solvency
-9.5%
Current ratio
0.54
Debt to equity
-11.58
ROA
-9.8%
Interest coverage
4.13
Debt
€33,210
Debt ≤ 1 year
€19,046
Debt > 1 year
€14,164
Income taxes
€278

Peer companies

Historical observation

Of the 232 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a small loss
1.7% went bankrupt
1.7% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 232 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€30,342
Fixed assets21/28€20,134
Tangible fixed assets22/27€20,134
Furniture and vehicles24€20,134
Current assets29/58€10,208
Amounts receivable within one year40/41€5,124
Trade receivables40€4,930
Other amounts receivable41€195
Cash at bank and in hand54/58€4,181
Deferred charges and accrued income490/1€903
Equity and liabilities
Total equity and liabilities10/49€30,342
Equity10/15-€2,868
Contributions10/11€100
Profit (loss) carried forward14-€2,968
Amounts payable17/49€33,210
Amounts payable after more than one year17€14,164
Financial debts170/4€14,164
Amounts payable within one year42/48€19,046
Current portion of amounts payable after more than one year42€5,277
Trade debts44€690
Suppliers440/4€690
Taxes, remuneration and social security45€678
Taxes450/3€678
Other amounts payable47/48€12,402
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,067
Other operating charges640/8€807
Gross operating margin9900€2,623
Operating profit (loss)9901-€2,251
Financial charges65/66B€439
Recurring financial charges65€439
Profit (loss) for the period before taxes9903-€2,690
Income taxes67/77€278
Profit (loss) for the period9904-€2,968
Profit (loss) for the period to be appropriated9905-€2,968
Appropriation of the result
Profit (loss) to be appropriated9906-€2,968

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,067
Other operating charges640/8€807
Gross operating margin9900€2,623
Operating profit (loss)9901-€2,251
Financial charges65/66B€439
Recurring financial charges65€439
Profit (loss) for the period before taxes9903-€2,690
Income taxes67/77€278
Profit (loss) for the period9904-€2,968
Profit (loss) for the period to be appropriated9905-€2,968
Line2025
Assets
Total assets20/58€30,342
Fixed assets21/28€20,134
Tangible fixed assets22/27€20,134
Furniture and vehicles24€20,134
Current assets29/58€10,208
Amounts receivable within one year40/41€5,124
Trade receivables40€4,930
Other amounts receivable41€195
Cash at bank and in hand54/58€4,181
Deferred charges and accrued income490/1€903
Equity and liabilities
Total equity and liabilities10/49€30,342
Equity10/15-€2,868
Contributions10/11€100
Profit (loss) carried forward14-€2,968
Amounts payable17/49€33,210
Amounts payable after more than one year17€14,164
Financial debts170/4€14,164
Amounts payable within one year42/48€19,046
Current portion of amounts payable after more than one year42€5,277
Trade debts44€690
Suppliers440/4€690
Taxes, remuneration and social security45€678
Taxes450/3€678
Other amounts payable47/48€12,402
Line2025
Profit (loss) for the period9904-€2,968
+ Depreciation and write-downs630€4,067
Operating cash flow (approximation)€1,099

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
352 m²
Building footprint
101 m²
Volume, LiDAR
502 m³
Parcel 11382A0464/00L000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CARETEC
Graspolderlaan 19, 2660 AntwerpenOther information technology and computer services
since 20252.374.031.250
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11382A0464/00L000 Flanders 352 m² 1 · 101 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,727 companies in sector 63100 we hold annual accounts for 1,271. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
63100Computing infrastructure, data processing, hosting and related activities
47400Retail sale of information and communication equipment
62900Other information technology and computer services
82990Other business support services
86940Nursing and midwifery
88102Social work activities without accommodation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021621717
Also 9925:BE1021621717
Registered 08-05-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.