CARESSO
ActiveSummary
CARESSO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €953k and a net result of €29k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 9624 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 1.5 in 2023; short-term debt: 6.3% and cash: 1.7% of total assets), and 6.8% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
93.2%
Return on assets
2.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
55 d early
2022
21 d early
2021
32 d early
2020
85 d early
2019
79 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Financials · fiscal year 2024, abbreviated schema
Equity
€953k▲ 3.1%
2023 · €924k
Total assets
€1.02M▼ 2.6%
2023 · €1.05M
Net result
€29k▼ 30.4%
2023 · €41k
Working capital
€106k▲ 77.8%
2023 · €60k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€98k▲ 57.7%€101k▲ 2.7%€51k▼ 49.2%€64k▲ 24.5%€46k▼ 28.6%
Net result€210k▲ 109%€178k▼ 15.3%€143k▼ 19.4%€41k▼ 71.1%€29k▼ 30.4%
Equity€1.01M▲ 26.1%€849k▼ 16.3%€883k▲ 4.0%€924k▲ 4.7%€953k▲ 3.1%
Total assets€1.13M▲ 6.1%€1.02M▼ 9.8%€1.10M▲ 7.8%€1.05M▼ 4.7%€1.02M▼ 2.6%
Debt€120k▼ 54.7%€174k▲ 45.3%€220k▲ 26.0%€126k▼ 42.6%€69k▼ 44.8%
Working capital€151k€-40k€-1k▲ 97.2%€60k€106k▲ 77.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 29% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.02M
Fixed assets
€852k ▼ 2.1%
Current assets
€170k ▼ 5.3%
Equity and liabilities €1.02M
Equity
€953k ▲ 3.1%
Debt
€69k ▼ 44.8%
Debt's share of the balance-sheet total falls from 12.0% to 6.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65k▼
2023 · €84k
Cash flow
€48k▼
2023 · €61k
Current ratio
2.66▲
2023 · 1.50
Quick ratio
2.54▲
2023 · 1.34
Debt to equity
0.07▼
2023 · 0.14
ROE
3.0%▼
2023 · 4.5%
ROA
2.8%▼
2023 · 3.9%
Interest coverage
11.22▼
2023 · 12.26
Debt ≤ 1 year
€64k▼
2023 · €120k
Income taxes
€11k▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €20k | €20k | €20k | €20k | ▼ 1.6% |
| Other operating charges640/8 | - | €1k | €2k | €807 | €3k | ▲ 244% |
| Gross operating margin9900 | €120k | €122k | €73k | €85k | €68k | ▼ 19.7% |
| Operating profit (loss)9901 | €98k | €101k | €51k | €64k | €46k | ▼ 28.6% |
| Financial income75/76B | - | €116k | €120k | €301 | €83 | ▼ 72.3% |
| Recurring financial income75 | €151k | €116k | €120k | €301 | €83 | ▼ 72.3% |
| Financial charges65/66B | - | €3k | €3k | €7k | €6k | ▼ 15.0% |
| Recurring financial charges65 | €2k | €3k | €3k | €7k | €6k | ▼ 15.0% |
| Profit (loss) for the period before taxes9903 | €248k | €214k | €168k | €57k | €40k | ▼ 30.4% |
| Income taxes67/77 | €38k | €36k | €25k | €16k | €11k | ▼ 30.6% |
| Profit (loss) for the period9904 | €210k | €178k | €143k | €41k | €29k | ▼ 30.4% |
| Profit (loss) for the period to be appropriated9905 | €210k | €178k | €143k | €41k | €29k | ▼ 30.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.13M | €1.02M | €1.10M | €1.05M | €1.02M | ▼ 2.6% |
| Fixed assets21/28 | €895k | €905k | €886k | €870k | €852k | ▼ 2.1% |
| Tangible fixed assets22/27 | €144k | €154k | €135k | €119k | €101k | ▼ 15.4% |
| Land and buildings22 | - | €40k | €38k | €36k | €34k | ▼ 5.4% |
| Plant, machinery and equipment23 | - | €598 | €1k | €1k | €2k | ▲ 78.9% |
| Other tangible fixed assets26 | - | €113k | €95k | €82k | €64k | ▼ 21.1% |
| Financial fixed assets28 | €751k | €751k | €751k | €751k | €752k | = |
| Current assets29/58 | €239k | €118k | €216k | €180k | €170k | ▼ 5.3% |
| Amounts receivable after more than one year29 | - | - | - | - | €1k | - |
| Other amounts receivable291 | - | - | - | - | €1k | - |
| Stocks and contracts in progress3 | €15k | €27k | €19k | €19k | €8k | ▼ 58.1% |
| Stocks30/36 | - | €27k | €19k | €19k | €8k | ▼ 58.1% |
| Amounts receivable within one year40/41 | €79k | €45k | €157k | €147k | €144k | ▼ 2.0% |
| Trade receivables40 | - | €45k | €35k | €27k | €25k | ▼ 6.9% |
| Other amounts receivable41 | - | - | €122k | €120k | €119k | ▼ 0.9% |
| Cash at bank and in hand54/58 | €51k | €45k | €40k | €14k | €18k | ▲ 23.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.13M | €1.02M | €1.10M | €1.05M | €1.02M | ▼ 2.6% |
| Equity10/15 | €1.01M | €849k | €883k | €924k | €953k | ▲ 3.1% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €996k | €830k | €864k | €906k | €935k | ▲ 3.2% |
| Distributable reserves133 | - | €830k | €864k | €906k | €935k | ▲ 3.2% |
| Profit (loss) carried forward14 | - | - | - | €0 | - | - |
| Amounts payable17/49 | €120k | €174k | €220k | €126k | €69k | ▼ 44.8% |
| Amounts payable after more than one year17 | €32k | €15k | - | - | - | - |
| Financial debts170/4 | - | €15k | - | - | - | - |
| Amounts payable within one year42/48 | €88k | €158k | €217k | €120k | €64k | ▼ 46.7% |
| Current portion of amounts payable after more than one year42 | - | €17k | €15k | €0 | - | - |
| Trade debts44 | €20k | €42k | €11k | €20k | €18k | ▼ 8.6% |
| Suppliers440/4 | - | €42k | €11k | €20k | €18k | ▼ 8.6% |
| Taxes, remuneration and social security45 | - | €31k | €47k | €10k | €2k | ▼ 78.1% |
| Taxes450/3 | - | €31k | €47k | €10k | €2k | ▼ 78.1% |
| Other amounts payable47/48 | - | €68k | €145k | €90k | €44k | ▼ 51.5% |
| Accrued charges and deferred income492/3 | - | €1k | €2k | €6k | €5k | ▼ 7.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €210k | €178k | €143k | €41k | €29k | ▼ 30.4% |
| + Depreciation and write-downs630 | €20k | €20k | €20k | €20k | €20k | ▼ 1.6% |
| Operating cash flow (approximation) | €230k | €197k | €163k | €61k | €48k | ▼ 21.1% |
| Investment in fixed assets (approximation) | - | €-30k | €-923 | €-4k | €-1k | ▲ 62.4% |
| Change in cash | - | €-6k | €-5k | €-26k | €3k | ▲ 113% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €210k ▲109%
Net result €210k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 2.72
Current ratio from 0.72 to 2.72; short-term debt falls from €216k to €88k.
31-12
Financial
Equity above €1MEq €1.01M ▲26.1%
3 profitable years in a row build equity to €1.01M.
13-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
02-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2007
Ground area
232 m²
Building footprint
220 m²
Volume, LiDAR
1,711 m³
Parcel 31038A0359/00P003, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Caresso
since 20072.159.426.470
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31038A0359/00P003 | Flanders | 232 m² | 1 · 220 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDe Haan2.159.426.470
Similar companies · same sector, comparable size
PRO WELL
BE 0467.422.610
Lennik · Eq €974k
THE NUTS & DRIED FRUITS COMPANY
BE 0879.293.716
Sint-Katelijne-Waver · Eq €992k
DARIUS CAFE
BE 0559.979.416
Liège · Eq €995k
MisYaprak België
BE 0664.710.316
Brecht · Eq €895k
INTER FARMA INVEST
BE 0438.493.250
Hasselt · Eq €891k
Of 2,474 companies in sector 47279 we hold annual accounts for 949. 374 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47279Other retail sale of food
Contact
E-mail
marjolein@koffiekan.be
Phone
050414623
Fax
050419783
Scores and ratios are computed by Checked and are not a credit decision.