CARELS-SOLUTIONS
ActiveCARELS-SOLUTIONS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €87k and a net result of €30k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 7974 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
20 d early
2023
19 d early
2022
18 d early
2021
45 d early
2020
44 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 52.3%
2024 · €57k
2018: €36k
2019: €53k
2020: €101k
2021: €127k
2022: €87k
2023: €96k
2024: €57k
2018 → 2025
Net result
€30k▲ 2,195%
2024 · €1k
2018: €30k
2019: €17k
2020: €48k
2021: €26k
2022: €-3k
2023: €21k
2024: €1k
2018 → 2025
Total assets
€106k▲ 12.4%
2024 · €95k
2018: €118k
2019: €114k
2020: €161k
2021: €174k
2022: €125k
2023: €160k
2024: €95k
2018 → 2025
Solvency
81.6%▲ 21.3pp
2024 · 60.3%
2018: 30.5%
2019: 46.5%
2020: 62.9%
2021: 73.1%
2022: 69.6%
2023: 59.7%
2024: 60.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€87k▼ 31.6%€96k▲ 10.3%€57k▼ 40.4%€87k▲ 52.3%
Operating result€38k-€4k▼ 88.9%€32k▲ 649%€12k▼ 63.2%€47k▲ 300%
Net result€26k-€-3k€21k€1k▼ 93.8%€30k▲ 2,195%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 300% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€5k▼ 35.8%
Current assets
€101k▲ 16.8%
Equity and liabilities €106k
Equity
€87k▲ 52.3%
Debt
€20k▼ 48.0%
The debt ratio falls from 39.7% to 18.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
81.6%▲
2024 · 60.3%
ROE
34.3%▲
2024 · 2.3%
ROA
28.0%▲
2024 · 1.4%
Debt
€20k▼
2024 · €38k
Debt ≤ 1 year
€20k▼
2024 · €38k
Income taxes
€11k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€106k▲
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€5k€2k▼
Financial fixed assets28€477€477=
Current assets29/58€87k€101k▲
Amounts receivable within one year40/41€56k€49k▼
Trade receivables40€23k€24k▲
Other amounts receivable41€33k€25k▼
Cash at bank and in hand54/58€28k€51k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€95k€106k▲
Equity10/15€57k€87k▲
Contributions10/11€19k€19k=
Reserves13€39k€68k▲
Distributable reserves133€39k€68k▲
Amounts payable17/49€38k€20k▼
Amounts payable within one year42/48€38k€20k▼
Financial debts43€9k€6k▼
Credit institutions430/8€9k€6k▼
Trade debts44€12k€7k▼
Suppliers440/4€12k€7k▼
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€9k€4k▼
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€4k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€447€670▲
Non-recurring operating charges66A€262-
Gross operating margin9900€19k€52k▲
Operating profit (loss)9901€12k€47k▲
Financial income75/76B€5€237▲
Recurring financial income75€5€237▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€5k€41k▲
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€1k€30k▲
Profit (loss) for the period to be appropriated9905€1k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€30k▲
Transfer from equity791/2€40k-
Transfer to equity691/2€1k€30k▲
To other reserves6921€1k€30k▲
Profit to be distributed694/7€40k-
Return on contributions (dividend)694€40k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 5.19
Current ratio from 2.31 to 5.19; short-term debt falls from €38k to €20k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-3k ▼110%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €48k ▲186%
Operating result €64k, net result €48k, both a record.
31-12
Financial
Equity above €100kEq €101k ▲91.5%
3 profitable years in a row build equity to €101k.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houw 79050 GentGround area
897 m²
Building footprint
143 m²
Volume, LiDAR
723 m³
Parcel 44022A0630/00S000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CARELS-SOLUTIONS
since 20182.277.712.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44022A0630/00S000 | Flanders | 897 m² | 1 · 143 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 11,929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.