CARELO
ActiveSummary
CARELO has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €19k. Its solvency ranks better than 62% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency96
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.41; short-term debt: 29.3% and cash: 100% of total assets), and 29.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.7%
Return on assets
60.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€22k
Total assets
€31k
Net result
€19k
Working capital
€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €31k
Equity
€22k
Debt
€9k
Debt finances 29.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€25k
Cash flow
€20k
Current ratio
3.41
Debt to equity
0.41
ROE
86.2%
ROA
60.9%
Interest coverage
360.52
Debt ≤ 1 year
€9k
Income taxes
€5k
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k |
| Gross operating margin9900 | €25k |
| Operating profit (loss)9901 | €24k |
| Financial income75/76B | €36 |
| Recurring financial income75 | €36 |
| Financial charges65/66B | €69 |
| Recurring financial charges65 | €69 |
| Profit (loss) for the period before taxes9903 | €24k |
| Income taxes67/77 | €5k |
| Profit (loss) for the period9904 | €19k |
| Profit (loss) for the period to be appropriated9905 | €19k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €31k | |
| Current assets29/58 | €31k | |
| Cash at bank and in hand54/58 | €31k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €31k | |
| Equity10/15 | €22k | |
| Contributions10/11 | €3k | |
| Reserves13 | €19k | |
| Distributable reserves133 | €19k | |
| Amounts payable17/49 | €9k | |
| Amounts payable within one year42/48 | €9k | |
| Trade debts44 | €338 | |
| Suppliers440/4 | €338 | |
| Taxes, remuneration and social security45 | €9k | |
| Taxes450/3 | €9k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €19k |
| + Depreciation and write-downs630 | €1k |
| Operating cash flow (approximation) | €20k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2025
Ground area
810 m²
Building footprint
133 m²
Volume, LiDAR
834 m³
Parcel 72345B0650/00B000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CARELO
since 20252.369.436.717
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72345B0650/00B000 | Flanders | 810 m² | 1 · 133 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Cedtech
BE 0758.724.102
Mol · Eq €21,662
NC-Consult
BE 0848.960.133
Sint-Jans-Molenbeek · Eq €21,656
BLANK SPACE
BE 0715.827.732
Blégny · Eq €21,678
CLOUD XPERT
BE 0717.562.052
Antwerpen · Eq €21,647
DevNet Consult
BE 0676.942.907
Koekelberg · Eq €21,646
Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 13,303 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.