CAREFUZE
ActiveCAREFUZE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €284k and a net result of €57k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 9.65 against 8.24 in 2024), and 10.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.7%
Return on assets
17.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
7 d early
2024
30 d late
2023
26 d late
2022
30 d early
2021
30 d late
2020
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€284k▲ 25.0%
2024 · €227k
2020: €79k
2021: €129k
2022: €155k
2023: €208k
2024: €227k
2020 → 2025
Total assets
€317k▲ 18.4%
2024 · €267k
2020: €116k
2021: €194k
2022: €225k
2023: €255k
2024: €267k
2020 → 2025
Net result
€57k▼ 6.1%
2024 · €61k
2020: €78k
2021: €50k
2022: €55k
2023: €53k
2024: €61k
2020 → 2025
Working capital
€261k▲ 20.0%
2024 · €217k
2020: €75k
2021: €120k
2022: €142k
2023: €186k
2024: €217k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€129k-€155k▲ 20.6%€208k▲ 33.8%€227k▲ 9.3%€284k▲ 25.0%
Operating result€65k-€70k▲ 8.3%€69k▼ 1.6%€78k▲ 12.7%€70k▼ 9.3%
Net result€50k-€55k▲ 9.7%€53k▼ 3.6%€61k▲ 15.2%€57k▼ 6.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €317k
Fixed assets
€26k▲ 28.3%
Current assets
€291k▲ 17.6%
Equity and liabilities €317k
Equity
€284k▲ 25.0%
Debt
€33k▼ 18.7%
The debt ratio falls from 15.0% to 10.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€83k▼
2024 · €89k
Cash flow
€70k▼
2024 · €72k
Solvency
89.7%▲
2024 · 85.0%
Current ratio
9.65▲
2024 · 8.24
Quick ratio
9.65▲
2024 · 8.24
Debt / equity
0.11▼
2024 · 0.18
ROE
20.0%▼
2024 · 26.6%
ROA
17.9%▼
2024 · 22.6%
Interest coverage
172.60▲
2024 · 44.49
Debt
€33k▼
2024 · €40k
Debt ≤ 1 year
€30k▲
2024 · €30k
Income taxes
€16k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€267k€317k▲
Fixed assets21/28€20k€26k▲
Intangible fixed assets21€327€141▼
Tangible fixed assets22/27€20k€26k▲
Plant, machinery and equipment23€6k€12k▲
Furniture and vehicles24€2k€10k▲
Leasing and similar rights25€10k€3k▼
Other tangible fixed assets26€892€687▼
Financial fixed assets28€250€250=
Current assets29/58€247k€291k▲
Amounts receivable within one year40/41€58k€108k▲
Trade receivables40€21k€20k▼
Other amounts receivable41€37k€88k▲
Cash at bank and in hand54/58€187k€180k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€267k€317k▲
Equity10/15€227k€284k▲
Contributions10/11€2k€2k=
Reserves13€226k€283k▲
Distributable reserves133€226k€283k▲
Amounts payable17/49€40k€33k▼
Amounts payable after more than one year17€9k-
Financial debts170/4€9k-
Amounts payable within one year42/48€30k€30k▲
Current portion of amounts payable after more than one year42-€668
Financial debts43€7k€7k▼
Other loans439€7k€7k▼
Trade debts44€2k€88▼
Suppliers440/4€2k€88▼
Taxes, remuneration and social security45€21k€22k▲
Taxes450/3€21k€22k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€549-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€111-
Gross operating margin9900€93k€87k▼
Operating profit (loss)9901€78k€70k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€2k€482▼
Recurring financial charges65€2k€482▼
Profit (loss) for the period before taxes9903€78k€73k▼
Income taxes67/77€17k€16k▼
Profit (loss) for the period9904€61k€57k▼
Profit (loss) for the period to be appropriated9905€61k€57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€57k▼
Transfer from equity791/2€41k-
Transfer to equity691/2€61k€57k▼
To other reserves6921€61k€57k▼
Profit to be distributed694/7€41k-
Return on contributions (dividend)694€41k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Equity above €200kEq €208k ▲33.8%
4 profitable years in a row build equity to €208k.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €155k ▲20.6%
3 profitable years in a row build equity to €155k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €50k ▼36.1%
Net result drops to €50k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €129k ▲62.7%
2 profitable years in a row build equity to €129k.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Galgenbergstraat(B) 37A9290 BerlareGround area
3,936 m²
Building footprint
539 m²
Volume, LiDAR
2,525 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Galgenbergstraat(B) 37 A, 9290 Berlare
since 20192.289.304.324
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003D0388/00N000 | Flanders | 2,334 m² | 1 · 177 m² | 7.0 m · 2 fl. |
| 42003D0388/00E000 | Flanders | 1,602 m² | 1 · 362 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 74 EUR awarded · 74 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 74 EUR | 74 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,150 companies in sector 63920 we hold annual accounts for 1,522. 1,112 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2019
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.carefuze.be
E-mail:info@carefuze.be