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Care4L

Active
Private limited companyfounded 2024active for 2 yearsSchaperijstraat 66, 9900 Eeklo, BelgiumKBO/BCE: BE 1008.887.793
Summary

Care4L has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,828 and a net result of -€1,172. Its solvency ranks better than 8% of 484 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow ReportCompare
Care4LActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
Day nurseries and crèches
NACE 88911
1 site
Size
€493,149total assets 2025
Staff
2.8 FTE
Equity
€1,828
Loss
-€1,172
Turnover not published (abbreviated format)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
2025 accounts filed 31 days late
Why 67raises riskEquity €1,828 (0.4% of total assets)Founded in 2024Last filed accounts filed 31 days late; 1 of the last 3 latelowers riskSector: Social work activities without accommodation (NACE 88)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 25% of its sector peers (NACE 88, micro)
Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 25
equity 0.4% of total assets
Liquidity 60
short-term debt 11.2% · cash 8.5%
Profitability 31
return on assets -0.2%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,124 companies, NACE 88, micro)
Last 24 months 05-2025: 0.4%lowest value 06-2025: 0.4%● unchanged vs 05-2025lowest value 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.5%▲ +0.1 percentage points vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.7%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.7%● unchanged vs 09-2026highest value
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro): better than 11% on solvency, 41% on liquidity and 22% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
raises risk · Equity €1,828 (0.4% of total assets)
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 484 sector peers (2025).
NBB · sector comparison
Position among 484 sector peers
Solvency
better than 8%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. IncorporationAppointments: BRONDEL Bernard Paula Pierre…

Key points

  • Caution: Among the weakest 8% on solvencysector median 54.7% · 484 companies 0.4% View
  • Flemish supportawarded from 2024 to 2025 €108,764 View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2025
Total assets
€493,149
Loss
-€1,172
Solvency
0.4%
Go to Financials

Board & ownership

Board
2 members
  • BRONDEL Bernard Paula Pierre Georges VeerleDirector
  • BUYL Manon Marcelle Denise Erna MariaDirector
Go to Board & ownership

Company details

Sites
1
Legal form
Private limited company
Activity
Day nurseries and crèchesNACE 88911
Founded
29-04-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Who signs
Each director alone
Annual meeting
Last Friday of June at 19:00
Purpose
“De inrichting en uitbating van kinderdagverblijven voor dag- en vakantieopvang in de meest…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about Care4L

What is the company number of Care4L?
1008.887.793. In Belgium the VAT number is the company number with BE in front: BE 1008.887.793.
Where is Care4L based?
The registered office is at Schaperijstraat 66, 9900 Eeklo.Company details
What does Care4L do?
According to the KBO register, the main activity is day nurseries and crèches (NACE 88911).
What is the legal form of Care4L?
Private limited company (BV).
When was Care4L founded?
On 29-04-2024.
Is Care4L still active?
Yes, Care4L is an active enterprise in the KBO register.
How many employees does Care4L have?
On average 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Care4L?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Care4L profitable?
In financial year 2025, Care4L made a loss of €1,172.
Where can I find the annual accounts of Care4L?
Care4L filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies How does this company compare with its sector?Sector benchmark

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