Financials
- Financial year
- 2025
- Total assets
- €81,583
- Profit
- €25,900
- Solvency
- 35.4%
CARDOSO
ActiveSummary
The computed 12-month bankruptcy probability of CARDOSO is 3.7% (moderate). The 2025 annual accounts show equity of €28,900 and a net result of €25,900. Its solvency ranks better than 45% of 5,516 sector peers (NACE 81, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General cleaning of buildings
NACE 81210
1 site
Size
€81,583total assets 2025
- Equity
- €28,900
- Profit
- €25,900
Turnover not published (micro format)
Why 50raises riskFounded in 2025Size: total assets €81,583Liquidity: current ratio 1.50, cash €262Sector: Services to buildings and landscape activities (NACE 81)Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 49% of its sector peers (NACE 81, micro)
Financial strength
Average
Solvency
60
equity 35.4% of total assets
Liquidity
16
short-term debt 64.6% · cash 0.3%
Profitability
100
return on assets 31.7%
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 2.0%lowest value
06-2026: 2.0%● unchanged vs 05-2026lowest value
07-2026: 2.1%▲ +0.1 percentage points vs 06-2026
08-2026: 2.5%▲ +0.4 percentage points vs 07-2026
09-2026: 3.4%▲ +0.9 percentage points vs 08-2026
10-2026: 3.7%▲ +0.3 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.5; short-term debt: 64.6% and cash: 0.3% of total assets), but 64.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 43% on solvency, 11% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
24 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Resignation: Alves Barbosa Paula (director)Appointment: DE ALMEIDA CARDOSO Caio…
Key points
By topic
Board & ownership
- Board
- 1 member
- DE ALMEIDA CARDOSO Caio AugustoDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General cleaning of buildingsNACE 81210
- Founded
- 29-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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