CARDITA

Active

Private limited companyfounded 2024active for 2 yearsRue L. De Brouckère 80, 4102 Seraing, BelgiumKBO/BCE: BE 1014.275.550

Summary

CARDITA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,752 and a net result of €50,611. Its solvency ranks better than 63% of 20,461 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisWatch Report Compare

CARDITAActiveChecked score 97/100

Risk analysis Report Compare

Activity

Specialist medical practice

NACE 86220

1 site

Size

€70,382total assets 2025

Equity: €52,752
Profit: €50,611

Turnover not published (micro format)

Financial health

97 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Accounts 121 days early1 of 2 deeds read

Why 97raises risk1 change of registered office in 24 monthslowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 2.84, cash €36,405Figures for financial year 2025 (filed 01-04-2026)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 73% of its sector peers (NACE 86, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 100

equity 75.0% of total assets

Liquidity 91

short-term debt 25.0% · cash 51.7%

Profitability 100

return on assets 71.9%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,011 companies, NACE 86, micro)

Last 24 months 10-2025: 0.3% 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.6%▲ +0.3 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.7%▲ +0.1 percentage points vs 02-2026highest value 04-2026: 0.7%● unchanged vs 03-2026highest value 05-2026: < 0.1%▼ -0.7 percentage points vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.84; short-term debt: 25% and cash: 51.7% of total assets), and 25% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 64% on solvency, 75% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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