CARDIOLA
ActiveSummary
The computed 12-month bankruptcy probability of CARDIOLA is 1.6% (moderate). The 2025 annual accounts show equity of €119,233 and a net result of €117,592. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Turnover and EBIT margin not published: the micro schema does not require them.
Peer companies
Historical observationOf the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,886 |
| Gross operating margin9900 | €154,569 |
| Operating profit (loss)9901 | €150,683 |
| Financial income75/76B | €96 |
| Recurring financial income75 | €96 |
| Financial charges65/66B | €89 |
| Recurring financial charges65 | €89 |
| Profit (loss) for the period before taxes9903 | €150,689 |
| Income taxes67/77 | €33,097 |
| Profit (loss) for the period9904 | €117,592 |
| Profit (loss) for the period to be appropriated9905 | €117,592 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €155,144 | |
| Fixed assets21/28 | €3,756 | |
| Tangible fixed assets22/27 | €3,756 | |
| Furniture and vehicles24 | €3,756 | |
| Current assets29/58 | €151,388 | |
| Amounts receivable within one year40/41 | €6,237 | |
| Other amounts receivable41 | €6,237 | |
| Cash at bank and in hand54/58 | €134,370 | |
| Deferred charges and accrued income490/1 | €10,781 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €155,144 | |
| Equity10/15 | €119,233 | |
| Contributions10/11 | €2,500 | |
| Reserves13 | €116,733 | |
| Distributable reserves133 | €116,733 | |
| Amounts payable17/49 | €35,911 | |
| Amounts payable within one year42/48 | €35,911 | |
| Trade debts44 | €1,955 | |
| Suppliers440/4 | €1,955 | |
| Taxes, remuneration and social security45 | €33,097 | |
| Taxes450/3 | €33,097 | |
| Other amounts payable47/48 | €859 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €117,592 |
| + Depreciation and write-downs630 | €3,886 |
| Operating cash flow (approximation) | €121,478 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64072B0063/00H000 | Wallonia | 1,516 m² | 1 · 53 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Company details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.